Excavator 
Backhoe Loader 
Motor Grader 
Wheel Loader 
Crane 
Concrete Mixer 
Compactor 
Skid Steer Loader 
Concrete Pump 
Telehandler 
Loan amount
Up to 90% cost
New or used machines · quick approvals · EMIs that fit your cash flow. We help you from enquiry to keys-in-hand.
A Hinduja Leyland Finance construction equipment loan helps you buy machines like excavators, loaders, tippers, compactors and cranes — new or second-hand. As a focused NBFC, HLF can fund up to 90% of the equipment cost and let you repay over up to 5 years (60 months), with EMIs shaped around your project's cash flow. Individuals, contractors, fleet owners and companies can all apply, and even first-time buyers with a solid plan are considered. Tell us your machine and city, and the Desi Machines finance desk will get the loan moving for you — minimal papers, quick approval, no confusing queues.
Ask any small contractor and they will tell you the same thing: the machine is the costliest part of starting out. A backhoe or tipper can eat up years of savings in one payment. That is exactly the gap Hinduja Leyland Finance (HLF) was built to fill. It is a Non-Banking Financial Company (NBFC), not a regular bank, and that matters — an NBFC lives and breathes equipment finance, so its people actually understand a worksite. From its base in Chennai, HLF has spread across India, reaching the smaller towns and district roads where the real building work happens.
A Hinduja Leyland Finance construction equipment loan is simply money to buy your machine, which you then pay back in easy monthly instalments (EMIs) from the income the machine earns. The machine itself stands as security for the loan, so you usually don’t have to pledge your house or land on top of it. HLF funds both brand-new equipment straight from the makers and good second-hand machines — a real help when a used loader fits your pocket better than a new one.
What can you put on finance? Nearly any machine that does honest work on a site — excavators, wheel loaders, tippers, compactors and road rollers, cranes, concrete mixers, motor graders and more. Whether or not that exact model is listed on Desi Machines, if it is a genuine construction or mining machine, HLF can usually fund it.
Here is what makes HLF friendly for a growing business. It can cover up to 90% of the equipment cost, so the money you put down from your own pocket stays small. You repay over a comfortable stretch of up to 5 years (60 months), and because HLF knows infrastructure work is seasonal, it can shape the EMIs around your cash flow — lighter in the slow months, with structured or moratorium options case by case. Approvals are quick and the paperwork is kept light, so your machine reaches the site without a long wait. Want to weigh your choices first? You can also compare Tata Capital and Axis Bank on our finance page.
Loan amounts, funding percentage and tenure shown here are indicative and are decided by Hinduja Leyland Finance based on your profile. Please confirm the latest terms with HLF or our finance desk before you apply.
Whether you need excavators, loaders, tippers, compactors, cranes, or other heavy machinery—Hinduja Leyland Finance covers financing for almost all types of construction equipment.
HLF finances both brand-new equipment from leading OEMs and second-hand machines in good working condition, ensuring affordability for small and mid-sized businesses.
Borrowers can repay their loan over a period of up to 60 months (5 years), with customized EMI structures suited to the cash flow cycle of infrastructure projects.
Depending on equipment type and applicant profile, Hinduja Leyland Finance offers up to 90% of the equipment cost, reducing upfront capital burden.
With minimal documentation and quick approvals, HLF ensures fast disbursal so you can deploy your equipment at the site without delay.
HLF understands the dynamic cash flow of infrastructure businesses and offers seasonal EMIs, structured repayments, and moratorium periods on a case-to-case basis.
Special schemes for first-time buyers with simplified credit evaluation, helping small contractors enter the construction business with ease.
Wondering what your monthly EMI would come to? Slide the values below and watch it update on its own. As an illustration, on a ₹30 lakh loan over 5 years at a sample rate, the EMI lands in the region of ₹64,000 a month — change the amount, the down payment or the tenure and the figure recalculates instantly, no maths on your side. For the exact number for your machine, send us the details and we’ll confirm it with Hinduja Leyland Finance.
You don’t have to be a large firm to qualify. HLF lends to individuals, sole proprietors, partnership firms, private and public limited companies, fleet owners and contractors working in construction, mining and infrastructure. Being an NBFC, it looks beyond just old balance sheets — it studies your cash flow and project pipeline too, so even a start-up or first-time buyer with a sound plan gets a fair hearing. What helps most is steady income to cover the EMI, valid business papers and a clean repayment record where you have one. Not sure if you fit? Just call our team on +91 90 5147 5147 or write to hello@desimachines.com — we check for you before you spend time on forms.
Aadhaar Card, PAN Card, Voter ID, Passport, or Driving License (any two)
GST Registration Certificate, Trade License, Company Incorporation Certificate, or Partnership Deed
Last 2 years’ Income Tax Returns, Audited Financial Statements (Profit & Loss & Balance Sheet), and 6-month Bank Statements
Proforma Invoice (for new machines) or Certified Valuation Report (for used equipment)
Hypothecation agreement for the financed equipment; guarantor details or additional security may be requested for higher loan amounts or first-time buyers
Getting the loan is simpler than most first-time buyers expect, and you are not left to sort it out on your own. You pick the machine, our finance desk handles the paperwork, and Hinduja Leyland Finance does the approval. That is the whole journey from “I need a machine” to “keys in hand” — and with a complete file, most cases move in just a few working days.
Explore a wide range of construction and heavy machinery from India’s top brands like CAT, Komatsu, JCB, Tata Hitachi, CASE, and more—all in one place.
Select the equipment model that best fits your project requirement, budget, and usage type—whether it’s for earthmoving, road work, mining, or lifting.
Select the equipment model that best fits your project requirement, budget, and usage type—whether it’s for earthmoving, road work, mining, or lifting.
You can finance a wide range of equipment including backhoe loaders, excavators, tippers, transit mixers, cranes, compactors, and more.
Yes, used machinery that is in good condition and within a specific age bracket is eligible for financing.
Depending on your profile and equipment type, you can get up to 90% financing of the equipment cost.
You can repay your loan in flexible terms of up to 5 years (60 months).
Typically, the machinery financed is hypothecated to HLF. In some cases, guarantors or additional collateral may be requested.
Yes—HLF provides special support for new-to-credit customers and first-time buyers in construction.
With simplified documentation and field presence, HLF can approve and disburse the loan within a few working days.
Yes—Hinduja Leyland Finance offers structured repayment plans, including seasonal and bullet EMIs, based on your cash flow needs.
Check Hinduja Leyland Finance equipment finance and loan options across all major cities in India including Mumbai, Pune, Kolkata, Hyderabad, Chennai, Bengaluru, Delhi, Ahmedabad, Indore, Jaipur, Guwahati, and 600+ more locations.
Mumbai
Pune
Nagpur
Navi Mumbai
Thane
Nashik
Aurangabad (Chhatrapati Sambhajinagar)
Solapur
Kolhapur
Amravati
Chandrapur
Yavatmal
Latur
Dhule
Ahmednagar
Jalgaon
Raigad
Beed
Wardha
Palghar
Sangli
Ratnagiri
Satara
Nanded
Akola
Buldhana
Ahmedabad
Gandhinagar
Surat
Vadodara
Rajkot
Bhavnagar
Jamnagar
Mundra
Kutch
Vapi
Anand
Mehsana
Morbi
Surendranagar
Amreli
Bharuch
Navsari
Dahej
Alang
Dholera
Gandhidham
Panaji
Vasco da Gama
Margao
Calangute
Mormugao
Chennai
Coimbatore
Madurai
Tiruchirappalli
Hosur
Salem
Tirunelveli
Vellore
Erode
Thoothukudi
Neyveli
Cuddalore
Virudhunagar
Dharmapuri
Krishnagiri
Thanjavur
Tiruppur
Kancheepuram
Ranipet
Chengalpattu
Kanyakumari
Bengaluru
Mysuru
Hubballi-Dharwad
Belagavi
Mangaluru
Davanagere
Ballari
Hospet
Tumakuru
Shivamogga
Chitradurga
Raichur
Kolar
Hassan
Hoskote
Doddaballapura
Kalaburagi
Bidar
Koppal
Vijayapura
Chamarajanagar
Visakhapatnam
Vijayawada
Amaravati
Guntur
Tirupati
Nellore
Kurnool
Kadapa
Anantapur
Rajahmundry
Kakinada
Eluru
Ongole
Srikakulam
Bheemunipatnam
Machilipatnam
Proddatur
Hindupur
Srikalahasti
Nandyal
Hyderabad
Warangal
Karimnagar
Nizamabad
Khammam
Maheshwaram
Sangareddy
Nalgonda
Adilabad
Suryapet
Siddipet
Ramagundam
Mancherial
Peddapalli
Bhadrachalam
Zaheerabad
Narayanpet
Vikarabad
Medak
Kothagudem
Thiruvananthapuram
Kochi
Kozhikode
Thrissur
Kollam
Palakkad
Malappuram
Alappuzha
Kannur
Kasaragod
Kottayam
Idukki
Wayanad
Pathanamthitta
Ernakulam
Aluva
Angamaly
Perumbavoor
Munnar
Ponnani
Lucknow
Kanpur
Varanasi
Prayagraj
Noida
Ghaziabad
Meerut
Jhansi
Aligarh
Moradabad
Gorakhpur
Mathura
Bareilly
Saharanpur
Ayodhya
Mirzapur
Dadri
Muzaffarnagar
Deoria
Kushinagar
Ballia
Sonbhadra
Gonda
Etawah
Jaipur
Jodhpur
Udaipur
Kota
Ajmer
Bikaner
Alwar
Bhilwara
Barmer
Jaisalmer
Pali
Nagaur
Banswara
Dungarpur
Chittorgarh
Sikar
Sawai Madhopur
Tonk
Bundi
Sriganganagar
Ludhiana
Amritsar
Jalandhar
Patiala
Mohali
Bathinda
Hoshiarpur
Moga
Gurdaspur
Pathankot
Firozpur
Rupnagar
Fatehgarh Sahib
Sangrur
Faridkot
Kapurthala
Nawanshahr
Muktsar
Tarn Taran
Fazilka
Gurugram
Faridabad
Panipat
Ambala
Sonipat
Rohtak
Hisar
Karnal
Rewari
Manesar
Panchkula
Bhiwani
Yamunanagar
Jhajjar
Nuh (Mewat)
Sirsa
Kaithal
Kurukshetra
Bahadurgarh
Palwal
Shimla
Manali
Dharamshala
Solan
Baddi
Mandi
Kullu
Bilaspur
Una
Chamba
Kangra
Rampur
Lahaul-Spiti
Hamirpur
Sirmaur
Kinnaur
Dehradun
Haridwar
Rishikesh
Nainital
Roorkee
Haldwani
Kashipur
Rudrapur
Pantnagar
Champawat
Pithoragarh
Bageshwar
Chamoli
Uttarkashi
Almora
Vikasnagar
Kotdwar
Ramnagar
Srinagar (Pauri)
Tehri
Central Vista
Dwarka
Rohini
Narela
Okhla
Tughlakabad
Shahdara
Janakpuri
Badarpur
Uttam Nagar
Saket
Mundka
Burari
Bawana
Kanjhawala
Najafgarh
Deoli
Mehrauli
Vasant Kunj
Mayur Vihar
Srinagar
Jammu
Udhampur
Katra
Anantnag
Baramulla
Sopore
Pulwama
Ganderbal
Bandipora
Kupwara
Kathua
Reasi
Ramban
Doda
Rajouri
Poonch
Kishtwar
Shopian
Kulgam
Leh
Kargil
Drass
Hanle
Chushul
Zanskar
Nubra
Shyok
Khaltse
Dha-Hanu
Nyoma
Mulbekh
Sector 17 (City Core)
Sector 62 (IT Park)
Industrial Area Ph-1
Industrial Area Ph-2
Manimajra
Panchkula Extension
Mohali Phase 8
ISBT 43
Daria
Hallomajra
Rock Garden Area
Sector 82 (Aerocity)
Kolkata
Durgapur
Asansol
Haldia
Siliguri
Kharagpur
Bardhaman
Medinipur
Howrah
Raniganj
Burnpur
Bankura
Kalyani
Purulia
New Town (Rajarhat)
Bidhannagar
Barasat
Malda
Jalpaiguri
Cooch Behar
Bhubaneswar
Cuttack
Rourkela
Sambalpur
Berhampur
Angul
Talcher
Jharsuguda
Sundargarh
Paradip
Koraput
Rayagada
Keonjhar
Bolangir
Kalahandi
Dhenkanal
Baripada
Jajpur
Kendrapara
Puri
Ranchi
Jamshedpur
Dhanbad
Bokaro
Hazaribagh
Deoghar
Giridih
Ramgarh
Dumka
Lohardaga
Gumla
Palamu
Chatra
West Singhbhum
Pakur
Sahibganj
Koderma
Simdega
Godda
Khunti
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Desi Machines is a platform where you can see and compare construction equipment. It showcases images, brochures, features, technical specifications, brand details & dealer information. All these are taken from respective brand websites, brochures, and other public resources. We do not claim ownership of these materials and strive to ensure their accuracy. However, the disparity may happen and we advise users to verify directly with respective brands and dealers. Desi Machines is not liable for any inaccuracies or reliance on the information provided. Use of this website is at your own discretion.
