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Saurav Agarwal

Founder & Chartered Accountant at Desi Machines
504 articles (395 blogs, 109 guides) Writing for Desi Machines since 2025
Saurav Agarwal is a Chartered Accountant and the founder of DesiMachines. He writes on the money side of owning machines: equipment finance, loans and leasing, GST, depreciation and total cost of ownership, alongside the market forces that move Indian infrastructure. He turns dealer quotes, bank terms and spec sheets into buying decisions contractors and fleet owners can act on.

Articles by Saurav — page 24

Blog E-Way Bill Penalty: What It Costs When a Machine Is Detained in Transit

E-Way Bill Penalty: What It Costs When a Machine Is Detained in Transit

Since January 2022 the penalty under section 129 is 200 per cent of the tax, not 100. Here…

Blog Site Engineer Salary in India: What the Rung Above the Operator Actually Pays

Site Engineer Salary in India: What the Rung Above the Operator Actually Pays

A fresher civil site engineer starts around 18,000 to 28,000 a month. What moves it after that is…

Blog Shuttering Removal Time for a Slab: The Three-Day Plate and the Fourteen-Day Prop

Shuttering Removal Time for a Slab: The Three-Day Plate and the Fourteen-Day Prop

The soffit plates under a slab come off at three days. The props stay for 7 or 14…

Blog Curing Period for a Slab: What IS 456 Really Says About the Seven-Day Rule

Curing Period for a Slab: What IS 456 Really Says About the Seven-Day Rule

Seven days is the floor for ordinary Portland cement only. IS 456:2000 sets 10 days for blended cement…

Guide How to Calculate Building Materials: Cement, Sand, Aggregate and Steel

How to Calculate Building Materials: Cement, Sand, Aggregate and Steel

One cubic metre of M20 concrete takes roughly 8 bags of cement, 0.42 cubic metres of sand and…

Blog Make in India Purchase Preference: How a Class-I Supplier Wins a Tender

Make in India Purchase Preference: How a Class-I Supplier Wins a Tender

A bidder who is not lowest can still take the work, and a bidder who is lowest can…

Blog Limited and Single Tender Enquiry: Why You Never Saw That Tender

Limited and Single Tender Enquiry: Why You Never Saw That Tender

Not every government purchase goes out to the whole market. Two rules decide when a buyer may invite…

Blog Tender Cancellation and Retender: Where a Bidder Actually Stands

Tender Cancellation and Retender: Where a Bidder Actually Stands

You were lowest, the file moved for months, and then a corrigendum scrapped the whole thing. Whether that…

Blog Bank Guarantee Invocation: What Happens When the Buyer Calls It In

Bank Guarantee Invocation: What Happens When the Buyer Calls It In

The buyer writes to your bank, not to you. By the time you hear about it the money…

Guide Best TMT Bar in India: Grades, Brands and How to Choose

Best TMT Bar in India: Grades, Brands and How to Choose

Pick the grade first and the brand second. For most houses going up in India today that means…

Blog Labour Welfare Fund Contribution: Which States Charge It

Labour Welfare Fund Contribution: Which States Charge It

A small deduction, twice a year, under a state Act most contractors have never read. What catches a…

Blog Reverse Auction in GeM: How the Bidding Actually Ends

Reverse Auction in GeM: How the Bidding Actually Ends

Price bids open, the auction runs, and then several bidders are sitting on the same lowest number. What…

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