Excavator 
Backhoe Loader 
Motor Grader 
Wheel Loader 
Crane 
Concrete Mixer 
Compactor 
Skid Steer Loader 
Concrete Pump 
Telehandler 
Loan amount
Up to 80% funding
New or used machines · quick approvals · EMIs that fit your cash flow. We help you from enquiry to keys-in-hand.
A Mahindra Finance construction equipment loan helps you buy machines like excavators, backhoe loaders, transit mixers, cranes and graders — new or used. Being a rural-focused NBFC with over 1,300 branches, it funds up to 80% of a new machine's cost (up to 90% on-road under some offers) and lets you repay over 12 to 60 months. Documentation stays light, disbursal is quick, and a sales manager can even collect papers at your door. Individuals, firms and companies in construction, mining and infrastructure can all apply. Tell the Desi Machines finance desk your machine and city, and we'll help move the loan along.
Not every machine buyer sits in a big city. Plenty of contractors and small builders work out of small towns and villages, far from a fancy bank branch. That is exactly the customer Mahindra Finance was built for. As one of India’s biggest non-banking finance companies (NBFCs), and part of the well-known Mahindra Group, it has spent years lending in rural and semi-urban India. With more than 1,300 branches spread across the country, there is a good chance one sits close to your worksite — and the staff there actually understand local business.
A Mahindra Finance construction equipment loan is simply money to buy a machine, which you then repay in easy monthly instalments (EMIs) from the work the machine earns. The machine itself stands as security, so you usually don’t need to pledge extra property. Mahindra funds both brand-new machines and good used ones. That second point matters a lot when you are starting small and a pre-owned excavator or backhoe suits your budget better than a showroom-fresh one.
What can you put on finance? Most machines that do real work on a site — excavators, backhoe loaders, transit mixers, graders, DG sets, compressors, wheel loaders, cranes, compactors and road rollers and concrete mixers. Even some agri-machines are covered. It does not matter whether the exact model is listed on Desi Machines — if it is a genuine construction or earthmoving machine, Mahindra can usually fund it.
The company keeps things simple on purpose. It funds up to 80% of a new machine’s cost (up to 90% on-road under certain offers), asks for minimal documents, and spreads repayment over 12 to 60 months to match your cash flow. A sales manager can even collect papers at your door, so you don’t lose a working day. You get the machine now, keep your own cash free for diesel, wages and repairs, and let the machine slowly pay for itself. Want to weigh other lenders too? Compare Axis Bank and Shriram Finance on our finance page before you decide.
Loan amounts, funding percentages and tenures shown here are indicative and are decided by Mahindra Finance based on your profile. Please confirm the latest terms with the company or our finance desk before you apply.
Flexible EMI repayments between 12 to 60 months are available with affordable interest rates.
Finance a maximum of 80% of new machinery expenses and 90% on-road financing under specific offers, enabling easy equipment financing.
Fund a variety of equipment—excavators, graders, DG sets, compressors, agri‑machines—with Equipment Loans specific to your industry.
Get access to finances when you need with our minimal documentation process and eligibility criteria.
Mahindra Machinery Loans are made for a wide customer range, and our assessments are simple and quick.
Hassle free document collection & services at your door step by our sales manager.
Wondering what your monthly EMI will look like? Slide the values below to see it right away. As a rough example, a ₹30 lakh loan repaid over 4 years (48 months) would come to somewhere near ₹75,000 a month, depending on the rate Mahindra offers you. Change the amount, down payment or tenure and the figure updates on its own — no maths needed. Want the exact number for your case? Send us the details and we’ll confirm it with Mahindra Finance.
You don’t need to run a large company to qualify. Mahindra Finance lends to individuals, proprietors, partnership firms and companies that are Indian residents, usually aged 21 to 65, and have been in business for about 2 to 3 years. A clean credit record helps — a CIBIL score around 650 or above is generally expected. This suits contractors, plant hirers, MSMEs and infrastructure businesses looking for machinery finance. Not sure whether you tick every box? Just talk to our team first — we check the basics for you before you spend time gathering paperwork.
PAN card, Aadhaar, voter ID, passport, or driving license and lates passport size photographs for identity verification.
Utility bill, Aadhaar, passport, voter ID, or rent agreement showing current residence or business location.
Valid business registration certificate, GST number, or partnership deed confirming business ownership and operational status.
Last 6 months' bank statements and recent ITRs verifying income stability and financial health.
Proforma invoice or machinery quotation showing make, model, supplier, and total equipment cost breakdown.
Applying is simpler than most people expect, and you don’t have to sort it out alone. You pick the machine, our finance desk handles the paperwork, and Mahindra Finance does the approval. Because their process asks for minimal documents and a manager can even collect papers from your place, most complete files move quickly — often within a few working days from “I need a machine” to keys in hand.
Explore a wide range of construction and heavy machinery from India’s top brands like CAT, Komatsu, JCB, Tata Hitachi, CASE, and more—all in one place.
Select the equipment model that best fits your project requirement, budget, and usage type—whether it’s for earthmoving, road work, mining, or lifting.
Fill out a quick enquiry form or connect via call, WhatsApp, or email. Desi Machines helps you apply for Machinery Loans or Finance for Machinery with fast approvals.
Mahindra Finance Construction Equipment Loan is a tailored financing solution for purchasing new or used construction machinery. It supports contractors, builders, and infrastructure companies with easy access to machinery loans and equipment finance, ensuring smooth project execution without cash flow disruptions.
Indian residents aged between 21 and 65 years, including individuals, proprietorships, partnerships, firms, and companies, are eligible. Applicants must have a stable business with at least 2–3 years of operation, especially in construction or infrastructure sectors.
You can get finance for construction machinery such as backhoe loaders, excavators, cranes, graders, transit mixers, and other heavy equipment essential for construction and mining operations.
Mahindra Finance offers construction equipment loans covering up to 90% of the equipment value, depending on the machine type, borrower profile, and repayment capacity.
Yes, Mahindra Finance offers equipment loans for both new and used machinery, with flexible terms and minimal processing time.
Mahindra Finance offers competitive interest rates for its construction equipment and machinery loans. While actual rates depend on factors like credit profile and loan tenure, they typically fall in the range of 7.2% to 16% per annum. These rates ensure affordable equipment finance for contractors, plant hirers, and MSMEs.
The repayment tenure for machinery finance from Mahindra can range from 12 months to 60 months or more, based on your cash flow and business requirements.
Yes, Mahindra Finance charges a foreclosure fee if the loan is repaid before the end of the tenure. A charge of 6% on the outstanding principal applies if the loan is foreclosed within the first 24 months, and 3% if foreclosed after 24 months. Borrowers should evaluate the prepayment option carefully by comparing interest savings against these charges before opting for early repayment of their equipment loan.
Yes, a good credit score (CIBIL 650+) enhances your chances of getting quick approval for construction equipment finance, though Mahindra Finance may also evaluate business stability and income profile.
Check Mahindra Finance equipment finance and loan options across all major cities in India including Mumbai, Pune, Kolkata, Hyderabad, Chennai, Bengaluru, Delhi, Ahmedabad, Indore, Jaipur, Guwahati, and 600+ more locations.
Mumbai
Pune
Nagpur
Navi Mumbai
Thane
Nashik
Aurangabad (Chhatrapati Sambhajinagar)
Solapur
Kolhapur
Amravati
Chandrapur
Yavatmal
Latur
Dhule
Ahmednagar
Jalgaon
Raigad
Beed
Wardha
Palghar
Sangli
Ratnagiri
Satara
Nanded
Akola
Buldhana
Ahmedabad
Gandhinagar
Surat
Vadodara
Rajkot
Bhavnagar
Jamnagar
Mundra
Kutch
Vapi
Anand
Mehsana
Morbi
Surendranagar
Amreli
Bharuch
Navsari
Dahej
Alang
Dholera
Gandhidham
Panaji
Vasco da Gama
Margao
Calangute
Mormugao
Chennai
Coimbatore
Madurai
Tiruchirappalli
Hosur
Salem
Tirunelveli
Vellore
Erode
Thoothukudi
Neyveli
Cuddalore
Virudhunagar
Dharmapuri
Krishnagiri
Thanjavur
Tiruppur
Kancheepuram
Ranipet
Chengalpattu
Kanyakumari
Bengaluru
Mysuru
Hubballi-Dharwad
Belagavi
Mangaluru
Davanagere
Ballari
Hospet
Tumakuru
Shivamogga
Chitradurga
Raichur
Kolar
Hassan
Hoskote
Doddaballapura
Kalaburagi
Bidar
Koppal
Vijayapura
Chamarajanagar
Visakhapatnam
Vijayawada
Amaravati
Guntur
Tirupati
Nellore
Kurnool
Kadapa
Anantapur
Rajahmundry
Kakinada
Eluru
Ongole
Srikakulam
Bheemunipatnam
Machilipatnam
Proddatur
Hindupur
Srikalahasti
Nandyal
Hyderabad
Warangal
Karimnagar
Nizamabad
Khammam
Maheshwaram
Sangareddy
Nalgonda
Adilabad
Suryapet
Siddipet
Ramagundam
Mancherial
Peddapalli
Bhadrachalam
Zaheerabad
Narayanpet
Vikarabad
Medak
Kothagudem
Thiruvananthapuram
Kochi
Kozhikode
Thrissur
Kollam
Palakkad
Malappuram
Alappuzha
Kannur
Kasaragod
Kottayam
Idukki
Wayanad
Pathanamthitta
Ernakulam
Aluva
Angamaly
Perumbavoor
Munnar
Ponnani
Lucknow
Kanpur
Varanasi
Prayagraj
Noida
Ghaziabad
Meerut
Jhansi
Aligarh
Moradabad
Gorakhpur
Mathura
Bareilly
Saharanpur
Ayodhya
Mirzapur
Dadri
Muzaffarnagar
Deoria
Kushinagar
Ballia
Sonbhadra
Gonda
Etawah
Jaipur
Jodhpur
Udaipur
Kota
Ajmer
Bikaner
Alwar
Bhilwara
Barmer
Jaisalmer
Pali
Nagaur
Banswara
Dungarpur
Chittorgarh
Sikar
Sawai Madhopur
Tonk
Bundi
Sriganganagar
Ludhiana
Amritsar
Jalandhar
Patiala
Mohali
Bathinda
Hoshiarpur
Moga
Gurdaspur
Pathankot
Firozpur
Rupnagar
Fatehgarh Sahib
Sangrur
Faridkot
Kapurthala
Nawanshahr
Muktsar
Tarn Taran
Fazilka
Gurugram
Faridabad
Panipat
Ambala
Sonipat
Rohtak
Hisar
Karnal
Rewari
Manesar
Panchkula
Bhiwani
Yamunanagar
Jhajjar
Nuh (Mewat)
Sirsa
Kaithal
Kurukshetra
Bahadurgarh
Palwal
Shimla
Manali
Dharamshala
Solan
Baddi
Mandi
Kullu
Bilaspur
Una
Chamba
Kangra
Rampur
Lahaul-Spiti
Hamirpur
Sirmaur
Kinnaur
Dehradun
Haridwar
Rishikesh
Nainital
Roorkee
Haldwani
Kashipur
Rudrapur
Pantnagar
Champawat
Pithoragarh
Bageshwar
Chamoli
Uttarkashi
Almora
Vikasnagar
Kotdwar
Ramnagar
Srinagar (Pauri)
Tehri
Central Vista
Dwarka
Rohini
Narela
Okhla
Tughlakabad
Shahdara
Janakpuri
Badarpur
Uttam Nagar
Saket
Mundka
Burari
Bawana
Kanjhawala
Najafgarh
Deoli
Mehrauli
Vasant Kunj
Mayur Vihar
Srinagar
Jammu
Udhampur
Katra
Anantnag
Baramulla
Sopore
Pulwama
Ganderbal
Bandipora
Kupwara
Kathua
Reasi
Ramban
Doda
Rajouri
Poonch
Kishtwar
Shopian
Kulgam
Leh
Kargil
Drass
Hanle
Chushul
Zanskar
Nubra
Shyok
Khaltse
Dha-Hanu
Nyoma
Mulbekh
Sector 17 (City Core)
Sector 62 (IT Park)
Industrial Area Ph-1
Industrial Area Ph-2
Manimajra
Panchkula Extension
Mohali Phase 8
ISBT 43
Daria
Hallomajra
Rock Garden Area
Sector 82 (Aerocity)
Kolkata
Durgapur
Asansol
Haldia
Siliguri
Kharagpur
Bardhaman
Medinipur
Howrah
Raniganj
Burnpur
Bankura
Kalyani
Purulia
New Town (Rajarhat)
Bidhannagar
Barasat
Malda
Jalpaiguri
Cooch Behar
Bhubaneswar
Cuttack
Rourkela
Sambalpur
Berhampur
Angul
Talcher
Jharsuguda
Sundargarh
Paradip
Koraput
Rayagada
Keonjhar
Bolangir
Kalahandi
Dhenkanal
Baripada
Jajpur
Kendrapara
Puri
Ranchi
Jamshedpur
Dhanbad
Bokaro
Hazaribagh
Deoghar
Giridih
Ramgarh
Dumka
Lohardaga
Gumla
Palamu
Chatra
West Singhbhum
Pakur
Sahibganj
Koderma
Simdega
Godda
Khunti
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Desi Machines is a platform where you can see and compare construction equipment. It showcases images, brochures, features, technical specifications, brand details & dealer information. All these are taken from respective brand websites, brochures, and other public resources. We do not claim ownership of these materials and strive to ensure their accuracy. However, the disparity may happen and we advise users to verify directly with respective brands and dealers. Desi Machines is not liable for any inaccuracies or reliance on the information provided. Use of this website is at your own discretion.
