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Desi Machines
Blog
Saurav Agarwal

Saurav Agarwal

Founder & Chartered Accountant at Desi Machines

504 articles (395 blogs, 109 guides) Writing for Desi Machines since 2025

Saurav Agarwal is a Chartered Accountant and the founder of DesiMachines. He writes on the money side of owning machines: equipment finance, loans and leasing, GST, depreciation and total cost of ownership, alongside the market forces that move Indian infrastructure. He turns dealer quotes, bank terms and spec sheets into buying decisions contractors and fleet owners can act on.

Writes about

Articles by Saurav — page 21

Surveyor in Construction: The Seat That Decides What Your Machine Gets Paid For

Updated Oct 05, 2026

Surveyor in Construction: The Seat That Decides What Your Machine Gets Paid For

A site surveyor sets the line and the level, and the quantities your earthwork is billed on come…

Stone Crusher Licence: The Zone Rule That Decides Where You Can Run

Updated Nov 08, 2026

Stone Crusher Licence: The Zone Rule That Decides Where You Can Run

A crusher licence is not a form, it is a location decision. The safer-zone distances, the three-year term,…

JCB Operator Job Abroad: The Papers That Decide Whether You Ever Get Paid

Updated Nov 08, 2026

JCB Operator Job Abroad: The Papers That Decide Whether You Ever Get Paid

Gulf operator jobs are real, and so are the agents who charge for them. The ECR rule, the…

Secured Advance in Construction: Paid on Your Materials, Recovered From Your Bills

Updated Oct 06, 2026

Secured Advance in Construction: Paid on Your Materials, Recovered From Your Bills

A secured advance releases money against material already lying at your site, not against work done. The percentage,…

Cover Block Size in India: Slab, Beam, Column and Footing

Updated Nov 01, 2026

Cover Block Size in India: Slab, Beam, Column and Footing

Indian drawings call for concrete cover of anywhere between 20 mm and 75 mm, and the cover block…

Retention Money vs Security Deposit: What Each One Actually Holds

Updated Nov 08, 2026

Retention Money vs Security Deposit: What Each One Actually Holds

Two different sums, taken at two different times, released on two different triggers — and most contractors are…

Depreciation Rate on Construction Machinery: Income Tax vs Companies Act

Updated Nov 08, 2026

Depreciation Rate on Construction Machinery: Income Tax vs Companies Act

The number most owners search for is not written in the Income-tax Act at all. What the Act…

Crane Rental Business Profit in India: Rates, Idle Days and Real Margins

Updated Nov 08, 2026

Crane Rental Business Profit in India: Rates, Idle Days and Real Margins

A hired crane earns by the day or the shift, so the margin is decided by how many…

Transit Mixer Business Profit in India: Trips, Costs and What Is Left

Updated Nov 08, 2026

Transit Mixer Business Profit in India: Trips, Costs and What Is Left

A transit mixer earns by the trip, and the number of trips is capped by a two-hour clock…

QA QC Engineer in Construction: Duties, Tests and Qualification

Updated Nov 08, 2026

QA QC Engineer in Construction: Duties, Tests and Qualification

The QA QC seat is not paperwork for its own sake. It is what stops rejected work, releases…

Planning Engineer in Construction: What the Seat Actually Does

Updated Nov 07, 2026

Planning Engineer in Construction: What the Seat Actually Does

A planning engineer does not make the programme pretty. He makes it the document that decides who pays…

Maternity Benefit for Construction Workers: Who Actually Pays It

Updated Nov 07, 2026

Maternity Benefit for Construction Workers: Who Actually Pays It

The Maternity Benefit Act, 1961 often does not reach a building site at all. For a woman on…

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