Excavator 
Backhoe Loader 
Motor Grader 
Wheel Loader 
Crane 
Concrete Mixer 
Compactor 
Skid Steer Loader 
Concrete Pump 
Telehandler 
Loan amount
For any machine
New or used machines · quick approvals · EMIs that fit your cash flow. We help you from enquiry to keys-in-hand.
A Federal Bank construction equipment loan helps you buy machines like excavators, backhoe loaders, cranes, compactors and tippers — new or second-hand. As a leading private sector bank with over 1300 branches and a dedicated Commercial Vehicle & Construction Equipment team, Federal Bank offers competitive interest with no hidden charges and flexible, transparent repayment shaped around your project cash flow. Individuals, contractors, SMEs and companies can all apply, and processing is quick so your work does not wait. Tell the Desi Machines finance desk your machine and city, and we'll help you get the loan moving.
A machine like a crane or an excavator can cost as much as a small house, and paying that whole amount from your own pocket is tough for any working contractor. This is exactly the gap a Federal Bank construction equipment loan fills. Federal Bank is one of India’s older private sector banks, with roots in Kerala and a network that now reaches town after town across the country. Its way of working is simple to describe — digital where it saves you time, and a real person to talk to when you actually need one.
Here is how the loan works in plain words. The bank lends you the money to buy the machine, you put the machine to work, and you pay the amount back in small monthly instalments called EMIs. The machine itself usually stands as security, so most buyers do not have to pledge extra land or property. Both new machines and sound second-hand ones can be funded, which helps a lot when you are just starting and a used backhoe suits your pocket better.
So what can you actually finance? Pretty much any machine that earns its keep on a site — backhoe loaders, wheel loaders, cranes, compactors and road rollers, tippers, concrete mixers, crushers and other earthmoving gear. Whether or not the exact model sits on the Desi Machines listing does not matter — if it is a genuine construction or mining machine, Federal Bank can usually arrange the funding for it.
What makes Federal Bank worth a look is its dedicated Commercial Vehicle and Construction Equipment team, people who understand machines and not just paperwork. That means quicker answers, sector-specific guidance and fast processing so your work does not sit idle. Interest is kept competitive with no hidden charges, and repayment can be shaped around your project cycle or cash flow. Individuals, contractors, SMEs and larger firms are all welcome to apply. Comparing lenders before you sign? Look at Sundaram Finance and SBI too, or see the full list on our finance page.
Loan amounts, interest rates and tenures shown here are indicative and are decided by Federal Bank based on your profile. Please confirm the latest terms with the bank or our finance desk before you apply.
Federal Bank offers construction equipment loans tailored for individuals, contractors, SMEs, and large corporations engaged in infrastructure and allied sectors.
Enjoy some of the most competitive interest rates in the industry with zero hidden charges, making the entire borrowing process cost-effective and clear.
Borrowers can choose from a variety of flexible repayment structures, aligned to project cycles or business cash flow, with complete transparency in terms.
Federal Bank ensures a quick loan processing and disbursal experience, minimizing downtime and enabling faster equipment procurement.
A dedicated Commercial Vehicle & Construction Equipment team handles all equipment financing needs, ensuring faster resolution, technical guidance, and sector-specific support.
With over 1300 branches nationwide, Federal Bank ensures seamless service, document processing, and support, no matter where your project site is located.
Wondering what your monthly EMI might look like? Slide the values below and it updates on its own. As an illustrative example, a ₹30 lakh loan at 11% over 5 years works out to roughly ₹65,000 a month. Change the amount, down payment or tenure and the figure recalculates instantly — no maths on your side. For the exact number for your case, send us the details and we’ll confirm it with Federal Bank.
You don’t need to run a big company to qualify. Federal Bank lends to contractors, fleet operators, plant hirers, builders, mining operators and SMEs working in construction, infrastructure and allied fields. What the bank checks is straightforward — a stable source of income to cover the EMI, basic KYC papers, and a clean credit record. The machine itself and your work history matter more than fancy documents. First-time buyers can also apply, usually with a little extra margin. Not sure if you fit? Just talk to our team first — we check for you before you spend time gathering paperwork.
PAN card, Aadhaar card, passport, voter ID, or driver’s license.
Recent utility bills, Aadhaar, passport, or driving license with current address.
Bank statements for the last 6 months, ITRs, audited financials (for businesses).
GST registration, firm registration, shop license, or other business ownership documents.
Proforma invoice for new equipment or certified valuation for used machinery.
Loan track records and foreclosure letters for refinancing requests.
You do not have to work this out on your own. You choose the machine, our finance desk handles the paperwork, and Federal Bank does the approval. That is the whole journey — from “I need a machine” to keys in your hand. Send us your basic details and the model you want, and we line up the file the way the bank likes it. Most complete files move in just a few working days.
Explore a wide range of construction and heavy machinery from India’s top brands like CAT, Komatsu, JCB, Tata Hitachi, CASE, and more—all in one place.
Select the equipment model that best fits your project requirement, budget, and usage type—whether it’s for earthmoving, road work, mining, or lifting.
Fill out a quick enquiry form or connect via call, WhatsApp, or email. Desi Machines helps you apply for Machinery Loans or Finance for Machinery with fast approvals.
Eligible applicants include individuals, contractors, proprietorships, partnerships, companies, and MSMEs engaged in infrastructure, mining, construction, and related industries.
Federal Bank Construction Equipment Loan finances a wide range of construction equipment, including excavators, backhoe loaders, tippers, cranes, concrete mixers, compactors, batching plants, and other related equipment.
The loan amount generally depends on the type of machinery, applicant profile, creditworthiness, and business turnover. Federal Bank offers flexible funding tailored to customer needs.
Loan repayment tenures are flexible and typically range from 36 to 60 months (3–5 years), with EMI options aligned to your cash flow.
Yes, financing is available for both new and pre-owned equipment, subject to equipment valuation and bank guidelines.
Federal Bank offers very competitive interest rates. The final rate is determined based on credit rating, loan amount, and risk assessment.
Basic documents like KYC, business proof, income statements, equipment proforma invoice, and bank statements are required. Additional documents may be needed based on the applicant type.
Check Federal Bank equipment finance and loan options across all major cities in India including Mumbai, Pune, Kolkata, Hyderabad, Chennai, Bengaluru, Delhi, Ahmedabad, Indore, Jaipur, Guwahati, and 600+ more locations.
Mumbai
Pune
Nagpur
Navi Mumbai
Thane
Nashik
Aurangabad (Chhatrapati Sambhajinagar)
Solapur
Kolhapur
Amravati
Chandrapur
Yavatmal
Latur
Dhule
Ahmednagar
Jalgaon
Raigad
Beed
Wardha
Palghar
Sangli
Ratnagiri
Satara
Nanded
Akola
Buldhana
Ahmedabad
Gandhinagar
Surat
Vadodara
Rajkot
Bhavnagar
Jamnagar
Mundra
Kutch
Vapi
Anand
Mehsana
Morbi
Surendranagar
Amreli
Bharuch
Navsari
Dahej
Alang
Dholera
Gandhidham
Panaji
Vasco da Gama
Margao
Calangute
Mormugao
Chennai
Coimbatore
Madurai
Tiruchirappalli
Hosur
Salem
Tirunelveli
Vellore
Erode
Thoothukudi
Neyveli
Cuddalore
Virudhunagar
Dharmapuri
Krishnagiri
Thanjavur
Tiruppur
Kancheepuram
Ranipet
Chengalpattu
Kanyakumari
Bengaluru
Mysuru
Hubballi-Dharwad
Belagavi
Mangaluru
Davanagere
Ballari
Hospet
Tumakuru
Shivamogga
Chitradurga
Raichur
Kolar
Hassan
Hoskote
Doddaballapura
Kalaburagi
Bidar
Koppal
Vijayapura
Chamarajanagar
Visakhapatnam
Vijayawada
Amaravati
Guntur
Tirupati
Nellore
Kurnool
Kadapa
Anantapur
Rajahmundry
Kakinada
Eluru
Ongole
Srikakulam
Bheemunipatnam
Machilipatnam
Proddatur
Hindupur
Srikalahasti
Nandyal
Hyderabad
Warangal
Karimnagar
Nizamabad
Khammam
Maheshwaram
Sangareddy
Nalgonda
Adilabad
Suryapet
Siddipet
Ramagundam
Mancherial
Peddapalli
Bhadrachalam
Zaheerabad
Narayanpet
Vikarabad
Medak
Kothagudem
Thiruvananthapuram
Kochi
Kozhikode
Thrissur
Kollam
Palakkad
Malappuram
Alappuzha
Kannur
Kasaragod
Kottayam
Idukki
Wayanad
Pathanamthitta
Ernakulam
Aluva
Angamaly
Perumbavoor
Munnar
Ponnani
Lucknow
Kanpur
Varanasi
Prayagraj
Noida
Ghaziabad
Meerut
Jhansi
Aligarh
Moradabad
Gorakhpur
Mathura
Bareilly
Saharanpur
Ayodhya
Mirzapur
Dadri
Muzaffarnagar
Deoria
Kushinagar
Ballia
Sonbhadra
Gonda
Etawah
Jaipur
Jodhpur
Udaipur
Kota
Ajmer
Bikaner
Alwar
Bhilwara
Barmer
Jaisalmer
Pali
Nagaur
Banswara
Dungarpur
Chittorgarh
Sikar
Sawai Madhopur
Tonk
Bundi
Sriganganagar
Ludhiana
Amritsar
Jalandhar
Patiala
Mohali
Bathinda
Hoshiarpur
Moga
Gurdaspur
Pathankot
Firozpur
Rupnagar
Fatehgarh Sahib
Sangrur
Faridkot
Kapurthala
Nawanshahr
Muktsar
Tarn Taran
Fazilka
Gurugram
Faridabad
Panipat
Ambala
Sonipat
Rohtak
Hisar
Karnal
Rewari
Manesar
Panchkula
Bhiwani
Yamunanagar
Jhajjar
Nuh (Mewat)
Sirsa
Kaithal
Kurukshetra
Bahadurgarh
Palwal
Shimla
Manali
Dharamshala
Solan
Baddi
Mandi
Kullu
Bilaspur
Una
Chamba
Kangra
Rampur
Lahaul-Spiti
Hamirpur
Sirmaur
Kinnaur
Dehradun
Haridwar
Rishikesh
Nainital
Roorkee
Haldwani
Kashipur
Rudrapur
Pantnagar
Champawat
Pithoragarh
Bageshwar
Chamoli
Uttarkashi
Almora
Vikasnagar
Kotdwar
Ramnagar
Srinagar (Pauri)
Tehri
Central Vista
Dwarka
Rohini
Narela
Okhla
Tughlakabad
Shahdara
Janakpuri
Badarpur
Uttam Nagar
Saket
Mundka
Burari
Bawana
Kanjhawala
Najafgarh
Deoli
Mehrauli
Vasant Kunj
Mayur Vihar
Srinagar
Jammu
Udhampur
Katra
Anantnag
Baramulla
Sopore
Pulwama
Ganderbal
Bandipora
Kupwara
Kathua
Reasi
Ramban
Doda
Rajouri
Poonch
Kishtwar
Shopian
Kulgam
Leh
Kargil
Drass
Hanle
Chushul
Zanskar
Nubra
Shyok
Khaltse
Dha-Hanu
Nyoma
Mulbekh
Sector 17 (City Core)
Sector 62 (IT Park)
Industrial Area Ph-1
Industrial Area Ph-2
Manimajra
Panchkula Extension
Mohali Phase 8
ISBT 43
Daria
Hallomajra
Rock Garden Area
Sector 82 (Aerocity)
Kolkata
Durgapur
Asansol
Haldia
Siliguri
Kharagpur
Bardhaman
Medinipur
Howrah
Raniganj
Burnpur
Bankura
Kalyani
Purulia
New Town (Rajarhat)
Bidhannagar
Barasat
Malda
Jalpaiguri
Cooch Behar
Bhubaneswar
Cuttack
Rourkela
Sambalpur
Berhampur
Angul
Talcher
Jharsuguda
Sundargarh
Paradip
Koraput
Rayagada
Keonjhar
Bolangir
Kalahandi
Dhenkanal
Baripada
Jajpur
Kendrapara
Puri
Ranchi
Jamshedpur
Dhanbad
Bokaro
Hazaribagh
Deoghar
Giridih
Ramgarh
Dumka
Lohardaga
Gumla
Palamu
Chatra
West Singhbhum
Pakur
Sahibganj
Koderma
Simdega
Godda
Khunti
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Desi Machines is a platform where you can see and compare construction equipment. It showcases images, brochures, features, technical specifications, brand details & dealer information. All these are taken from respective brand websites, brochures, and other public resources. We do not claim ownership of these materials and strive to ensure their accuracy. However, the disparity may happen and we advise users to verify directly with respective brands and dealers. Desi Machines is not liable for any inaccuracies or reliance on the information provided. Use of this website is at your own discretion.
