Excavator 
Backhoe Loader 
Motor Grader 
Wheel Loader 
Crane 
Concrete Mixer 
Compactor 
Skid Steer Loader 
Concrete Pump 
Telehandler 
Loan amount
Flexible funding
New or used machines · quick approvals · EMIs that fit your cash flow. We help you from enquiry to keys-in-hand.
An SREI Equipment Finance machinery loan helps you buy site machines — excavators, cranes, loaders, compactors and more — whether they are new or used. SREI is an NBFC built purely for equipment finance, so it offers flexible repayment plans, competitive interest rates and fast approval once your papers are ready. Contractors, builders, fleet owners and small businesses across construction, mining and infrastructure can apply. Tell the Desi Machines finance desk your machine and your city, and we'll help you get the loan moving — no long queues, no confusing paperwork.
Not many lenders in India were built only to finance machines. SREI Equipment Finance Ltd. is one of them. It is a non-banking finance company (NBFC), which simply means it is not a regular bank — its whole job is to help businesses buy the equipment they run on. For decades SREI has put money behind people working in construction, mining, farming and infrastructure, from a single-machine contractor to a large building firm.
So what is a machinery loan? It is money you borrow to buy a machine, which you then repay in small monthly instalments (EMIs) from the work that machine brings in. The machine you buy usually stands as the security for the loan, so you often don’t have to pledge land or a house on top of it. Because SREI deals in equipment day in and day out, it understands site work — a loader that sits idle in the rains, a crane that only earns in project season — better than a general lender might.
What can you finance with SREI? A wide range of real site machines — excavators, cranes, compactors and road rollers, concrete mixers, backhoes, loaders, road-building equipment and more. Both new machines and good second-hand ones are covered, which really helps when you are starting small and a used backhoe fits your budget better than a fresh one.
SREI keeps things flexible. Repayment plans are shaped around your cash flow, interest stays competitive, and file processing is quick — once your papers are in order, approval and disbursal move fast so the machine reaches your site without a long wait. In plain words: you get the machine now, keep your own cash free for diesel, wages and repairs, and let the machine slowly pay for itself. Want to weigh other lenders too? You can compare Bajaj Finserv and Tata Capital on our finance page before you decide.
Loan amounts, interest rates and tenures shown here are indicative and are decided by SREI Equipment Finance based on your profile. Please confirm the latest terms with the lender or our finance desk before you apply.
SREI provides flexible machinery loans to fulfill a variety of needs. Our machinery loans are tailored to fit different needs, flexible repayment options with attractive interest rates, allows businesses to finance equipment that is required for operations without jeopardizing the cash flow.
SREI’s process guarantees fast loan processing. SREI helps businesses move through the approval phase, and as long as the customer provides the required documentation, SREI can guarantee quick approvals and disbursals, allowing businesses to finance equipment or construction equipment loans in the timeframe they require.
SREI covers a broad spectrum of equipment in our equipment finance loans. Whether there is a need for agricultural implements or heavy construction equipment, SREI can finance those assets under our equipment loans. SREI also offers customized loan solutions to finance existing used equipment or new equipment.
SREI offers competitive interest rates on financing for machinery, allowing businesses to utilize their capital not only for financing equipment but also to continue running and growing their activities while keeping up with the latest technology.
SREI has an area of expertise in financing construction machinery and buying construction equipment to aid in funding various levels of infrastructure development in India by funding excavators, compactors, backhoes, loaders, and other pieces of machinery that are critical for the performance of the contractors and builders working within those levels. SREI’s food, beverage, and construction services can assist contractors and builders in developing quickly.
The extensive size of SREI and breadth of its service network throughout India allow SREI to provide substantial customer service locally. SREI’s extensive field service network across India means customers can take advantage of financing equipment, but in a reasonably expeditious time.
Wondering what your monthly EMI might look like? Move the sliders below to see it at once. As an illustration, a ₹30 lakh loan at 11% over 5 years comes to roughly ₹65,000 a month — this is only an example, not a quoted rate. Change the loan amount, down payment or tenure and the figure updates on its own, no maths needed. For the exact number in your case, send us the details and we’ll confirm it with SREI.
You don’t need to be a big company to qualify. SREI lends to contractors, builders, fleet owners, proprietors, small and medium businesses and companies working in construction, mining, infrastructure, logistics or agriculture. What matters most is simple: are your operations steady, is there income to cover the EMI, and do you genuinely need a new or used machine for your work? A clean repayment record helps your case. Even if you are unsure whether you fit, just talk to our team first — we check your eligibility for you before you spend time gathering papers.
PAN card, Aadhaar, voter ID, passport, or driving license and lates passport size photographs for identity verification.
Utility bill, Aadhaar, passport, voter ID, or rent agreement showing current residence or business location.
Legal proof of business establishment, such as a GST certificate or incorporation documents, is necessary.
You must provide evidence of income through bank statements, income tax returns, or financial statements.
A valid quotation or purchase invoice detailing the cost of the machinery or equipment is required.
Proof of collateral, usually a charge on the financed equipment, must be provided.
Applying is simpler than it sounds, and you don’t have to work it out on your own. You pick the machine, we handle the finance paperwork, and SREI does the approval. That is the whole path from “I need a machine” to “keys in hand” — and when your file is complete, most cases move in just a few working days.
Explore a wide range of construction and heavy machinery from India’s top brands like CAT, Komatsu, JCB, Tata Hitachi, CASE, and more—all in one place.
Select the equipment model that best fits your project requirement, budget, and usage type—whether it’s for earthmoving, road work, mining, or lifting.
Fill out a quick enquiry form or connect via call, WhatsApp, or email. Desi Machines helps you apply for Machinery Loans or Finance for Machinery with fast approvals.
SREI Equipment Finance is a key NBFC in India that provides machinery loans, equipment finance, and construction equipment loans. It funds both new and used equipment, serving industries such as infrastructure, mining, agriculture, and transportation.
Contractors, builders, small and medium enterprises, fleet owners, and entrepreneurs involved in infrastructure or related sectors are eligible. SREI finances both new and used machinery, with loan terms ranging from 12 to 60 months, depending on the asset and client profile.
Yes. SREI offers financing for used equipment, including construction machines, agricultural tools, and industrial equipment in good condition. Loan terms generally range from 12 to 48 months, depending on the equipment’s age and type.
Interest rates depend on the asset type, borrower profile, and whether the machinery is new or used. SREI offers flexible repayment tenures: 12 to 60 months for new equipment and 12 to 48 months for used equipment.
Yes. SREI looks at various factors, such as cash flow, business history, and asset value. Borrowers with low credit scores can still get used machinery loans with structured terms and collateral-backed security.
Typically, the financed equipment serves as the main collateral. For used machinery loans, SREI provides repayment terms from 1 to 4 years, depending on the equipment’s condition, value, and the client’s business profile.
Check SREI Equipment Finance equipment finance and loan options across all major cities in India including Mumbai, Pune, Kolkata, Hyderabad, Chennai, Bengaluru, Delhi, Ahmedabad, Indore, Jaipur, Guwahati, and 600+ more locations.
Mumbai
Pune
Nagpur
Navi Mumbai
Thane
Nashik
Aurangabad (Chhatrapati Sambhajinagar)
Solapur
Kolhapur
Amravati
Chandrapur
Yavatmal
Latur
Dhule
Ahmednagar
Jalgaon
Raigad
Beed
Wardha
Palghar
Sangli
Ratnagiri
Satara
Nanded
Akola
Buldhana
Ahmedabad
Gandhinagar
Surat
Vadodara
Rajkot
Bhavnagar
Jamnagar
Mundra
Kutch
Vapi
Anand
Mehsana
Morbi
Surendranagar
Amreli
Bharuch
Navsari
Dahej
Alang
Dholera
Gandhidham
Panaji
Vasco da Gama
Margao
Calangute
Mormugao
Chennai
Coimbatore
Madurai
Tiruchirappalli
Hosur
Salem
Tirunelveli
Vellore
Erode
Thoothukudi
Neyveli
Cuddalore
Virudhunagar
Dharmapuri
Krishnagiri
Thanjavur
Tiruppur
Kancheepuram
Ranipet
Chengalpattu
Kanyakumari
Bengaluru
Mysuru
Hubballi-Dharwad
Belagavi
Mangaluru
Davanagere
Ballari
Hospet
Tumakuru
Shivamogga
Chitradurga
Raichur
Kolar
Hassan
Hoskote
Doddaballapura
Kalaburagi
Bidar
Koppal
Vijayapura
Chamarajanagar
Visakhapatnam
Vijayawada
Amaravati
Guntur
Tirupati
Nellore
Kurnool
Kadapa
Anantapur
Rajahmundry
Kakinada
Eluru
Ongole
Srikakulam
Bheemunipatnam
Machilipatnam
Proddatur
Hindupur
Srikalahasti
Nandyal
Hyderabad
Warangal
Karimnagar
Nizamabad
Khammam
Maheshwaram
Sangareddy
Nalgonda
Adilabad
Suryapet
Siddipet
Ramagundam
Mancherial
Peddapalli
Bhadrachalam
Zaheerabad
Narayanpet
Vikarabad
Medak
Kothagudem
Thiruvananthapuram
Kochi
Kozhikode
Thrissur
Kollam
Palakkad
Malappuram
Alappuzha
Kannur
Kasaragod
Kottayam
Idukki
Wayanad
Pathanamthitta
Ernakulam
Aluva
Angamaly
Perumbavoor
Munnar
Ponnani
Lucknow
Kanpur
Varanasi
Prayagraj
Noida
Ghaziabad
Meerut
Jhansi
Aligarh
Moradabad
Gorakhpur
Mathura
Bareilly
Saharanpur
Ayodhya
Mirzapur
Dadri
Muzaffarnagar
Deoria
Kushinagar
Ballia
Sonbhadra
Gonda
Etawah
Jaipur
Jodhpur
Udaipur
Kota
Ajmer
Bikaner
Alwar
Bhilwara
Barmer
Jaisalmer
Pali
Nagaur
Banswara
Dungarpur
Chittorgarh
Sikar
Sawai Madhopur
Tonk
Bundi
Sriganganagar
Ludhiana
Amritsar
Jalandhar
Patiala
Mohali
Bathinda
Hoshiarpur
Moga
Gurdaspur
Pathankot
Firozpur
Rupnagar
Fatehgarh Sahib
Sangrur
Faridkot
Kapurthala
Nawanshahr
Muktsar
Tarn Taran
Fazilka
Gurugram
Faridabad
Panipat
Ambala
Sonipat
Rohtak
Hisar
Karnal
Rewari
Manesar
Panchkula
Bhiwani
Yamunanagar
Jhajjar
Nuh (Mewat)
Sirsa
Kaithal
Kurukshetra
Bahadurgarh
Palwal
Shimla
Manali
Dharamshala
Solan
Baddi
Mandi
Kullu
Bilaspur
Una
Chamba
Kangra
Rampur
Lahaul-Spiti
Hamirpur
Sirmaur
Kinnaur
Dehradun
Haridwar
Rishikesh
Nainital
Roorkee
Haldwani
Kashipur
Rudrapur
Pantnagar
Champawat
Pithoragarh
Bageshwar
Chamoli
Uttarkashi
Almora
Vikasnagar
Kotdwar
Ramnagar
Srinagar (Pauri)
Tehri
Central Vista
Dwarka
Rohini
Narela
Okhla
Tughlakabad
Shahdara
Janakpuri
Badarpur
Uttam Nagar
Saket
Mundka
Burari
Bawana
Kanjhawala
Najafgarh
Deoli
Mehrauli
Vasant Kunj
Mayur Vihar
Srinagar
Jammu
Udhampur
Katra
Anantnag
Baramulla
Sopore
Pulwama
Ganderbal
Bandipora
Kupwara
Kathua
Reasi
Ramban
Doda
Rajouri
Poonch
Kishtwar
Shopian
Kulgam
Leh
Kargil
Drass
Hanle
Chushul
Zanskar
Nubra
Shyok
Khaltse
Dha-Hanu
Nyoma
Mulbekh
Sector 17 (City Core)
Sector 62 (IT Park)
Industrial Area Ph-1
Industrial Area Ph-2
Manimajra
Panchkula Extension
Mohali Phase 8
ISBT 43
Daria
Hallomajra
Rock Garden Area
Sector 82 (Aerocity)
Kolkata
Durgapur
Asansol
Haldia
Siliguri
Kharagpur
Bardhaman
Medinipur
Howrah
Raniganj
Burnpur
Bankura
Kalyani
Purulia
New Town (Rajarhat)
Bidhannagar
Barasat
Malda
Jalpaiguri
Cooch Behar
Bhubaneswar
Cuttack
Rourkela
Sambalpur
Berhampur
Angul
Talcher
Jharsuguda
Sundargarh
Paradip
Koraput
Rayagada
Keonjhar
Bolangir
Kalahandi
Dhenkanal
Baripada
Jajpur
Kendrapara
Puri
Ranchi
Jamshedpur
Dhanbad
Bokaro
Hazaribagh
Deoghar
Giridih
Ramgarh
Dumka
Lohardaga
Gumla
Palamu
Chatra
West Singhbhum
Pakur
Sahibganj
Koderma
Simdega
Godda
Khunti
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Desi Machines is a platform where you can see and compare construction equipment. It showcases images, brochures, features, technical specifications, brand details & dealer information. All these are taken from respective brand websites, brochures, and other public resources. We do not claim ownership of these materials and strive to ensure their accuracy. However, the disparity may happen and we advise users to verify directly with respective brands and dealers. Desi Machines is not liable for any inaccuracies or reliance on the information provided. Use of this website is at your own discretion.
