Excavator 
Backhoe Loader 
Motor Grader 
Wheel Loader 
Crane 
Concrete Mixer 
Compactor 
Skid Steer Loader 
Concrete Pump 
Telehandler 
Loan amount
Up to ₹10 Cr
New or used machines · quick approvals · EMIs that fit your cash flow. We help you from enquiry to keys-in-hand.
A Poonawalla Fincorp machinery loan helps you buy construction and industrial equipment — new or used — like excavators, wheel loaders, cranes and concrete mixers. You can borrow up to ₹10 crore, with interest from 9.99% a year and repayment up to 72 months. It is a digital-first NBFC, so the application is a short 3-stage online process with minimal papers, and there is no prepayment or foreclosure fee when you repay from your own funds. Tell the Desi Machines finance desk your machine and city, and we will help you get it moving.
Poonawalla Fincorp is not an old government bank. It is one of India’s fastest-growing NBFCs (a Non-Banking Financial Company), built to work fast and mostly online. Its head office is in Pune, but its machinery loan reaches contractors, MSMEs and small business owners all over the country. If you run a site, a small factory or an earthmoving job and you have had a machine in mind, this is a lender worth knowing about.
A Poonawalla Fincorp machinery loan is simply money to buy your equipment, which you then pay back in easy monthly EMIs from the work the machine does. It funds both new machines and good second-hand ones, so a used loader that suits your budget is just as welcome as a shiny new one. Because the company is digital-first, the whole thing runs on a short 3-stage online process with minimal papers — handy when you are on a worksite and cannot sit in a branch all day.
What can you put this money towards? Almost any real working machine — excavators, wheel loaders, cranes, batching and concrete mixers, compactors and road rollers, tippers, crushers and more. It does not matter whether the exact model sits on Desi Machines or not. If it is a genuine construction or industrial machine, Poonawalla Fincorp can usually fund it.
The loan goes up to ₹10 crore, with interest starting from 9.99% per year and repayment stretched to 72 months (6 years), so you can size the EMI to your project cash flow. One thing many buyers like: if you repay early from your own money, there is no prepayment or foreclosure charge. In short, you get the machine now, keep your cash free for diesel and wages, and let the machine earn its own instalments. Want to weigh other options first? Compare Kotak Mahindra Bank and Sundaram Finance on our finance page.
Loan amounts, interest rates and tenures shown here are indicative and are decided by Poonawalla Fincorp based on your profile. Please confirm the latest terms with the lender or our finance desk before you apply.
Get a loan amount up to ₹10 Crore and upgrade or purchase machinery with confidence.
Avail the loan amount at attractive interest rates starting at just 9.99%* p.a. Manage your monthly budget efficiently with affordable EMIs.
Poonawalla Fincorp focuses on providing the best-in-class customer experience with a simplified application process. Apply online with just a few clicks anytime, anywhere.
Submit only the essential documents required and get funds instantly to meet your business requirements. The simple requirement expedites the application process.
Fulfil your business aspirations in no time with quick access to funds. Benefit from a hassle-free experience tailored to your comfort and flexibility.
Choose a repayment period that aligns with your cash flow, with flexible EMIs spread across a maximum tenure of 6 years.
Wondering what the monthly EMI comes to? Slide the values below and see it right away. As an example, on a ₹30 lakh loan at 10.5% for 5 years, the EMI works out to roughly ₹64,500 a month. Change the amount, down payment or tenure and the figure updates on its own — no maths needed. Want the exact number for your case? Send us the details and we’ll confirm it with Poonawalla Fincorp.
You do not have to be a big firm to qualify. Poonawalla Fincorp lends to Indian businesses run by owners roughly between 25 and 65 years of age, usually with about three years of operating history behind them. It suits SMEs, civil contractors, manufacturers and fleet operators. What really matters is simple: is your business genuine and running, is there steady income to cover the EMI, and is your credit record clean? If you are not sure whether you tick the boxes, just talk to our team first — we check for you before you spend time gathering papers.
PAN card, Aadhaar, voter ID, passport, or driving license for identity verification.
Utility bill, Aadhaar, passport, voter ID, or rent agreement showing current residence or business location.
GST/Udyam/Shop Act certificates, Factory ownership proof.
Latest 2 years Financials containing ITR, Computation of Income, B/S, P&L, Audit Reports and Applicable Schedules
Latest 6 months bank statements of all active accounts (CA/CC/OD)
Latest proforma invoice/ machine quotation along with complete scope of supply
Applying does not have to be confusing, and you are not on your own. You pick the machine, our team sorts out the finance paperwork, and Poonawalla Fincorp handles the approval on its digital platform. That is the whole path from “I need a machine” to “keys in hand” — and because most of it is online, a complete file usually moves in just a few working days.
Explore a wide range of construction and heavy machinery from India’s top brands like CAT, Komatsu, JCB, Tata Hitachi, CASE, and more—all in one place.
Select the equipment model that best fits your project requirement, budget, and usage type—whether it’s for earthmoving, road work, mining, or lifting.
Fill out a quick enquiry form or connect via call, WhatsApp, or email. Desi Machines helps you apply for Machinery Loans or Finance for Machinery with fast approvals.
Poonawalla Fincorp provides machinery loans for a wide range of new and used industrial and construction equipment. This includes excavators, backhoe loaders, cranes, drilling machines, road rollers, compressors, concrete mixers, and other heavy-duty equipment used in sectors like manufacturing, infrastructure, mining, and construction.
Interest rates start from 9.99% p.a.* and can vary based on credit profile, business turnover, and loan size.
Borrowers can choose a flexible repayment period ranging from 12 to 72 months (1–6 years).
Yes, Poonawalla Fincorp offers Used Equipment Loans, financing second-hand machinery if it passes valuation and credit checks.
To qualify, applicants must be Indian citizens, have a valid business setup, a minimum CIBIL score (as per the bank’s requirement), and necessary business documentation
You can borrow up to ₹10 crore under the equipment finance scheme, depending on the asset type and eligibility.
Collateral requirements depend on the loan amount and borrower’s profile; asset-backed financing is common, though collateral-free options may be available under ₹5 lakh or from strong-credit profiles.
Once documents and eligibility are verified, disbursal is typically completed within a few business days, enabling quick equipment acquisition.
Check Poonawalla Fincorp equipment finance and loan options across all major cities in India including Mumbai, Pune, Kolkata, Hyderabad, Chennai, Bengaluru, Delhi, Ahmedabad, Indore, Jaipur, Guwahati, and 600+ more locations.
Mumbai
Pune
Nagpur
Navi Mumbai
Thane
Nashik
Aurangabad (Chhatrapati Sambhajinagar)
Solapur
Kolhapur
Amravati
Chandrapur
Yavatmal
Latur
Dhule
Ahmednagar
Jalgaon
Raigad
Beed
Wardha
Palghar
Sangli
Ratnagiri
Satara
Nanded
Akola
Buldhana
Ahmedabad
Gandhinagar
Surat
Vadodara
Rajkot
Bhavnagar
Jamnagar
Mundra
Kutch
Vapi
Anand
Mehsana
Morbi
Surendranagar
Amreli
Bharuch
Navsari
Dahej
Alang
Dholera
Gandhidham
Panaji
Vasco da Gama
Margao
Calangute
Mormugao
Chennai
Coimbatore
Madurai
Tiruchirappalli
Hosur
Salem
Tirunelveli
Vellore
Erode
Thoothukudi
Neyveli
Cuddalore
Virudhunagar
Dharmapuri
Krishnagiri
Thanjavur
Tiruppur
Kancheepuram
Ranipet
Chengalpattu
Kanyakumari
Bengaluru
Mysuru
Hubballi-Dharwad
Belagavi
Mangaluru
Davanagere
Ballari
Hospet
Tumakuru
Shivamogga
Chitradurga
Raichur
Kolar
Hassan
Hoskote
Doddaballapura
Kalaburagi
Bidar
Koppal
Vijayapura
Chamarajanagar
Visakhapatnam
Vijayawada
Amaravati
Guntur
Tirupati
Nellore
Kurnool
Kadapa
Anantapur
Rajahmundry
Kakinada
Eluru
Ongole
Srikakulam
Bheemunipatnam
Machilipatnam
Proddatur
Hindupur
Srikalahasti
Nandyal
Hyderabad
Warangal
Karimnagar
Nizamabad
Khammam
Maheshwaram
Sangareddy
Nalgonda
Adilabad
Suryapet
Siddipet
Ramagundam
Mancherial
Peddapalli
Bhadrachalam
Zaheerabad
Narayanpet
Vikarabad
Medak
Kothagudem
Thiruvananthapuram
Kochi
Kozhikode
Thrissur
Kollam
Palakkad
Malappuram
Alappuzha
Kannur
Kasaragod
Kottayam
Idukki
Wayanad
Pathanamthitta
Ernakulam
Aluva
Angamaly
Perumbavoor
Munnar
Ponnani
Lucknow
Kanpur
Varanasi
Prayagraj
Noida
Ghaziabad
Meerut
Jhansi
Aligarh
Moradabad
Gorakhpur
Mathura
Bareilly
Saharanpur
Ayodhya
Mirzapur
Dadri
Muzaffarnagar
Deoria
Kushinagar
Ballia
Sonbhadra
Gonda
Etawah
Jaipur
Jodhpur
Udaipur
Kota
Ajmer
Bikaner
Alwar
Bhilwara
Barmer
Jaisalmer
Pali
Nagaur
Banswara
Dungarpur
Chittorgarh
Sikar
Sawai Madhopur
Tonk
Bundi
Sriganganagar
Ludhiana
Amritsar
Jalandhar
Patiala
Mohali
Bathinda
Hoshiarpur
Moga
Gurdaspur
Pathankot
Firozpur
Rupnagar
Fatehgarh Sahib
Sangrur
Faridkot
Kapurthala
Nawanshahr
Muktsar
Tarn Taran
Fazilka
Gurugram
Faridabad
Panipat
Ambala
Sonipat
Rohtak
Hisar
Karnal
Rewari
Manesar
Panchkula
Bhiwani
Yamunanagar
Jhajjar
Nuh (Mewat)
Sirsa
Kaithal
Kurukshetra
Bahadurgarh
Palwal
Shimla
Manali
Dharamshala
Solan
Baddi
Mandi
Kullu
Bilaspur
Una
Chamba
Kangra
Rampur
Lahaul-Spiti
Hamirpur
Sirmaur
Kinnaur
Dehradun
Haridwar
Rishikesh
Nainital
Roorkee
Haldwani
Kashipur
Rudrapur
Pantnagar
Champawat
Pithoragarh
Bageshwar
Chamoli
Uttarkashi
Almora
Vikasnagar
Kotdwar
Ramnagar
Srinagar (Pauri)
Tehri
Central Vista
Dwarka
Rohini
Narela
Okhla
Tughlakabad
Shahdara
Janakpuri
Badarpur
Uttam Nagar
Saket
Mundka
Burari
Bawana
Kanjhawala
Najafgarh
Deoli
Mehrauli
Vasant Kunj
Mayur Vihar
Srinagar
Jammu
Udhampur
Katra
Anantnag
Baramulla
Sopore
Pulwama
Ganderbal
Bandipora
Kupwara
Kathua
Reasi
Ramban
Doda
Rajouri
Poonch
Kishtwar
Shopian
Kulgam
Leh
Kargil
Drass
Hanle
Chushul
Zanskar
Nubra
Shyok
Khaltse
Dha-Hanu
Nyoma
Mulbekh
Sector 17 (City Core)
Sector 62 (IT Park)
Industrial Area Ph-1
Industrial Area Ph-2
Manimajra
Panchkula Extension
Mohali Phase 8
ISBT 43
Daria
Hallomajra
Rock Garden Area
Sector 82 (Aerocity)
Kolkata
Durgapur
Asansol
Haldia
Siliguri
Kharagpur
Bardhaman
Medinipur
Howrah
Raniganj
Burnpur
Bankura
Kalyani
Purulia
New Town (Rajarhat)
Bidhannagar
Barasat
Malda
Jalpaiguri
Cooch Behar
Bhubaneswar
Cuttack
Rourkela
Sambalpur
Berhampur
Angul
Talcher
Jharsuguda
Sundargarh
Paradip
Koraput
Rayagada
Keonjhar
Bolangir
Kalahandi
Dhenkanal
Baripada
Jajpur
Kendrapara
Puri
Ranchi
Jamshedpur
Dhanbad
Bokaro
Hazaribagh
Deoghar
Giridih
Ramgarh
Dumka
Lohardaga
Gumla
Palamu
Chatra
West Singhbhum
Pakur
Sahibganj
Koderma
Simdega
Godda
Khunti
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Desi Machines is a platform where you can see and compare construction equipment. It showcases images, brochures, features, technical specifications, brand details & dealer information. All these are taken from respective brand websites, brochures, and other public resources. We do not claim ownership of these materials and strive to ensure their accuracy. However, the disparity may happen and we advise users to verify directly with respective brands and dealers. Desi Machines is not liable for any inaccuracies or reliance on the information provided. Use of this website is at your own discretion.
