Say you have set your heart on a CASE backhoe or a New Holland excavator. The machine is right for your work, but paying the full price in one shot would empty your pocket. This is exactly the gap CNH Capital fills. It is the finance arm of CNH Industrial — the same company that builds CASE and New Holland construction equipment. So when you take a loan from them, you are borrowing from the maker’s own finance team, people who know these machines inside out.
A CNH Capital construction equipment loan is money to buy the machine, which you then repay in easy monthly instalments out of what the machine earns you. Because they understand equipment lifecycle, resale value and how work slows in the monsoon, they can shape the repayment around your real cash flow. You can even choose monthly, quarterly or seasonal EMIs — handy for contractors whose income comes in waves, not in a steady salary.
What can you finance? Mainly CASE and New Holland machinery that does real work on a site — excavators, backhoe loaders, motor graders, wheel loaders, graders and compactors. It funds both brand-new machines and company-certified used ones, so if a checked, pre-owned CASE fits your budget better, that path is open too. Certified used means the machine’s history has been verified — less guesswork for a first-time buyer.
The loan can cover up to 100% of the equipment value, with repayment stretched up to 60 months. That high funding is a real help when you want to keep your own money free for diesel, wages and spares instead of locking it all into the down payment. Existing customers can also ask for refinancing or a top-up loan, and bundle in insurance and an extended warranty for peace of mind. Weighing your choices? You can compare Shriram Finance and Kotak Mahindra Bank on our finance page before you decide.
Loan amounts, funding percentages and tenures shown here are indicative and are decided by CNH Capital based on your profile. Please confirm the latest terms with the lender or our finance desk before you apply.