Excavator 
Backhoe Loader 
Motor Grader 
Wheel Loader 
Crane 
Concrete Mixer 
Compactor 
Skid Steer Loader 
Concrete Pump 
Telehandler 
Loan amount
Up to ₹5 Cr
New or used machines · quick approvals · EMIs that fit your cash flow. We help you from enquiry to keys-in-hand.
A Bandhan Bank construction equipment loan helps you buy machines like excavators, loaders, cranes, dump trucks and road rollers — new or used. You can borrow up to ₹5 crore with 100% funding (LTV), repay over up to 84 months, and interest starts around 9.52% a year on longer tenures. The processing fee is capped at 1% plus GST, with no hidden charges. Self-employed people, contractors and companies aged 21 to 65 can apply. Tell us your machine and city, and the Desi Machines finance desk will help move your loan quickly — less paperwork, plain and simple.
Not every buyer wants a huge down payment before a machine even reaches the site. That is the gap Bandhan Bank tries to fill. Started in 2015 and headquartered in Kolkata, it is a younger private bank, but it has already grown to more than 6,250 outlets across over 35 states. Because it began by serving small borrowers in ordinary towns, it understands people who are still building their business, not just large fleet owners.
A Bandhan Bank construction equipment loan is simply money the bank lends you to buy a machine, which you then repay in monthly EMIs from the work the machine earns. The best part for a small contractor is the funding. Bandhan offers 100% LTV, so in many cases the whole machine cost can be financed and you keep your own cash free for diesel, spares and worker wages. It covers both new machines and good used ones, and through its tie-up with Mahindra & Mahindra you get access to a wide range of vehicle and equipment models.
What can you put this money towards? Real working machines — excavators, loaders, dump trucks, cranes, compactors and road rollers and concrete mixers, along with commercial vehicles. Even if the exact model is not listed on Desi Machines, a genuine construction or transport machine can usually be funded.
On amounts, the loan goes up to ₹5 crore, with repayment stretched over up to 84 months. Interest starts at about 9.52% a year on longer tenures (around 12.85% on shorter ones), and the processing fee is capped at 1% of the loan plus GST — the terms are stated openly, with no hidden charges. You also choose a repayment structure that suits your cash flow. Want to weigh other lenders first? Compare Sundaram Finance and SBI, or see every option on our finance page.
Loan amounts, interest rates and tenures shown here are indicative and are decided by Bandhan Bank based on your profile. Please confirm the latest terms with the bank or our finance desk before you apply.
Bandhan Bank offers up to 100% LTV on commercial vehicle and construction equipment loans. This minimizes upfront capital needs and makes it easier for businesses to get heavy machinery while keeping working capital intact.
Borrowers enjoy flexible EMI options with repayment terms up to 84 months. This supports better cash flow planning and fits businesses of various sizes.
Interest rates start at around 9.52% per year for longer terms and 12.85% per year for shorter terms. This provides affordable credit for equipment finance needs.
The application process is simple, requiring limited documentation. This leads to quicker loan approval and disbursement, which is perfect for contractors and SMEs needing fast machinery finance.
All fees, including processing, part-payment, foreclosure, or cancellation, are clearly stated upfront. This ensures no hidden charges and full transparency throughout the loan process.
This scheme is open to self-employed individuals and businesses, covering ages 21 to 65. It provides access to equipment financing for growth-oriented companies.
Wondering what your monthly EMI will be? Slide the values below to see it right away. For example, a ₹30 lakh loan at 9.52% over 7 years (84 months) works out to roughly ₹49,000 a month. Change the amount, down payment or tenure and the figure updates on its own — no maths needed. Want the exact number for your case? Send us the details and we’ll confirm it with Bandhan Bank.
You do not have to run a big company to qualify. Bandhan Bank lends to self-employed individuals and business entities — proprietorships, partnership firms, LLPs and companies — working in construction, transport and allied trades. The applicant should be an Indian national aged 21 to 65 years at loan maturity, with a clean credit record and steady income to cover the EMI. Some business experience or standing helps your case. If you are just starting out and not sure whether you qualify, talk to our team first — we check for you on +91 90 5147 5147 or hello@desimachines.com before you spend time gathering papers.
PAN card, Aadhaar, voter ID, passport, or driver’s license.
Utility bill, Aadhaar, or any valid address document.
GST certificate, trade license, or firm registration.
Bank statements (last 6 months), ITRs, or income proof documents.
Proforma invoice or valuation certificate for new or used machinery.
Equipment hypothecation or property documents in case of larger loan amounts.
Applying does not have to be confusing, and you don’t have to manage it alone. You pick the machine, we handle the finance paperwork, and Bandhan Bank does the approval. Since Bandhan keeps documentation light, most complete files move quickly — often in just a few working days from “I need a machine” to “keys in hand.” If anything is unclear, call our team on +91 90 5147 5147.
Explore a wide range of construction and heavy machinery from India’s top brands like CAT, Komatsu, JCB, Tata Hitachi, CASE, and more—all in one place.
Select the equipment model that best fits your project requirement, budget, and usage type—whether it’s for earthmoving, road work, mining, or lifting.
Fill out a quick enquiry form or connect via call, WhatsApp, or email. Desi Machines helps you apply for Machinery Loans or Finance for Machinery with fast approvals.
Bandhan Bank finances new and used commercial vehicles, excavators, loaders, graders, transit mixers, backhoe loaders, and construction machinery.
Yes, Bandhan Bank provides used equipment loans for eligible pre‑owned commercial vehicles and construction machinery, subject to valuation and condition.
Interest starts at 9.52% p.a. for tenures over 3 years and about 12.85% p.a. for shorter tenures.
Loan amounts range from ₹1 lakh to ₹5 crore, with up to 100% funding on eligible assets.
Flexible repayment tenure up to 84 months (7 years), depending on asset and borrower profile.
Generally the financed asset serves as collateral; additional security may be required for high‑value loans or weaker credit profiles.
Self‑employed individuals, companies, contractors and SMEs with valid business credentials and KYC documentation can apply.
Typically, funds are disbursed within 7 to 10 working days after document verification and loan approval.
Check Bandhan Bank equipment finance and loan options across all major cities in India including Mumbai, Pune, Kolkata, Hyderabad, Chennai, Bengaluru, Delhi, Ahmedabad, Indore, Jaipur, Guwahati, and 600+ more locations.
Mumbai
Pune
Nagpur
Navi Mumbai
Thane
Nashik
Aurangabad (Chhatrapati Sambhajinagar)
Solapur
Kolhapur
Amravati
Chandrapur
Yavatmal
Latur
Dhule
Ahmednagar
Jalgaon
Raigad
Beed
Wardha
Palghar
Sangli
Ratnagiri
Satara
Nanded
Akola
Buldhana
Ahmedabad
Gandhinagar
Surat
Vadodara
Rajkot
Bhavnagar
Jamnagar
Mundra
Kutch
Vapi
Anand
Mehsana
Morbi
Surendranagar
Amreli
Bharuch
Navsari
Dahej
Alang
Dholera
Gandhidham
Panaji
Vasco da Gama
Margao
Calangute
Mormugao
Chennai
Coimbatore
Madurai
Tiruchirappalli
Hosur
Salem
Tirunelveli
Vellore
Erode
Thoothukudi
Neyveli
Cuddalore
Virudhunagar
Dharmapuri
Krishnagiri
Thanjavur
Tiruppur
Kancheepuram
Ranipet
Chengalpattu
Kanyakumari
Bengaluru
Mysuru
Hubballi-Dharwad
Belagavi
Mangaluru
Davanagere
Ballari
Hospet
Tumakuru
Shivamogga
Chitradurga
Raichur
Kolar
Hassan
Hoskote
Doddaballapura
Kalaburagi
Bidar
Koppal
Vijayapura
Chamarajanagar
Visakhapatnam
Vijayawada
Amaravati
Guntur
Tirupati
Nellore
Kurnool
Kadapa
Anantapur
Rajahmundry
Kakinada
Eluru
Ongole
Srikakulam
Bheemunipatnam
Machilipatnam
Proddatur
Hindupur
Srikalahasti
Nandyal
Hyderabad
Warangal
Karimnagar
Nizamabad
Khammam
Maheshwaram
Sangareddy
Nalgonda
Adilabad
Suryapet
Siddipet
Ramagundam
Mancherial
Peddapalli
Bhadrachalam
Zaheerabad
Narayanpet
Vikarabad
Medak
Kothagudem
Thiruvananthapuram
Kochi
Kozhikode
Thrissur
Kollam
Palakkad
Malappuram
Alappuzha
Kannur
Kasaragod
Kottayam
Idukki
Wayanad
Pathanamthitta
Ernakulam
Aluva
Angamaly
Perumbavoor
Munnar
Ponnani
Lucknow
Kanpur
Varanasi
Prayagraj
Noida
Ghaziabad
Meerut
Jhansi
Aligarh
Moradabad
Gorakhpur
Mathura
Bareilly
Saharanpur
Ayodhya
Mirzapur
Dadri
Muzaffarnagar
Deoria
Kushinagar
Ballia
Sonbhadra
Gonda
Etawah
Jaipur
Jodhpur
Udaipur
Kota
Ajmer
Bikaner
Alwar
Bhilwara
Barmer
Jaisalmer
Pali
Nagaur
Banswara
Dungarpur
Chittorgarh
Sikar
Sawai Madhopur
Tonk
Bundi
Sriganganagar
Ludhiana
Amritsar
Jalandhar
Patiala
Mohali
Bathinda
Hoshiarpur
Moga
Gurdaspur
Pathankot
Firozpur
Rupnagar
Fatehgarh Sahib
Sangrur
Faridkot
Kapurthala
Nawanshahr
Muktsar
Tarn Taran
Fazilka
Gurugram
Faridabad
Panipat
Ambala
Sonipat
Rohtak
Hisar
Karnal
Rewari
Manesar
Panchkula
Bhiwani
Yamunanagar
Jhajjar
Nuh (Mewat)
Sirsa
Kaithal
Kurukshetra
Bahadurgarh
Palwal
Shimla
Manali
Dharamshala
Solan
Baddi
Mandi
Kullu
Bilaspur
Una
Chamba
Kangra
Rampur
Lahaul-Spiti
Hamirpur
Sirmaur
Kinnaur
Dehradun
Haridwar
Rishikesh
Nainital
Roorkee
Haldwani
Kashipur
Rudrapur
Pantnagar
Champawat
Pithoragarh
Bageshwar
Chamoli
Uttarkashi
Almora
Vikasnagar
Kotdwar
Ramnagar
Srinagar (Pauri)
Tehri
Central Vista
Dwarka
Rohini
Narela
Okhla
Tughlakabad
Shahdara
Janakpuri
Badarpur
Uttam Nagar
Saket
Mundka
Burari
Bawana
Kanjhawala
Najafgarh
Deoli
Mehrauli
Vasant Kunj
Mayur Vihar
Srinagar
Jammu
Udhampur
Katra
Anantnag
Baramulla
Sopore
Pulwama
Ganderbal
Bandipora
Kupwara
Kathua
Reasi
Ramban
Doda
Rajouri
Poonch
Kishtwar
Shopian
Kulgam
Leh
Kargil
Drass
Hanle
Chushul
Zanskar
Nubra
Shyok
Khaltse
Dha-Hanu
Nyoma
Mulbekh
Sector 17 (City Core)
Sector 62 (IT Park)
Industrial Area Ph-1
Industrial Area Ph-2
Manimajra
Panchkula Extension
Mohali Phase 8
ISBT 43
Daria
Hallomajra
Rock Garden Area
Sector 82 (Aerocity)
Kolkata
Durgapur
Asansol
Haldia
Siliguri
Kharagpur
Bardhaman
Medinipur
Howrah
Raniganj
Burnpur
Bankura
Kalyani
Purulia
New Town (Rajarhat)
Bidhannagar
Barasat
Malda
Jalpaiguri
Cooch Behar
Bhubaneswar
Cuttack
Rourkela
Sambalpur
Berhampur
Angul
Talcher
Jharsuguda
Sundargarh
Paradip
Koraput
Rayagada
Keonjhar
Bolangir
Kalahandi
Dhenkanal
Baripada
Jajpur
Kendrapara
Puri
Ranchi
Jamshedpur
Dhanbad
Bokaro
Hazaribagh
Deoghar
Giridih
Ramgarh
Dumka
Lohardaga
Gumla
Palamu
Chatra
West Singhbhum
Pakur
Sahibganj
Koderma
Simdega
Godda
Khunti
Share your requirement — we'll get you the best Bandhan Bank equipment loan, fast.
Desi Machines is a platform where you can see and compare construction equipment. It showcases images, brochures, features, technical specifications, brand details & dealer information. All these are taken from respective brand websites, brochures, and other public resources. We do not claim ownership of these materials and strive to ensure their accuracy. However, the disparity may happen and we advise users to verify directly with respective brands and dealers. Desi Machines is not liable for any inaccuracies or reliance on the information provided. Use of this website is at your own discretion.
