Excavator 
Backhoe Loader 
Motor Grader 
Wheel Loader 
Crane 
Concrete Mixer 
Compactor 
Skid Steer Loader 
Concrete Pump 
Telehandler 
Loan amount
Up to 100% fund
New or used machines · quick approvals · EMIs that fit your cash flow. We help you from enquiry to keys-in-hand.
A Sakthi Finance construction equipment loan helps you buy machines like excavators, backhoe loaders, tippers, cranes and compactors — new or used. On a new machine, Sakthi Finance can fund up to 100% of the cost, with repayment stretched over up to 60 months (and up to 36 months for used equipment). Interest stays competitive and EMIs are matched to your income cycle. Being a Coimbatore NBFC since 1955, it welcomes small operators, SMEs and rural contractors, not just big firms. Tell us your machine and city, and the Desi Machines finance desk will help move your loan along — no long queues, no confusing paperwork.
Down in Coimbatore, a company called Sakthi Finance Ltd has been lending to transport and machine owners since 1955. It is not a big city bank; it is an NBFC (a non-bank finance company) that grew up close to lorry drivers, small fleet owners and village contractors across South India. That history shows in how it works. The people who started it understood that a man with one tipper and a dream of two often has more grit than paperwork, so the door is kept open for the small operator.
So what is a Sakthi Finance construction equipment loan? Simply put, it is money to buy a machine, which you then repay in monthly instalments (EMIs) from the work the machine does. The machine stands as the security for the loan, so you usually don’t have to pledge your land or house on top. The nicest part for a first-time buyer is the funding: on a brand-new machine, Sakthi Finance can fund up to 100% of the cost, so you may not need a big lump sum saved up before you start earning.
What does it pay for? Real working iron — excavators, backhoe loaders, wheel loaders, graders, tippers, compactors and road rollers, cranes and other heavy equipment. Buying second-hand instead of new? That is fine too. Sakthi Finance funds good used machines with EMIs shaped around your income, and it can even refinance a machine you already pay for to ease the monthly load.
On repayment, you get room to breathe: a new machine can be paid off over up to 60 months, and a used one up to 36 months, with interest kept competitive and EMIs matched to your season’s cash flow — handy when monsoon work slows down. The point is plain: put the machine to work now, keep your own cash free for diesel, wages and repairs, and let each job chip away at the loan. Want to weigh other lenders first? You can compare Shriram Finance and Kotak Mahindra Bank on our finance page before you decide.
Loan amounts, interest rates and tenures shown here are indicative and are decided by Sakthi Finance based on your profile. Please confirm the latest terms with the company or our finance desk before you apply.
Sakthi Finance offers up to 100% funding for brand-new construction equipment like backhoe loaders, excavators, and tippers, easing upfront cost burdens for buyers.
Their Equipment Loans extend to second-hand machinery with adjustable EMIs, attractive interest rates, and repayment tenures up to 36 months.
Expect fast loan approval and minimal paperwork, ensuring hassle-free financing so projects stay on track and cash flows are uninterrupted.
Loan tenures range up to 60 months for new assets and 36 months for used ones. EMIs are tailored to match your income cycles and business turnover.
Affordable interest rates across all Equipment Financing options. Refinancing is available to lower existing EMI burdens or adjust terms.
Sakthi Finance supports rural contractors, small fleet operators, and SMEs with customized financial products and personal service through local branches.
Wondering what your monthly EMI comes to? Slide the values below and it shows up right away. For example, a ₹25 lakh loan at 13% over 4 years (48 months) works out to roughly ₹67,000 a month. Change the amount, down payment or tenure and the figure updates on its own — no maths on paper. Want the exact number for your case? Send us the details and we’ll confirm it with Sakthi Finance.
You do not have to run a large firm to qualify. Sakthi Finance lends to small business owners, transport contractors, fleet operators, infrastructure builders and SME units that have steady income. The rules are kept flexible, and they suit both new and used machinery buyers. What really matters is simple: is there regular work coming in, can the income cover the EMI, and is your repayment record clean? Being an NBFC rooted in South India, it is used to first-time buyers and rural operators who may not tick every bank box. Not sure if you fit? Just talk to our team first — we check for you before you spend time on paperwork.
Aadhaar, PAN, Passport, Voter ID, or Driving License for verification.
Utility bill, Aadhaar card, Voter ID, or Passport to confirm current residence.
Bank statements, ITRs, or audited balance sheets to assess repayment capacity.
Quotation, proforma invoice, or asset valuation of the equipment to be financed.
Mandatory for securing the loan; documents must show hypothecation to Sakthi Finance.
GST registration, trade license, or proof of partnership/proprietorship to establish business continuity.
Getting the loan is simpler than it looks, and you are not on your own. You pick the machine, we sort out the finance paperwork, and Sakthi Finance handles the approval. That is the whole path from “I need a machine” to keys in your hand — and when your file is complete, most cases move in just a few working days. Stuck on a form? Call us on +91 90 5147 5147 or write to hello@desimachines.com.
Explore a wide range of construction and heavy machinery from India’s top brands like CAT, Komatsu, JCB, Tata Hitachi, CASE, and more—all in one place.
Select the equipment model that best fits your project requirement, budget, and usage type—whether it’s for earthmoving, road work, mining, or lifting.
Fill out a quick enquiry form or connect via call, WhatsApp, or email. Desi Machines helps you apply for Machinery Loans or Finance for Machinery with fast approvals.
Sakthi Finance is a South India-based NBFC offering finance for commercial vehicles, construction equipment, and machinery since 1955.
Sakthi Financial Services Construction Equipment Loan offers loans for heavy construction equipment, including backhoe loaders, excavators, compactors, batching plants, transit mixers, tippers, and cranes.
Interest rates are competitive and depend on the asset type, applicant profile, and tenure. Contact the nearest branch for specific rates.
Backhoe loaders, excavators, cranes, compactors, tippers, and other heavy construction and mining equipment are eligible.
Yes—Sakthi Finance provides loans for used construction equipment with flexible EMIs and shorter tenures.
Up to 100% finance is offered on new equipment, depending on the asset category and customer profile.
Loan repayment terms go up to 60 months for new assets and up to 36 months for used machines.
Contractors, builders, transporters, small business owners, and SMEs with consistent income and creditworthiness.
Yes—Sakthi Finance offers refinancing for existing loans to reduce EMIs or revise tenure based on current financial needs.
Check Sakthi Financial Services equipment finance and loan options across all major cities in India including Mumbai, Pune, Kolkata, Hyderabad, Chennai, Bengaluru, Delhi, Ahmedabad, Indore, Jaipur, Guwahati, and 600+ more locations.
Mumbai
Pune
Nagpur
Navi Mumbai
Thane
Nashik
Aurangabad (Chhatrapati Sambhajinagar)
Solapur
Kolhapur
Amravati
Chandrapur
Yavatmal
Latur
Dhule
Ahmednagar
Jalgaon
Raigad
Beed
Wardha
Palghar
Sangli
Ratnagiri
Satara
Nanded
Akola
Buldhana
Ahmedabad
Gandhinagar
Surat
Vadodara
Rajkot
Bhavnagar
Jamnagar
Mundra
Kutch
Vapi
Anand
Mehsana
Morbi
Surendranagar
Amreli
Bharuch
Navsari
Dahej
Alang
Dholera
Gandhidham
Panaji
Vasco da Gama
Margao
Calangute
Mormugao
Chennai
Coimbatore
Madurai
Tiruchirappalli
Hosur
Salem
Tirunelveli
Vellore
Erode
Thoothukudi
Neyveli
Cuddalore
Virudhunagar
Dharmapuri
Krishnagiri
Thanjavur
Tiruppur
Kancheepuram
Ranipet
Chengalpattu
Kanyakumari
Bengaluru
Mysuru
Hubballi-Dharwad
Belagavi
Mangaluru
Davanagere
Ballari
Hospet
Tumakuru
Shivamogga
Chitradurga
Raichur
Kolar
Hassan
Hoskote
Doddaballapura
Kalaburagi
Bidar
Koppal
Vijayapura
Chamarajanagar
Visakhapatnam
Vijayawada
Amaravati
Guntur
Tirupati
Nellore
Kurnool
Kadapa
Anantapur
Rajahmundry
Kakinada
Eluru
Ongole
Srikakulam
Bheemunipatnam
Machilipatnam
Proddatur
Hindupur
Srikalahasti
Nandyal
Hyderabad
Warangal
Karimnagar
Nizamabad
Khammam
Maheshwaram
Sangareddy
Nalgonda
Adilabad
Suryapet
Siddipet
Ramagundam
Mancherial
Peddapalli
Bhadrachalam
Zaheerabad
Narayanpet
Vikarabad
Medak
Kothagudem
Thiruvananthapuram
Kochi
Kozhikode
Thrissur
Kollam
Palakkad
Malappuram
Alappuzha
Kannur
Kasaragod
Kottayam
Idukki
Wayanad
Pathanamthitta
Ernakulam
Aluva
Angamaly
Perumbavoor
Munnar
Ponnani
Lucknow
Kanpur
Varanasi
Prayagraj
Noida
Ghaziabad
Meerut
Jhansi
Aligarh
Moradabad
Gorakhpur
Mathura
Bareilly
Saharanpur
Ayodhya
Mirzapur
Dadri
Muzaffarnagar
Deoria
Kushinagar
Ballia
Sonbhadra
Gonda
Etawah
Jaipur
Jodhpur
Udaipur
Kota
Ajmer
Bikaner
Alwar
Bhilwara
Barmer
Jaisalmer
Pali
Nagaur
Banswara
Dungarpur
Chittorgarh
Sikar
Sawai Madhopur
Tonk
Bundi
Sriganganagar
Ludhiana
Amritsar
Jalandhar
Patiala
Mohali
Bathinda
Hoshiarpur
Moga
Gurdaspur
Pathankot
Firozpur
Rupnagar
Fatehgarh Sahib
Sangrur
Faridkot
Kapurthala
Nawanshahr
Muktsar
Tarn Taran
Fazilka
Gurugram
Faridabad
Panipat
Ambala
Sonipat
Rohtak
Hisar
Karnal
Rewari
Manesar
Panchkula
Bhiwani
Yamunanagar
Jhajjar
Nuh (Mewat)
Sirsa
Kaithal
Kurukshetra
Bahadurgarh
Palwal
Shimla
Manali
Dharamshala
Solan
Baddi
Mandi
Kullu
Bilaspur
Una
Chamba
Kangra
Rampur
Lahaul-Spiti
Hamirpur
Sirmaur
Kinnaur
Dehradun
Haridwar
Rishikesh
Nainital
Roorkee
Haldwani
Kashipur
Rudrapur
Pantnagar
Champawat
Pithoragarh
Bageshwar
Chamoli
Uttarkashi
Almora
Vikasnagar
Kotdwar
Ramnagar
Srinagar (Pauri)
Tehri
Central Vista
Dwarka
Rohini
Narela
Okhla
Tughlakabad
Shahdara
Janakpuri
Badarpur
Uttam Nagar
Saket
Mundka
Burari
Bawana
Kanjhawala
Najafgarh
Deoli
Mehrauli
Vasant Kunj
Mayur Vihar
Srinagar
Jammu
Udhampur
Katra
Anantnag
Baramulla
Sopore
Pulwama
Ganderbal
Bandipora
Kupwara
Kathua
Reasi
Ramban
Doda
Rajouri
Poonch
Kishtwar
Shopian
Kulgam
Leh
Kargil
Drass
Hanle
Chushul
Zanskar
Nubra
Shyok
Khaltse
Dha-Hanu
Nyoma
Mulbekh
Sector 17 (City Core)
Sector 62 (IT Park)
Industrial Area Ph-1
Industrial Area Ph-2
Manimajra
Panchkula Extension
Mohali Phase 8
ISBT 43
Daria
Hallomajra
Rock Garden Area
Sector 82 (Aerocity)
Kolkata
Durgapur
Asansol
Haldia
Siliguri
Kharagpur
Bardhaman
Medinipur
Howrah
Raniganj
Burnpur
Bankura
Kalyani
Purulia
New Town (Rajarhat)
Bidhannagar
Barasat
Malda
Jalpaiguri
Cooch Behar
Bhubaneswar
Cuttack
Rourkela
Sambalpur
Berhampur
Angul
Talcher
Jharsuguda
Sundargarh
Paradip
Koraput
Rayagada
Keonjhar
Bolangir
Kalahandi
Dhenkanal
Baripada
Jajpur
Kendrapara
Puri
Ranchi
Jamshedpur
Dhanbad
Bokaro
Hazaribagh
Deoghar
Giridih
Ramgarh
Dumka
Lohardaga
Gumla
Palamu
Chatra
West Singhbhum
Pakur
Sahibganj
Koderma
Simdega
Godda
Khunti
Share your requirement — we'll get you the best Sakthi Financial Services equipment loan, fast.
Desi Machines is a platform where you can see and compare construction equipment. It showcases images, brochures, features, technical specifications, brand details & dealer information. All these are taken from respective brand websites, brochures, and other public resources. We do not claim ownership of these materials and strive to ensure their accuracy. However, the disparity may happen and we advise users to verify directly with respective brands and dealers. Desi Machines is not liable for any inaccuracies or reliance on the information provided. Use of this website is at your own discretion.
