Excavator 
Backhoe Loader 
Motor Grader 
Wheel Loader 
Crane 
Concrete Mixer 
Compactor 
Skid Steer Loader 
Concrete Pump 
Telehandler 
Loan amount
Up to 100% fund
New or used machines · quick approvals · EMIs that fit your cash flow. We help you from enquiry to keys-in-hand.
A Volvo Financial Services equipment loan is the Volvo Group's own way of funding its machines — excavators, motor graders, wheel loaders, cranes, pavers and haulers, whether Volvo or SDLG. For new machines you can get up to 100% financing, so almost no upfront cash is needed. You also get custom repayment (monthly, quarterly or season-linked), competitive interest for Volvo customers, and support for used machines and refinancing. Fast approvals come from the close tie with Volvo CE dealers. Tell the Desi Machines finance desk your machine and city, and we will help you get it moving.
Some finance companies lend for any machine under the sun. Volvo Financial Services works differently. It is the in-house finance arm of the Volvo Group, and its whole job is to help you own a Volvo or SDLG machine. Because the people who make the machine and the people who fund it sit under one roof, the paperwork moves faster and the terms are built around how these machines actually earn on a site.
A Volvo Financial Services equipment loan is simply money to buy your machine now and pay it back slowly from the work it does. VFS runs in more than 50 countries, and in India it works closely with Volvo CE dealers, so the loan and the machine come together. The machine you buy usually stands as the security, which keeps things simple for a first-time buyer who does not want to pledge extra land or property.
What can you fund with it? Real Volvo iron that earns on a site — motor graders, backhoe loaders, wheel loaders, cranes, excavators, pavers and articulated haulers. Buying new? VFS can fund up to 100% of the machine cost, so very little cash leaves your pocket on day one. Buying a good used Volvo instead, or wanting to refinance a loan you already carry? That is on the table too.
Repayment is where VFS is genuinely helpful. Instead of a fixed monthly EMI that ignores your season, you can ask for custom repayment — monthly, quarterly, or tied to when your project pays you. Interest stays competitive because you are a Volvo Group customer, and the strong OEM link means better resale value on the machine when its working life ends. In plain words: you get the machine, keep your cash for diesel, wages and spares, and let the machine pay for itself. Want to weigh other lenders first? Compare Kotak Mahindra Bank and Sundaram Finance on our finance page.
Loan amounts, interest rates and tenures shown here are indicative and are decided by Volvo Financial Services based on your profile. Please confirm the latest terms with the lender or our finance desk before you apply.
Get full funding for new Volvo construction machinery, reducing your upfront capital burden and accelerating deployment.
Enjoy quicker loan processing and disbursal thanks to close coordination with Volvo CE dealers and sales teams.
Choose EMI schedules that match your project revenue—monthly, quarterly, or seasonal options are available.
Benefit from cost-effective financing rates designed for Volvo Group customers.
Finance pre-owned Volvo machines or refinance your existing loan to better terms through Volvo Finance.
Bundle insurance, extended warranties, and maintenance plans into your Equipment Loan for better lifecycle management.
Wondering what your monthly outgo will look like? Use the calculator below to see it in seconds. As an illustration only, a ₹50 lakh loan over 5 years at an assumed 11% a year comes to roughly ₹1.09 lakh a month. Change the amount, down payment or tenure and the figure updates on its own. Your real EMI depends on the terms Volvo Financial Services sets for you — send us the details and we’ll confirm it with Volvo Financial Services.
You do not have to run a large firm to qualify. Volvo Financial Services lends to registered companies, fleet owners, mining contractors, construction firms and sole proprietors who have steady income and a clean credit record. The main thing VFS looks for is that you are buying a Volvo or SDLG machine and that your work — in infrastructure, mining or road building — can comfortably carry the repayment. First-time owners can apply too, usually with a little more margin. Not sure if you fit? Talk to the Desi Machines team first; we check for you before you spend time on any forms.
PAN card, Aadhaar/passport/driving license/voter ID.
GST certificate, firm registration, incorporation certificate (for companies or LLPs).
Last 6 months’ bank statements, ITRs, audited financials if available.
Dealer quotation or invoice of Volvo or SDLG equipment.
Usually hypothecation of financed equipment; further security may be needed for large loans.
Getting this loan is simpler than it sounds, and you do not have to sort it out on your own. You pick the Volvo or SDLG machine, we handle the finance paperwork, and Volvo Financial Services does the approval. Because VFS works hand in hand with Volvo dealers, a complete file usually moves fast. Call the Desi Machines finance desk on +91 90 5147 5147 or email hello@desimachines.com and we will start it for you.
Explore a wide range of construction and heavy machinery from India’s top brands like CAT, Komatsu, JCB, Tata Hitachi, CASE, and more—all in one place.
Select the equipment model that best fits your project requirement, budget, and usage type—whether it’s for earthmoving, road work, mining, or lifting.
Fill out a quick enquiry form or connect via call, WhatsApp, or email. Desi Machines helps you apply for Machinery Loans or Finance for Machinery with fast approvals.
Volvo Finance covers excavators, wheel loaders, pavers, compactors, haulers, and other Volvo Group machines.
Yes, VFS often provides up to 100% funding on brand-new Volvo equipment.
Yes—Volvo Finance supports certified used machine loans based on evaluation and age of the machine.
Yes—VFS offers refinancing solutions for improved rates and flexible repayment terms.
Repayment terms are flexible, typically up to 60 months, based on borrower profile and machine usage.
Yes—insurance and extended maintenance plans can be bundled with the Equipment Loan.
Volvo Finance offers OEM-integrated financing with better residual value understanding, faster processing, and Volvo-specific benefits.
Yes—contractors of all sizes can apply, provided they have a clear repayment capacity and basic business documentation.
Check Volvo Financial Services equipment finance and loan options across all major cities in India including Mumbai, Pune, Kolkata, Hyderabad, Chennai, Bengaluru, Delhi, Ahmedabad, Indore, Jaipur, Guwahati, and 600+ more locations.
Mumbai
Pune
Nagpur
Navi Mumbai
Thane
Nashik
Aurangabad (Chhatrapati Sambhajinagar)
Solapur
Kolhapur
Amravati
Chandrapur
Yavatmal
Latur
Dhule
Ahmednagar
Jalgaon
Raigad
Beed
Wardha
Palghar
Sangli
Ratnagiri
Satara
Nanded
Akola
Buldhana
Ahmedabad
Gandhinagar
Surat
Vadodara
Rajkot
Bhavnagar
Jamnagar
Mundra
Kutch
Vapi
Anand
Mehsana
Morbi
Surendranagar
Amreli
Bharuch
Navsari
Dahej
Alang
Dholera
Gandhidham
Panaji
Vasco da Gama
Margao
Calangute
Mormugao
Chennai
Coimbatore
Madurai
Tiruchirappalli
Hosur
Salem
Tirunelveli
Vellore
Erode
Thoothukudi
Neyveli
Cuddalore
Virudhunagar
Dharmapuri
Krishnagiri
Thanjavur
Tiruppur
Kancheepuram
Ranipet
Chengalpattu
Kanyakumari
Bengaluru
Mysuru
Hubballi-Dharwad
Belagavi
Mangaluru
Davanagere
Ballari
Hospet
Tumakuru
Shivamogga
Chitradurga
Raichur
Kolar
Hassan
Hoskote
Doddaballapura
Kalaburagi
Bidar
Koppal
Vijayapura
Chamarajanagar
Visakhapatnam
Vijayawada
Amaravati
Guntur
Tirupati
Nellore
Kurnool
Kadapa
Anantapur
Rajahmundry
Kakinada
Eluru
Ongole
Srikakulam
Bheemunipatnam
Machilipatnam
Proddatur
Hindupur
Srikalahasti
Nandyal
Hyderabad
Warangal
Karimnagar
Nizamabad
Khammam
Maheshwaram
Sangareddy
Nalgonda
Adilabad
Suryapet
Siddipet
Ramagundam
Mancherial
Peddapalli
Bhadrachalam
Zaheerabad
Narayanpet
Vikarabad
Medak
Kothagudem
Thiruvananthapuram
Kochi
Kozhikode
Thrissur
Kollam
Palakkad
Malappuram
Alappuzha
Kannur
Kasaragod
Kottayam
Idukki
Wayanad
Pathanamthitta
Ernakulam
Aluva
Angamaly
Perumbavoor
Munnar
Ponnani
Lucknow
Kanpur
Varanasi
Prayagraj
Noida
Ghaziabad
Meerut
Jhansi
Aligarh
Moradabad
Gorakhpur
Mathura
Bareilly
Saharanpur
Ayodhya
Mirzapur
Dadri
Muzaffarnagar
Deoria
Kushinagar
Ballia
Sonbhadra
Gonda
Etawah
Jaipur
Jodhpur
Udaipur
Kota
Ajmer
Bikaner
Alwar
Bhilwara
Barmer
Jaisalmer
Pali
Nagaur
Banswara
Dungarpur
Chittorgarh
Sikar
Sawai Madhopur
Tonk
Bundi
Sriganganagar
Ludhiana
Amritsar
Jalandhar
Patiala
Mohali
Bathinda
Hoshiarpur
Moga
Gurdaspur
Pathankot
Firozpur
Rupnagar
Fatehgarh Sahib
Sangrur
Faridkot
Kapurthala
Nawanshahr
Muktsar
Tarn Taran
Fazilka
Gurugram
Faridabad
Panipat
Ambala
Sonipat
Rohtak
Hisar
Karnal
Rewari
Manesar
Panchkula
Bhiwani
Yamunanagar
Jhajjar
Nuh (Mewat)
Sirsa
Kaithal
Kurukshetra
Bahadurgarh
Palwal
Shimla
Manali
Dharamshala
Solan
Baddi
Mandi
Kullu
Bilaspur
Una
Chamba
Kangra
Rampur
Lahaul-Spiti
Hamirpur
Sirmaur
Kinnaur
Dehradun
Haridwar
Rishikesh
Nainital
Roorkee
Haldwani
Kashipur
Rudrapur
Pantnagar
Champawat
Pithoragarh
Bageshwar
Chamoli
Uttarkashi
Almora
Vikasnagar
Kotdwar
Ramnagar
Srinagar (Pauri)
Tehri
Central Vista
Dwarka
Rohini
Narela
Okhla
Tughlakabad
Shahdara
Janakpuri
Badarpur
Uttam Nagar
Saket
Mundka
Burari
Bawana
Kanjhawala
Najafgarh
Deoli
Mehrauli
Vasant Kunj
Mayur Vihar
Srinagar
Jammu
Udhampur
Katra
Anantnag
Baramulla
Sopore
Pulwama
Ganderbal
Bandipora
Kupwara
Kathua
Reasi
Ramban
Doda
Rajouri
Poonch
Kishtwar
Shopian
Kulgam
Leh
Kargil
Drass
Hanle
Chushul
Zanskar
Nubra
Shyok
Khaltse
Dha-Hanu
Nyoma
Mulbekh
Sector 17 (City Core)
Sector 62 (IT Park)
Industrial Area Ph-1
Industrial Area Ph-2
Manimajra
Panchkula Extension
Mohali Phase 8
ISBT 43
Daria
Hallomajra
Rock Garden Area
Sector 82 (Aerocity)
Kolkata
Durgapur
Asansol
Haldia
Siliguri
Kharagpur
Bardhaman
Medinipur
Howrah
Raniganj
Burnpur
Bankura
Kalyani
Purulia
New Town (Rajarhat)
Bidhannagar
Barasat
Malda
Jalpaiguri
Cooch Behar
Bhubaneswar
Cuttack
Rourkela
Sambalpur
Berhampur
Angul
Talcher
Jharsuguda
Sundargarh
Paradip
Koraput
Rayagada
Keonjhar
Bolangir
Kalahandi
Dhenkanal
Baripada
Jajpur
Kendrapara
Puri
Ranchi
Jamshedpur
Dhanbad
Bokaro
Hazaribagh
Deoghar
Giridih
Ramgarh
Dumka
Lohardaga
Gumla
Palamu
Chatra
West Singhbhum
Pakur
Sahibganj
Koderma
Simdega
Godda
Khunti
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Desi Machines is a platform where you can see and compare construction equipment. It showcases images, brochures, features, technical specifications, brand details & dealer information. All these are taken from respective brand websites, brochures, and other public resources. We do not claim ownership of these materials and strive to ensure their accuracy. However, the disparity may happen and we advise users to verify directly with respective brands and dealers. Desi Machines is not liable for any inaccuracies or reliance on the information provided. Use of this website is at your own discretion.
