Excavator 
Backhoe Loader 
Motor Grader 
Wheel Loader 
Crane 
Concrete Mixer 
Compactor 
Skid Steer Loader 
Concrete Pump 
Telehandler 
Loan amount
Up to 100% fund
New or used machines · quick approvals · EMIs that fit your cash flow. We help you from enquiry to keys-in-hand.
A Sundaram Finance construction equipment loan helps you buy machines like excavators, backhoe loaders, cranes, tippers and compactors — new or used. On new machines you can get up to 100% funding, repay over up to 60 months (up to 36 months on used gear), and enjoy competitive interest with quick approvals. Every loan includes Sundaram Credit Protect cover. Individuals, contractors, firms and companies can all apply. Tell the Desi Machines finance desk your machine and city, and we'll help move your loan along — no long queues, no confusing paperwork.
Some names in lending have been around long enough that you trust them without a second thought. Sundaram Finance is one of them. Started way back in 1954 in Chennai, it is one of India’s oldest and most respected NBFCs (a finance company, not a bank). For over seventy years it has been putting commercial vehicles, tractors and site machines into the hands of working people, and it carries strong credit ratings from ICRA and CRISIL. So when a first-time buyer in a small town worries whether a big loan is safe, this is a lender with a long, steady track record behind it.
A Sundaram Finance construction equipment loan is simply money to buy your machine, which you then pay back in easy monthly instalments (EMIs) from the work the machine does. The machine itself stands as the security, so you usually do not need to pledge your house or land. What makes Sundaram stand out is the funding: on a brand-new machine they can lend up to 100% of the cost, which means you can start earning without emptying your savings on day one.
What can you finance here? Real, hard-working site gear — excavators, backhoe loaders, wheel loaders, motor graders, cranes, tippers, compactors, crushers, DG sets, material-handling machines and more. New or used, it does not matter — Sundaram funds good second-hand equipment too, with EMIs shaped around your cash flow. That is a real help when a refurbished machine fits your pocket better than a new one.
On repayment, new machines run up to 60 months and used ones up to 36 months, with interest kept competitive and quick approvals once your papers are in order. Existing borrowers can even refinance to ease their terms. Every loan also carries Sundaram Credit Protect, a cover that clears the outstanding amount if something happens to you — so your family and your business are not left holding the debt. Want to weigh other lenders first? Compare Kotak Mahindra Bank and SBI on our finance page, or protect your machine with Royal Sundaram insurance.
Loan amounts, interest rates and tenures shown here are indicative and are decided by Sundaram Finance based on your profile. Please confirm the latest terms with the lender or our finance desk before you apply.
Sundaram Finance’s Construction Equipment Loan provides up to 100 % financing on brand-new excavators, cranes, compactors, and others. Equipment financing is easy. It is suitable for contractors wanting full-value Equipment Loans without significant initial investment.
Their Loan for Construction and Mining Equipment encompasses flexible finance on second-hand equipment. With custom EMIs and tenures of up to 36 months, these Equipment Machinery Loans make refurbished assets available under intelligent equipment financing schemes.
These Commercial Vehicle & Construction Equipment Loans have quick approvals, disbursal within days, and less documentation. This accelerates project schedules and simplifies Equipment Loans, saving time and effort for companies.
Enjoy tailored finance for machinery with flexible repayment—up to 60 months on fresh assets, 36 months on old assets. Personalized EMI plans match your cash flows, making equipment financing more aligned with project timelines.
Competitive interest rates on Construction Equipment Loans and refinancing for existing borrowers offer cost-effectiveness. Revive your terms up to 36 months with quicker processes and reduced rates to maximize Equipment Financing.
Every Equipment Loan comes with Sundaram Credit Protect—a credit life and accidental death cover that covers the outstanding amount, making your Equipment Financing risk-protected for you and your business.
Wondering what you’ll actually pay each month? Slide the values below and the EMI updates on its own. As an illustrative example, on a ₹30 lakh loan over 5 years (60 months) at around 11%, your EMI comes to roughly ₹65,000 a month. Change the amount, down payment or tenure and the figure recalculates instantly — no maths needed. Want the exact number for your case? Send us the details and we’ll confirm it with Sundaram Finance.
You don’t need to be a large company to qualify. Sundaram Finance lends to individuals, proprietors, partnership firms and private limited companies working in construction, infrastructure, mining or earthmoving. What really counts is straightforward: a steady source of income to cover the EMI, a clean repayment record, and a genuine business presence. First-time buyers are welcome too, usually with a little more margin or a guarantor. If you are not sure whether you fit, just talk to our team first — we check your case for you before you spend time gathering papers.
Government ID such as Aadhaar, PAN, passport, voter, or driving license and the latest passport-size photographs
Utility bill, Aadhaar, passport, voter ID, or rent agreement showing current residence or business location.
Last 3 months’ salary slips, 6 months bank statements, ITRs, or audited financials to verify income and repayment capacity.
New asset: original invoice. Used asset: valuation report or sale deed to confirm asset value.
RC book and insurance policy with hypothecation in lender’s name ensure legal ownership and coverage.
Include GST certificate, trade license, partnership deed, or business registration to establish business legitimacy.
Applying does not have to feel like a maze, and you won’t be doing it alone. You choose the machine, we handle the finance paperwork, and Sundaram Finance does the approval. That’s the whole path from “I need a machine” to keys in your hand. Send us your details and, once your file is complete, most cases move in just a few working days.
Explore a wide range of construction and heavy machinery from India’s top brands like CAT, Komatsu, JCB, Tata Hitachi, CASE, and more—all in one place.
Select the equipment model that best fits your project requirement, budget, and usage type—whether it’s for earthmoving, road work, mining, or lifting.
Fill out a quick enquiry form or connect via call, WhatsApp, or email. Desi Machines helps you apply for Machinery Loans or Finance for Machinery with fast approvals.
Sundaram Finance offers Construction Equipment Loans for top machinery like excavators, backhoe loaders, wheel loaders, cranes, concrete mixers, compactors, road rollers, and DG sets. Both new and used equipment are eligible, making it ideal for construction, mining, and infrastructure businesses seeking reliable equipment financing.
Contractors, builders, mining operators, and transporters with a valid business and income source are eligible.
Yes, Sundaram offers Equipment Financing for both brand-new and pre-owned construction or mining machinery.
Interest rates vary based on equipment type, loan tenure, and credit profile. Competitive rates are offered.
Repayment terms are flexible, typically ranging from 12 to 60 months depending on the loan and applicant profile.
Optional insurance, including credit life cover, can be bundled with the loan to enhance borrower security.
Yes, Sundaram provides Construction Equipment Loans even to first-time buyers subject to eligibility checks.
With streamlined processes, loan approvals typically happen within 48–72 hours of submitting all required documents.
Check Sundaram Finance equipment finance and loan options across all major cities in India including Mumbai, Pune, Kolkata, Hyderabad, Chennai, Bengaluru, Delhi, Ahmedabad, Indore, Jaipur, Guwahati, and 600+ more locations.
Mumbai
Pune
Nagpur
Navi Mumbai
Thane
Nashik
Aurangabad (Chhatrapati Sambhajinagar)
Solapur
Kolhapur
Amravati
Chandrapur
Yavatmal
Latur
Dhule
Ahmednagar
Jalgaon
Raigad
Beed
Wardha
Palghar
Sangli
Ratnagiri
Satara
Nanded
Akola
Buldhana
Ahmedabad
Gandhinagar
Surat
Vadodara
Rajkot
Bhavnagar
Jamnagar
Mundra
Kutch
Vapi
Anand
Mehsana
Morbi
Surendranagar
Amreli
Bharuch
Navsari
Dahej
Alang
Dholera
Gandhidham
Panaji
Vasco da Gama
Margao
Calangute
Mormugao
Chennai
Coimbatore
Madurai
Tiruchirappalli
Hosur
Salem
Tirunelveli
Vellore
Erode
Thoothukudi
Neyveli
Cuddalore
Virudhunagar
Dharmapuri
Krishnagiri
Thanjavur
Tiruppur
Kancheepuram
Ranipet
Chengalpattu
Kanyakumari
Bengaluru
Mysuru
Hubballi-Dharwad
Belagavi
Mangaluru
Davanagere
Ballari
Hospet
Tumakuru
Shivamogga
Chitradurga
Raichur
Kolar
Hassan
Hoskote
Doddaballapura
Kalaburagi
Bidar
Koppal
Vijayapura
Chamarajanagar
Visakhapatnam
Vijayawada
Amaravati
Guntur
Tirupati
Nellore
Kurnool
Kadapa
Anantapur
Rajahmundry
Kakinada
Eluru
Ongole
Srikakulam
Bheemunipatnam
Machilipatnam
Proddatur
Hindupur
Srikalahasti
Nandyal
Hyderabad
Warangal
Karimnagar
Nizamabad
Khammam
Maheshwaram
Sangareddy
Nalgonda
Adilabad
Suryapet
Siddipet
Ramagundam
Mancherial
Peddapalli
Bhadrachalam
Zaheerabad
Narayanpet
Vikarabad
Medak
Kothagudem
Thiruvananthapuram
Kochi
Kozhikode
Thrissur
Kollam
Palakkad
Malappuram
Alappuzha
Kannur
Kasaragod
Kottayam
Idukki
Wayanad
Pathanamthitta
Ernakulam
Aluva
Angamaly
Perumbavoor
Munnar
Ponnani
Lucknow
Kanpur
Varanasi
Prayagraj
Noida
Ghaziabad
Meerut
Jhansi
Aligarh
Moradabad
Gorakhpur
Mathura
Bareilly
Saharanpur
Ayodhya
Mirzapur
Dadri
Muzaffarnagar
Deoria
Kushinagar
Ballia
Sonbhadra
Gonda
Etawah
Jaipur
Jodhpur
Udaipur
Kota
Ajmer
Bikaner
Alwar
Bhilwara
Barmer
Jaisalmer
Pali
Nagaur
Banswara
Dungarpur
Chittorgarh
Sikar
Sawai Madhopur
Tonk
Bundi
Sriganganagar
Ludhiana
Amritsar
Jalandhar
Patiala
Mohali
Bathinda
Hoshiarpur
Moga
Gurdaspur
Pathankot
Firozpur
Rupnagar
Fatehgarh Sahib
Sangrur
Faridkot
Kapurthala
Nawanshahr
Muktsar
Tarn Taran
Fazilka
Gurugram
Faridabad
Panipat
Ambala
Sonipat
Rohtak
Hisar
Karnal
Rewari
Manesar
Panchkula
Bhiwani
Yamunanagar
Jhajjar
Nuh (Mewat)
Sirsa
Kaithal
Kurukshetra
Bahadurgarh
Palwal
Shimla
Manali
Dharamshala
Solan
Baddi
Mandi
Kullu
Bilaspur
Una
Chamba
Kangra
Rampur
Lahaul-Spiti
Hamirpur
Sirmaur
Kinnaur
Dehradun
Haridwar
Rishikesh
Nainital
Roorkee
Haldwani
Kashipur
Rudrapur
Pantnagar
Champawat
Pithoragarh
Bageshwar
Chamoli
Uttarkashi
Almora
Vikasnagar
Kotdwar
Ramnagar
Srinagar (Pauri)
Tehri
Central Vista
Dwarka
Rohini
Narela
Okhla
Tughlakabad
Shahdara
Janakpuri
Badarpur
Uttam Nagar
Saket
Mundka
Burari
Bawana
Kanjhawala
Najafgarh
Deoli
Mehrauli
Vasant Kunj
Mayur Vihar
Srinagar
Jammu
Udhampur
Katra
Anantnag
Baramulla
Sopore
Pulwama
Ganderbal
Bandipora
Kupwara
Kathua
Reasi
Ramban
Doda
Rajouri
Poonch
Kishtwar
Shopian
Kulgam
Leh
Kargil
Drass
Hanle
Chushul
Zanskar
Nubra
Shyok
Khaltse
Dha-Hanu
Nyoma
Mulbekh
Sector 17 (City Core)
Sector 62 (IT Park)
Industrial Area Ph-1
Industrial Area Ph-2
Manimajra
Panchkula Extension
Mohali Phase 8
ISBT 43
Daria
Hallomajra
Rock Garden Area
Sector 82 (Aerocity)
Kolkata
Durgapur
Asansol
Haldia
Siliguri
Kharagpur
Bardhaman
Medinipur
Howrah
Raniganj
Burnpur
Bankura
Kalyani
Purulia
New Town (Rajarhat)
Bidhannagar
Barasat
Malda
Jalpaiguri
Cooch Behar
Bhubaneswar
Cuttack
Rourkela
Sambalpur
Berhampur
Angul
Talcher
Jharsuguda
Sundargarh
Paradip
Koraput
Rayagada
Keonjhar
Bolangir
Kalahandi
Dhenkanal
Baripada
Jajpur
Kendrapara
Puri
Ranchi
Jamshedpur
Dhanbad
Bokaro
Hazaribagh
Deoghar
Giridih
Ramgarh
Dumka
Lohardaga
Gumla
Palamu
Chatra
West Singhbhum
Pakur
Sahibganj
Koderma
Simdega
Godda
Khunti
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Desi Machines is a platform where you can see and compare construction equipment. It showcases images, brochures, features, technical specifications, brand details & dealer information. All these are taken from respective brand websites, brochures, and other public resources. We do not claim ownership of these materials and strive to ensure their accuracy. However, the disparity may happen and we advise users to verify directly with respective brands and dealers. Desi Machines is not liable for any inaccuracies or reliance on the information provided. Use of this website is at your own discretion.
