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CNH Capital · Construction Equipment Finance

CNH Capital Construction Equipment Loan – Finance Your CASE or New Holland Machine

New or used machines · quick approvals · EMIs that fit your cash flow. We help you from enquiry to keys-in-hand.

CNH Capital | Construction Equipment Loan | Finance Your Construction & Heavy Equipment
Loan amount
Up to 100%
Repayment
Up to 60 months
Interest
Competitive rate
Machines
New & Used
In short

A CNH Capital construction equipment loan helps you buy CASE and New Holland machines — like backhoe loaders, excavators, graders and compactors — whether new or company-certified used. The loan can cover up to 100% of the equipment value, and you can repay over up to 60 months with monthly, quarterly or seasonal EMIs to match your work cycle. Contractors, fleet owners, infrastructure firms and self-employed buyers can all apply. Tell us your machine and your city, and the Desi Machines finance desk will help you get it moving — no long queues, no confusing paperwork.

About this lender

Financing your machine with CNH Capital

Say you have set your heart on a CASE backhoe or a New Holland excavator. The machine is right for your work, but paying the full price in one shot would empty your pocket. This is exactly the gap CNH Capital fills. It is the finance arm of CNH Industrial — the same company that builds CASE and New Holland construction equipment. So when you take a loan from them, you are borrowing from the maker’s own finance team, people who know these machines inside out.

A CNH Capital construction equipment loan is money to buy the machine, which you then repay in easy monthly instalments out of what the machine earns you. Because they understand equipment lifecycle, resale value and how work slows in the monsoon, they can shape the repayment around your real cash flow. You can even choose monthly, quarterly or seasonal EMIs — handy for contractors whose income comes in waves, not in a steady salary.

What can you finance? Mainly CASE and New Holland machinery that does real work on a site — excavators, backhoe loaders, motor graders, wheel loaders, graders and compactors. It funds both brand-new machines and company-certified used ones, so if a checked, pre-owned CASE fits your budget better, that path is open too. Certified used means the machine’s history has been verified — less guesswork for a first-time buyer.

The loan can cover up to 100% of the equipment value, with repayment stretched up to 60 months. That high funding is a real help when you want to keep your own money free for diesel, wages and spares instead of locking it all into the down payment. Existing customers can also ask for refinancing or a top-up loan, and bundle in insurance and an extended warranty for peace of mind. Weighing your choices? You can compare Shriram Finance and Kotak Mahindra Bank on our finance page before you decide.

Loan amounts, funding percentages and tenures shown here are indicative and are decided by CNH Capital based on your profile. Please confirm the latest terms with the lender or our finance desk before you apply.

CNH Capital — Lender at a Glance

DATA PLATE
Head office
4th Floor, Rectangle No.1, Commercial Complex D4, Saket, New Delhi 110017
Customer care
1800 258 2644
Official website
Email
care.capitalindia@cnhind.com
Why this loan works

Key Features and Benefits of CNH Capital Equipment Loan

Up to 100% Equipment Financing

Get full funding for CASE or New Holland machinery purchases, reducing the need for high initial capital.

Customized EMI and Tenure Options

Choose repayment tenures of up to 60 months with monthly, quarterly, or seasonal EMI options suited to your business cycle.

Fast and Simple Processing

CNH Capital ensures quick loan processing with simplified documentation directly integrated with CNH dealerships.

Financing for Certified Used Equipment

Finance pre-owned, company-certified CASE or New Holland equipment with favorable terms and verified machine history.

Refinance and Top-up Loans

Revise your loan terms or secure additional capital through refinancing and top-up options for existing CNH Capital customers.

Insurance & Extended Warranty

Combine insurance, extended warranties, and maintenance packages for complete peace of mind during the loan tenure.

Plan your EMI

EMI Calculator

Wondering what your monthly EMI would be? Slide the values below and see it change instantly. As a rough example, a ₹30 lakh loan over 5 years (60 months) at an assumed rate works out to somewhere around ₹64,000 a month. Adjust the amount, down payment or tenure and the figure updates on its own — no maths in your head. Want the exact number for your case? Send us the details and we’ll confirm it with CNH Capital.

Estimated Monthly EMI ₹0
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    Who can apply & what you need

    Who Can Get a CNH Capital Construction Equipment Loan?

    You do not need to run a big company to qualify. CNH Capital lends to contractors, fleet owners, infrastructure companies and self-employed individuals who are buying CASE or New Holland machinery. What they mainly check is simple: do you have a regular source of income, your basic KYC and business papers in order, and the ability to repay comfortably? A clean credit record helps your case and can improve the terms you are offered. If you are not sure whether you fit, just talk to our team first — we look at your situation before you spend time gathering documents.

    Photo Identity

    Aadhaar, PAN, passport, voter ID, or driving license.

    Address Proof

    Aadhaar Card, Passport, Driving license, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, Telephone Bill or Voter’s ID

    Business Proof

    GST registration, trade license, or incorporation certificate.

    Financial Records

    Latest ITRs, bank statements (6–12 months), audited balance sheet if available.

    Equipment Invoice or Quotation

    Issued by authorized CASE or New Holland dealership

    Collateral Details

    The equipment itself is hypothecated; additional security may be required for large loans.

    Simple process

    How to Apply for a CNH Capital Equipment Loan Through Desi Machines

    Getting the loan is simpler than most people expect, and you don’t have to sort it out on your own. You pick the CASE or New Holland machine, we help you put the finance file together, and CNH Capital does the approval — often right at the dealership. Here is the plain path from “I need a machine” to “keys in hand”; most complete files move in just a few working days.

    01

    Browse Top Brands

    Explore a wide range of construction and heavy machinery from India’s top brands like CAT, Komatsu, JCB, Tata Hitachi, CASE, and more—all in one place.

    02

    Select Your Model

    Select the equipment model that best fits your project requirement, budget, and usage type—whether it’s for earthmoving, road work, mining, or lifting.

    03

    Apply

    Select the equipment model that best fits your project requirement, budget, and usage type—whether it’s for earthmoving, road work, mining, or lifting.

    Frequently Asked Questions

    Questions people ask us

    CASE and New Holland backhoe loaders, compactors, graders, skid steers, and excavators.

    Yes—depending on credit profile and equipment type, CNH Capital offers up to 100% financing.

    Yes—CNH Capital provides loans for certified pre-owned equipment after a quality check.

    Loan approvals are usually completed in 3–5 working days, subject to documentation.

    Repayment can go up to 60 months, with custom options depending on project timelines.

    Yes—insurance is bundled to protect the asset and borrower during the loan term.

    Yes—CNH Capital allows top-up loans or refinancing options for eligible customers.

    CNH Capital - Finance & Loan Availability Across 600+ Locations in India

    Check CNH Capital equipment finance and loan options across all major cities in India including Mumbai, Pune, Kolkata, Hyderabad, Chennai, Bengaluru, Delhi, Ahmedabad, Indore, Jaipur, Guwahati, and 600+ more locations.

    Maharashtra
    26 cities
    • Mumbai

    • Pune

    • Nagpur

    • Navi Mumbai

    • Thane

    • Nashik

    • Aurangabad (Chhatrapati Sambhajinagar)

    • Solapur

    • Kolhapur

    • Amravati

    • Chandrapur

    • Yavatmal

    • Latur

    • Dhule

    • Ahmednagar

    • Jalgaon

    • Raigad

    • Beed

    • Wardha

    • Palghar

    • Sangli

    • Ratnagiri

    • Satara

    • Nanded

    • Akola

    • Buldhana

    Gujarat
    21 cities
    • Ahmedabad

    • Gandhinagar

    • Surat

    • Vadodara

    • Rajkot

    • Bhavnagar

    • Jamnagar

    • Mundra

    • Kutch

    • Vapi

    • Anand

    • Mehsana

    • Morbi

    • Surendranagar

    • Amreli

    • Bharuch

    • Navsari

    • Dahej

    • Alang

    • Dholera

    • Gandhidham

    Goa
    5 cities
    • Panaji

    • Vasco da Gama

    • Margao

    • Calangute

    • Mormugao

    Tamil Nadu
    21 cities
    • Chennai

    • Coimbatore

    • Madurai

    • Tiruchirappalli

    • Hosur

    • Salem

    • Tirunelveli

    • Vellore

    • Erode

    • Thoothukudi

    • Neyveli

    • Cuddalore

    • Virudhunagar

    • Dharmapuri

    • Krishnagiri

    • Thanjavur

    • Tiruppur

    • Kancheepuram

    • Ranipet

    • Chengalpattu

    • Kanyakumari

    Karnataka
    21 cities
    • Bengaluru

    • Mysuru

    • Hubballi-Dharwad

    • Belagavi

    • Mangaluru

    • Davanagere

    • Ballari

    • Hospet

    • Tumakuru

    • Shivamogga

    • Chitradurga

    • Raichur

    • Kolar

    • Hassan

    • Hoskote

    • Doddaballapura

    • Kalaburagi

    • Bidar

    • Koppal

    • Vijayapura

    • Chamarajanagar

    Andhra Pradesh
    20 cities
    • Visakhapatnam

    • Vijayawada

    • Amaravati

    • Guntur

    • Tirupati

    • Nellore

    • Kurnool

    • Kadapa

    • Anantapur

    • Rajahmundry

    • Kakinada

    • Eluru

    • Ongole

    • Srikakulam

    • Bheemunipatnam

    • Machilipatnam

    • Proddatur

    • Hindupur

    • Srikalahasti

    • Nandyal

    Telangana
    20 cities
    • Hyderabad

    • Warangal

    • Karimnagar

    • Nizamabad

    • Khammam

    • Maheshwaram

    • Sangareddy

    • Nalgonda

    • Adilabad

    • Suryapet

    • Siddipet

    • Ramagundam

    • Mancherial

    • Peddapalli

    • Bhadrachalam

    • Zaheerabad

    • Narayanpet

    • Vikarabad

    • Medak

    • Kothagudem

    Kerala
    20 cities
    • Thiruvananthapuram

    • Kochi

    • Kozhikode

    • Thrissur

    • Kollam

    • Palakkad

    • Malappuram

    • Alappuzha

    • Kannur

    • Kasaragod

    • Kottayam

    • Idukki

    • Wayanad

    • Pathanamthitta

    • Ernakulam

    • Aluva

    • Angamaly

    • Perumbavoor

    • Munnar

    • Ponnani

    Uttar Pradesh
    24 cities
    • Lucknow

    • Kanpur

    • Varanasi

    • Prayagraj

    • Noida

    • Ghaziabad

    • Meerut

    • Jhansi

    • Aligarh

    • Moradabad

    • Gorakhpur

    • Mathura

    • Bareilly

    • Saharanpur

    • Ayodhya

    • Mirzapur

    • Dadri

    • Muzaffarnagar

    • Deoria

    • Kushinagar

    • Ballia

    • Sonbhadra

    • Gonda

    • Etawah

    Rajasthan
    20 cities
    • Jaipur

    • Jodhpur

    • Udaipur

    • Kota

    • Ajmer

    • Bikaner

    • Alwar

    • Bhilwara

    • Barmer

    • Jaisalmer

    • Pali

    • Nagaur

    • Banswara

    • Dungarpur

    • Chittorgarh

    • Sikar

    • Sawai Madhopur

    • Tonk

    • Bundi

    • Sriganganagar

    Punjab
    20 cities
    • Ludhiana

    • Amritsar

    • Jalandhar

    • Patiala

    • Mohali

    • Bathinda

    • Hoshiarpur

    • Moga

    • Gurdaspur

    • Pathankot

    • Firozpur

    • Rupnagar

    • Fatehgarh Sahib

    • Sangrur

    • Faridkot

    • Kapurthala

    • Nawanshahr

    • Muktsar

    • Tarn Taran

    • Fazilka

    Haryana
    20 cities
    • Gurugram

    • Faridabad

    • Panipat

    • Ambala

    • Sonipat

    • Rohtak

    • Hisar

    • Karnal

    • Rewari

    • Manesar

    • Panchkula

    • Bhiwani

    • Yamunanagar

    • Jhajjar

    • Nuh (Mewat)

    • Sirsa

    • Kaithal

    • Kurukshetra

    • Bahadurgarh

    • Palwal

    Himachal Pradesh
    16 cities
    • Shimla

    • Manali

    • Dharamshala

    • Solan

    • Baddi

    • Mandi

    • Kullu

    • Bilaspur

    • Una

    • Chamba

    • Kangra

    • Rampur

    • Lahaul-Spiti

    • Hamirpur

    • Sirmaur

    • Kinnaur

    Uttarakhand
    20 cities
    • Dehradun

    • Haridwar

    • Rishikesh

    • Nainital

    • Roorkee

    • Haldwani

    • Kashipur

    • Rudrapur

    • Pantnagar

    • Champawat

    • Pithoragarh

    • Bageshwar

    • Chamoli

    • Uttarkashi

    • Almora

    • Vikasnagar

    • Kotdwar

    • Ramnagar

    • Srinagar (Pauri)

    • Tehri

    Delhi
    20 cities
    • Central Vista

    • Dwarka

    • Rohini

    • Narela

    • Okhla

    • Tughlakabad

    • Shahdara

    • Janakpuri

    • Badarpur

    • Uttam Nagar

    • Saket

    • Mundka

    • Burari

    • Bawana

    • Kanjhawala

    • Najafgarh

    • Deoli

    • Mehrauli

    • Vasant Kunj

    • Mayur Vihar

    Jammu & Kashmir
    20 cities
    • Srinagar

    • Jammu

    • Udhampur

    • Katra

    • Anantnag

    • Baramulla

    • Sopore

    • Pulwama

    • Ganderbal

    • Bandipora

    • Kupwara

    • Kathua

    • Reasi

    • Ramban

    • Doda

    • Rajouri

    • Poonch

    • Kishtwar

    • Shopian

    • Kulgam

    Ladakh
    12 cities
    • Leh

    • Kargil

    • Drass

    • Hanle

    • Chushul

    • Zanskar

    • Nubra

    • Shyok

    • Khaltse

    • Dha-Hanu

    • Nyoma

    • Mulbekh

    Chandigarh
    12 cities
    • Sector 17 (City Core)

    • Sector 62 (IT Park)

    • Industrial Area Ph-1

    • Industrial Area Ph-2

    • Manimajra

    • Panchkula Extension

    • Mohali Phase 8

    • ISBT 43

    • Daria

    • Hallomajra

    • Rock Garden Area

    • Sector 82 (Aerocity)

    West Bengal
    20 cities
    • Kolkata

    • Durgapur

    • Asansol

    • Haldia

    • Siliguri

    • Kharagpur

    • Bardhaman

    • Medinipur

    • Howrah

    • Raniganj

    • Burnpur

    • Bankura

    • Kalyani

    • Purulia

    • New Town (Rajarhat)

    • Bidhannagar

    • Barasat

    • Malda

    • Jalpaiguri

    • Cooch Behar

    Odisha
    20 cities
    • Bhubaneswar

    • Cuttack

    • Rourkela

    • Sambalpur

    • Berhampur

    • Angul

    • Talcher

    • Jharsuguda

    • Sundargarh

    • Paradip

    • Koraput

    • Rayagada

    • Keonjhar

    • Bolangir

    • Kalahandi

    • Dhenkanal

    • Baripada

    • Jajpur

    • Kendrapara

    • Puri

    Jharkhand
    20 cities
    • Ranchi

    • Jamshedpur

    • Dhanbad

    • Bokaro

    • Hazaribagh

    • Deoghar

    • Giridih

    • Ramgarh

    • Dumka

    • Lohardaga

    • Gumla

    • Palamu

    • Chatra

    • West Singhbhum

    • Pakur

    • Sahibganj

    • Koderma

    • Simdega

    • Godda

    • Khunti

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