Excavator 
Backhoe Loader 
Motor Grader 
Wheel Loader 
Crane 
Concrete Mixer 
Compactor 
Skid Steer Loader 
Concrete Pump 
Telehandler 
Loan amount
Up to ₹80 L
New or used machines · quick approvals · EMIs that fit your cash flow. We help you from enquiry to keys-in-hand.
A Bajaj Finserv machinery loan helps you buy work machines like backhoe loaders, excavators, cranes, graders and tippers — new or pre-owned. You can borrow up to ₹80 lakh, repay over 12 to 96 months, and get up to 100% funding on new equipment with no collateral. Being an NBFC, Bajaj Finserv is quick — money can reach your account within 48 hours of sanction. There are three loan types, including Flexi options that let you part-pay without extra charges. Tell us your machine and city, and the Desi Machines finance desk will get your loan moving.
Not every buyer wants to walk into a bank branch and wait in a queue. Some just want the money fast, with less paperwork. This is where Bajaj Finserv fits in. It is not a bank — it is one of India’s biggest NBFCs, the lending arm of the well-known Bajaj group, and it has been financing businesses since 2007. Its whole style is built around speed and going digital, so a contractor in a small town can get a machine loan without running around for weeks.
A Bajaj Finserv machinery loan is simply money you borrow to buy a work machine. You put the machine to work on your site, it earns for you, and you pay the loan back in easy monthly EMIs. The best part is how quick it moves. Once your loan is sanctioned, the money can reach your bank account in about 48 hours. There is no collateral needed beyond the machine, the papers are kept simple, and the charges are told to you upfront with nothing hidden.
What can you finance with it? Most machines that do real work on a site — backhoe loaders, excavators, motor graders, cranes, wheel loaders, transit mixers, tippers and compactors. It even covers agricultural machinery, DG sets, compressors and material-handling equipment. New machine or a good second-hand one, Bajaj Finserv can fund both — handy when a pre-owned machine suits your budget better.
You can borrow up to ₹80 lakh, and repay over a stretch of 12 to 96 months — so up to eight years to clear it comfortably. On new equipment, funding can go up to 100%, which keeps your own cash free for diesel, wages and running costs. There are three loan types to pick from — Term, Flexi Term and Flexi Hybrid Term — and on the Flexi options you can part-pay without extra charges. Want to weigh other lenders too? Compare Tata Capital and Axis Bank on our finance page, or cover your machine with Bajaj Allianz insurance.
Loan amounts, interest rates and tenures shown here are indicative and are decided by Bajaj Finserv based on your profile. Please confirm the latest terms with the lender or our finance desk before you apply.
Bajaj Finserv offers three different types of loans for different types of customers. The different types of loans are Term loans, Flexi Term loans, and Flexi Hybrid Term loans.
In the case of the Flexi Term loan and the Flexi Hybrid Term loan, if you pay a part of the loan, then there are no extra charges incurred.
There is a different range of loans that can be availed from Bajaj Finserv. It offers a wide range of loans of up to Rs 80 lakhs. This ensures entrepreneurs of every scale to avail the loan.
Bajaj Finserv offers a convenient loan repayment tenure up to 8 years. One can avail a broad tenure for the repayment of the loan from 12 months to 96 months as per the choice of the borrower.
Bajaj Finserv claims that they do not charge any hidden charges. The entire process remains transparent to the borrower. Moreover, there are no collateral involved in the sanction process.
Wondering what your monthly EMI will look like? Slide the values below to see it right away. As an example, a ₹30 lakh loan spread over 60 months (5 years) would come to roughly ₹63,000–₹65,000 a month, depending on the rate Bajaj Finserv offers you. Change the amount, down payment or tenure and the figure updates on its own — no calculation on paper. Want the exact number for your case? Send us the details and we’ll confirm it with Bajaj Finserv.
You do not have to run a large firm to qualify. Bajaj Finserv lends to contractors, business owners, fleet operators and SMEs working in construction, mining, earthmoving and agriculture, as long as there is a steady income stream behind you. The loan works for buying either new or used machinery. What the lender really checks is straightforward: do you have some work history, is there enough income to cover the EMI comfortably, and is your credit record clean? If you are not sure whether you fit, just talk to our team first — we check for you before you spend time gathering papers, so you don’t waste a single day.
Aadhaar, PAN Card, Voter ID, Passport, or Driving Licence
Utility bill, Aadhaar, Voter ID, or Passport
Bank statements, ITRs, or audited financials of the business
Quotation or invoice for new/used equipment purchase
GST registration, business PAN, trade license, or incorporation documents
Previous EMI payment track record (if applicable) for top-up or refinance
Getting this loan is simpler than most people expect, and you don’t have to do it alone. You pick the machine, we handle the finance paperwork, and Bajaj Finserv does the approval. Because it is an NBFC built for speed, clean files move fast — after sanction the amount can land in your account in about 48 hours. From “I need a machine” to “keys in hand” is a short, easy path.
Explore a wide range of construction and heavy machinery from India’s top brands like CAT, Komatsu, JCB, Tata Hitachi, CASE, and more—all in one place.
Select the equipment model that best fits your project requirement, budget, and usage type—whether it’s for earthmoving, road work, mining, or lifting.
Fill out a quick enquiry form or connect via call, WhatsApp, or email. Desi Machines helps you apply for Machinery Loans or Finance for Machinery with fast approvals.
Bajaj Finance construction equipment loan covers a wide range of heavy machinery—including cranes, excavators, backhoes, bulldozers, tipper trucks, and other HCVs—as collateral for secured financing, with flexible tenure and quick approval
Interest rates vary based on equipment type and profile but are generally competitive. Check online or contact customer care for quotes.
Yes, Bajaj Finserv offers construction equipment loans for both new and second-hand machinery, with flexible terms.
Up to 100% of the invoice value for new machines, and a substantial percentage for used ones, depending on age and condition.
With digital processing, approvals can happen within 24–48 hours. Disbursal follows soon after documentation completion.
Yes, existing borrowers with a good repayment record may be eligible for top-up loans or balance transfers.
Absolutely—Bajaj Finserv allows part-prepayment and full foreclosure, often with minimal or no charges.
Optional protection plans for loan repayment and equipment insurance are available during the application process.
Check Bajaj Finserv equipment finance and loan options across all major cities in India including Mumbai, Pune, Kolkata, Hyderabad, Chennai, Bengaluru, Delhi, Ahmedabad, Indore, Jaipur, Guwahati, and 600+ more locations.
Mumbai
Pune
Nagpur
Navi Mumbai
Thane
Nashik
Aurangabad (Chhatrapati Sambhajinagar)
Solapur
Kolhapur
Amravati
Chandrapur
Yavatmal
Latur
Dhule
Ahmednagar
Jalgaon
Raigad
Beed
Wardha
Palghar
Sangli
Ratnagiri
Satara
Nanded
Akola
Buldhana
Ahmedabad
Gandhinagar
Surat
Vadodara
Rajkot
Bhavnagar
Jamnagar
Mundra
Kutch
Vapi
Anand
Mehsana
Morbi
Surendranagar
Amreli
Bharuch
Navsari
Dahej
Alang
Dholera
Gandhidham
Panaji
Vasco da Gama
Margao
Calangute
Mormugao
Chennai
Coimbatore
Madurai
Tiruchirappalli
Hosur
Salem
Tirunelveli
Vellore
Erode
Thoothukudi
Neyveli
Cuddalore
Virudhunagar
Dharmapuri
Krishnagiri
Thanjavur
Tiruppur
Kancheepuram
Ranipet
Chengalpattu
Kanyakumari
Bengaluru
Mysuru
Hubballi-Dharwad
Belagavi
Mangaluru
Davanagere
Ballari
Hospet
Tumakuru
Shivamogga
Chitradurga
Raichur
Kolar
Hassan
Hoskote
Doddaballapura
Kalaburagi
Bidar
Koppal
Vijayapura
Chamarajanagar
Visakhapatnam
Vijayawada
Amaravati
Guntur
Tirupati
Nellore
Kurnool
Kadapa
Anantapur
Rajahmundry
Kakinada
Eluru
Ongole
Srikakulam
Bheemunipatnam
Machilipatnam
Proddatur
Hindupur
Srikalahasti
Nandyal
Hyderabad
Warangal
Karimnagar
Nizamabad
Khammam
Maheshwaram
Sangareddy
Nalgonda
Adilabad
Suryapet
Siddipet
Ramagundam
Mancherial
Peddapalli
Bhadrachalam
Zaheerabad
Narayanpet
Vikarabad
Medak
Kothagudem
Thiruvananthapuram
Kochi
Kozhikode
Thrissur
Kollam
Palakkad
Malappuram
Alappuzha
Kannur
Kasaragod
Kottayam
Idukki
Wayanad
Pathanamthitta
Ernakulam
Aluva
Angamaly
Perumbavoor
Munnar
Ponnani
Lucknow
Kanpur
Varanasi
Prayagraj
Noida
Ghaziabad
Meerut
Jhansi
Aligarh
Moradabad
Gorakhpur
Mathura
Bareilly
Saharanpur
Ayodhya
Mirzapur
Dadri
Muzaffarnagar
Deoria
Kushinagar
Ballia
Sonbhadra
Gonda
Etawah
Jaipur
Jodhpur
Udaipur
Kota
Ajmer
Bikaner
Alwar
Bhilwara
Barmer
Jaisalmer
Pali
Nagaur
Banswara
Dungarpur
Chittorgarh
Sikar
Sawai Madhopur
Tonk
Bundi
Sriganganagar
Ludhiana
Amritsar
Jalandhar
Patiala
Mohali
Bathinda
Hoshiarpur
Moga
Gurdaspur
Pathankot
Firozpur
Rupnagar
Fatehgarh Sahib
Sangrur
Faridkot
Kapurthala
Nawanshahr
Muktsar
Tarn Taran
Fazilka
Gurugram
Faridabad
Panipat
Ambala
Sonipat
Rohtak
Hisar
Karnal
Rewari
Manesar
Panchkula
Bhiwani
Yamunanagar
Jhajjar
Nuh (Mewat)
Sirsa
Kaithal
Kurukshetra
Bahadurgarh
Palwal
Shimla
Manali
Dharamshala
Solan
Baddi
Mandi
Kullu
Bilaspur
Una
Chamba
Kangra
Rampur
Lahaul-Spiti
Hamirpur
Sirmaur
Kinnaur
Dehradun
Haridwar
Rishikesh
Nainital
Roorkee
Haldwani
Kashipur
Rudrapur
Pantnagar
Champawat
Pithoragarh
Bageshwar
Chamoli
Uttarkashi
Almora
Vikasnagar
Kotdwar
Ramnagar
Srinagar (Pauri)
Tehri
Central Vista
Dwarka
Rohini
Narela
Okhla
Tughlakabad
Shahdara
Janakpuri
Badarpur
Uttam Nagar
Saket
Mundka
Burari
Bawana
Kanjhawala
Najafgarh
Deoli
Mehrauli
Vasant Kunj
Mayur Vihar
Srinagar
Jammu
Udhampur
Katra
Anantnag
Baramulla
Sopore
Pulwama
Ganderbal
Bandipora
Kupwara
Kathua
Reasi
Ramban
Doda
Rajouri
Poonch
Kishtwar
Shopian
Kulgam
Leh
Kargil
Drass
Hanle
Chushul
Zanskar
Nubra
Shyok
Khaltse
Dha-Hanu
Nyoma
Mulbekh
Sector 17 (City Core)
Sector 62 (IT Park)
Industrial Area Ph-1
Industrial Area Ph-2
Manimajra
Panchkula Extension
Mohali Phase 8
ISBT 43
Daria
Hallomajra
Rock Garden Area
Sector 82 (Aerocity)
Kolkata
Durgapur
Asansol
Haldia
Siliguri
Kharagpur
Bardhaman
Medinipur
Howrah
Raniganj
Burnpur
Bankura
Kalyani
Purulia
New Town (Rajarhat)
Bidhannagar
Barasat
Malda
Jalpaiguri
Cooch Behar
Bhubaneswar
Cuttack
Rourkela
Sambalpur
Berhampur
Angul
Talcher
Jharsuguda
Sundargarh
Paradip
Koraput
Rayagada
Keonjhar
Bolangir
Kalahandi
Dhenkanal
Baripada
Jajpur
Kendrapara
Puri
Ranchi
Jamshedpur
Dhanbad
Bokaro
Hazaribagh
Deoghar
Giridih
Ramgarh
Dumka
Lohardaga
Gumla
Palamu
Chatra
West Singhbhum
Pakur
Sahibganj
Koderma
Simdega
Godda
Khunti
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Desi Machines is a platform where you can see and compare construction equipment. It showcases images, brochures, features, technical specifications, brand details & dealer information. All these are taken from respective brand websites, brochures, and other public resources. We do not claim ownership of these materials and strive to ensure their accuracy. However, the disparity may happen and we advise users to verify directly with respective brands and dealers. Desi Machines is not liable for any inaccuracies or reliance on the information provided. Use of this website is at your own discretion.
