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Volvo Financial Services | Construction Equipment Loan | Finance Your Construction & Heavy Equipment

Volvo Financial Services (VFS) is the global captive finance arm of the Volvo Group, supporting customers in more than 50 countries. In India, VFS operates as Volvo Financial Services India Pvt. Ltd., delivering tailor-made financial solutions exclusively for Volvo Group equipment buyers, including Volvo Construction Equipment, Volvo Trucks, and SDLG machinery. With deep product knowledge and a customer-first approach, Volvo Finance helps contractors and businesses maximize uptime by removing financial barriers.

VFS provides end-to-end financing solutions for a wide range of Volvo construction machines such as excavators, wheel loaders, graders, pavers, and articulated haulers. Whether you’re a fleet owner, contractor, or mining company, Volvo Finance enables quick, seamless ownership of heavy equipment with up to 100% financing, customized repayment structures, and fast approvals.

Apart from new equipment financing, Volvo Finance also offers used machine loans, refinancing, and insurance bundling—making them a one-stop solution for your Volvo fleet needs. Their strong OEM connect ensures higher residual value, competitive interest rates, and minimal risk throughout the asset lifecycle, making them an ideal choice for long-term infrastructure growth.

EMI Calculator

Calculating your Machinery Loans EMI has never been easier. Use our Machinery Loans EMI Calculator to input your desired amount, interest rate, and tenure, and view an instant summary of your EMI amounts. You can also simply adjust the amount and tenure to see how it affects your EMI repayments. Grow your business faster with our Machinery Loans EMI Calculator.

Loan Summary
Loan Amount: 4,000,000
Interest Payable: 0
Monthly EMI: 0

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    Key Features and Benefits of Volvo Financial Services Construction Equipment Loan

    Up to 100% Financing

    Get full funding for new Volvo construction machinery, reducing your upfront capital burden and accelerating deployment.

    Fast Approvals with OEM Integration

    Enjoy quicker loan processing and disbursal thanks to close coordination with Volvo CE dealers and sales teams.

    Custom Repayment Options

    Choose EMI schedules that match your project revenue—monthly, quarterly, or seasonal options are available.

    Competitive Interest Rates

    Benefit from cost-effective financing rates designed for Volvo Group customers.

    Used Equipment & Refinance Support

    Finance pre-owned Volvo machines or refinance your existing loan to better terms through Volvo Finance.

    Insurance & Service Add-ons

    Bundle insurance, extended warranties, and maintenance plans into your Equipment Loan for better lifecycle management.

    Eligibility Criteria for Volvo Financial Services Construction Equipment Loan

    Volvo Financial Services offers loans to registered companies, fleet owners, mining contractors, construction firms, and sole proprietors with a steady source of income and good credit history. The focus is on customers investing in Volvo or SDLG machinery across infrastructure, mining, and road development sectors.

    kyc
    KYC Proof

    PAN card, Aadhaar/passport/driving license/voter ID.

    proof reading
    Business Documents

    GST certificate, firm registration, incorporation certificate (for companies or LLPs).

    profit
    Banking & Financials

    Last 6 months’ bank statements, ITRs, audited financials if available.

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    Quotation or Invoice

    Dealer quotation or invoice of Volvo or SDLG equipment.

    collateral
    Collateral Details

    Usually hypothecation of financed equipment; further security may be needed for large loans.

    How to Apply for a Machinery Loan from Volvo Financial Services

    01
    Browse Top Brands

    Explore a wide range of construction and heavy machinery from India’s top brands like CAT, Komatsu, JCB, Tata Hitachi, CASE, and more—all in one place.

    02
    Select Your Model

    Select the equipment model that best fits your project requirement, budget, and usage type—whether it’s for earthmoving, road work, mining, or lifting.

    03
    Apply

    Fill out a quick enquiry form or connect via call, WhatsApp, or email. Desi Machines helps you apply for Machinery Loans or Finance for Machinery with fast approvals.

    Frequently Asked Questions

    What types of equipment does Volvo Financial Services cover?

    Volvo Finance covers excavators, wheel loaders, pavers, compactors, haulers, and other Volvo Group machines.

    Can I get full financing on new Volvo equipment?

    Yes, VFS often provides up to 100% funding on brand-new Volvo equipment.

    Are used Volvo machines eligible for financing?

    Yes—Volvo Finance supports certified used machine loans based on evaluation and age of the machine.

    Can I refinance my existing construction equipment loan?

    Yes—VFS offers refinancing solutions for improved rates and flexible repayment terms.

    What is the maximum repayment tenure?

    Repayment terms are flexible, typically up to 60 months, based on borrower profile and machine usage.

    Is insurance included in the loan package?

    Yes—insurance and extended maintenance plans can be bundled with the Equipment Loan.

    How is Volvo Finance different from banks or NBFCs?

    Volvo Finance offers OEM-integrated financing with better residual value understanding, faster processing, and Volvo-specific benefits.

    Can small contractors also apply?

    Yes—contractors of all sizes can apply, provided they have a clear repayment capacity and basic business documentation.

    Volvo Financial Services - Finance & Loan Availability Across 618+ Locations in India

    Check Volvo Financial Services equipment finance and loan options across all major cities in India including Mumbai, Pune, Kolkata, Hyderabad, Chennai, Bengaluru, Delhi, Ahmedabad, Indore, Jaipur, Guwahati, and 607+ more locations.

    Maharashtra
    26 cities
    • Mumbai

    • Pune

    • Nagpur

    • Navi Mumbai

    • Thane

    • Nashik

    • Aurangabad (Chhatrapati Sambhajinagar)

    • Solapur

    • Kolhapur

    • Amravati

    • Chandrapur

    • Yavatmal

    • Latur

    • Dhule

    • Ahmednagar

    • Jalgaon

    • Raigad

    • Beed

    • Wardha

    • Palghar

    • Sangli

    • Ratnagiri

    • Satara

    • Nanded

    • Akola

    • Buldhana

    Gujarat
    21 cities
    • Ahmedabad

    • Gandhinagar

    • Surat

    • Vadodara

    • Rajkot

    • Bhavnagar

    • Jamnagar

    • Mundra

    • Kutch

    • Vapi

    • Anand

    • Mehsana

    • Morbi

    • Surendranagar

    • Amreli

    • Bharuch

    • Navsari

    • Dahej

    • Alang

    • Dholera

    • Gandhidham

    Goa
    5 cities
    • Panaji

    • Vasco da Gama

    • Margao

    • Calangute

    • Mormugao

    Tamil Nadu
    21 cities
    • Chennai

    • Coimbatore

    • Madurai

    • Tiruchirappalli

    • Hosur

    • Salem

    • Tirunelveli

    • Vellore

    • Erode

    • Thoothukudi

    • Neyveli

    • Cuddalore

    • Virudhunagar

    • Dharmapuri

    • Krishnagiri

    • Thanjavur

    • Tiruppur

    • Kancheepuram

    • Ranipet

    • Chengalpattu

    • Kanyakumari

    Karnataka
    21 cities
    • Bengaluru

    • Mysuru

    • Hubballi-Dharwad

    • Belagavi

    • Mangaluru

    • Davanagere

    • Ballari

    • Hospet

    • Tumakuru

    • Shivamogga

    • Chitradurga

    • Raichur

    • Kolar

    • Hassan

    • Hoskote

    • Doddaballapura

    • Kalaburagi

    • Bidar

    • Koppal

    • Vijayapura

    • Chamarajanagar

    Andhra Pradesh
    20 cities
    • Visakhapatnam

    • Vijayawada

    • Amaravati

    • Guntur

    • Tirupati

    • Nellore

    • Kurnool

    • Kadapa

    • Anantapur

    • Rajahmundry

    • Kakinada

    • Eluru

    • Ongole

    • Srikakulam

    • Bheemunipatnam

    • Machilipatnam

    • Proddatur

    • Hindupur

    • Srikalahasti

    • Nandyal

    Telangana
    20 cities
    • Hyderabad

    • Warangal

    • Karimnagar

    • Nizamabad

    • Khammam

    • Maheshwaram

    • Sangareddy

    • Nalgonda

    • Adilabad

    • Suryapet

    • Siddipet

    • Ramagundam

    • Mancherial

    • Peddapalli

    • Bhadrachalam

    • Zaheerabad

    • Narayanpet

    • Vikarabad

    • Medak

    • Kothagudem

    Kerala
    20 cities
    • Thiruvananthapuram

    • Kochi

    • Kozhikode

    • Thrissur

    • Kollam

    • Palakkad

    • Malappuram

    • Alappuzha

    • Kannur

    • Kasaragod

    • Kottayam

    • Idukki

    • Wayanad

    • Pathanamthitta

    • Ernakulam

    • Aluva

    • Angamaly

    • Perumbavoor

    • Munnar

    • Ponnani

    Uttar Pradesh
    24 cities
    • Lucknow

    • Kanpur

    • Varanasi

    • Prayagraj

    • Noida

    • Ghaziabad

    • Meerut

    • Jhansi

    • Aligarh

    • Moradabad

    • Gorakhpur

    • Mathura

    • Bareilly

    • Saharanpur

    • Ayodhya

    • Mirzapur

    • Dadri

    • Muzaffarnagar

    • Deoria

    • Kushinagar

    • Ballia

    • Sonbhadra

    • Gonda

    • Etawah

    Rajasthan
    20 cities
    • Jaipur

    • Jodhpur

    • Udaipur

    • Kota

    • Ajmer

    • Bikaner

    • Alwar

    • Bhilwara

    • Barmer

    • Jaisalmer

    • Pali

    • Nagaur

    • Banswara

    • Dungarpur

    • Chittorgarh

    • Sikar

    • Sawai Madhopur

    • Tonk

    • Bundi

    • Sriganganagar

    Punjab
    20 cities
    • Ludhiana

    • Amritsar

    • Jalandhar

    • Patiala

    • Mohali

    • Bathinda

    • Hoshiarpur

    • Moga

    • Gurdaspur

    • Pathankot

    • Firozpur

    • Rupnagar

    • Fatehgarh Sahib

    • Sangrur

    • Faridkot

    • Kapurthala

    • Nawanshahr

    • Muktsar

    • Tarn Taran

    • Fazilka

    Haryana
    20 cities
    • Gurugram

    • Faridabad

    • Panipat

    • Ambala

    • Sonipat

    • Rohtak

    • Hisar

    • Karnal

    • Rewari

    • Manesar

    • Panchkula

    • Bhiwani

    • Yamunanagar

    • Jhajjar

    • Nuh (Mewat)

    • Sirsa

    • Kaithal

    • Kurukshetra

    • Bahadurgarh

    • Palwal

    Himachal Pradesh
    16 cities
    • Shimla

    • Manali

    • Dharamshala

    • Solan

    • Baddi

    • Mandi

    • Kullu

    • Bilaspur

    • Una

    • Chamba

    • Kangra

    • Rampur

    • Lahaul-Spiti

    • Hamirpur

    • Sirmaur

    • Kinnaur

    Uttarakhand
    20 cities
    • Dehradun

    • Haridwar

    • Rishikesh

    • Nainital

    • Roorkee

    • Haldwani

    • Kashipur

    • Rudrapur

    • Pantnagar

    • Champawat

    • Pithoragarh

    • Bageshwar

    • Chamoli

    • Uttarkashi

    • Almora

    • Vikasnagar

    • Kotdwar

    • Ramnagar

    • Srinagar (Pauri)

    • Tehri

    Delhi NCR
    20 cities
    • Central Vista

    • Dwarka

    • Rohini

    • Narela

    • Okhla

    • Tughlakabad

    • Shahdara

    • Janakpuri

    • Badarpur

    • Uttam Nagar

    • Saket

    • Mundka

    • Burari

    • Bawana

    • Kanjhawala

    • Najafgarh

    • Deoli

    • Mehrauli

    • Vasant Kunj

    • Mayur Vihar

    Jammu & Kashmir
    20 cities
    • Srinagar

    • Jammu

    • Udhampur

    • Katra

    • Anantnag

    • Baramulla

    • Sopore

    • Pulwama

    • Ganderbal

    • Bandipora

    • Kupwara

    • Kathua

    • Reasi

    • Ramban

    • Doda

    • Rajouri

    • Poonch

    • Kishtwar

    • Shopian

    • Kulgam

    Ladakh
    12 cities
    • Leh

    • Kargil

    • Drass

    • Hanle

    • Chushul

    • Zanskar

    • Nubra

    • Shyok

    • Khaltse

    • Dha-Hanu

    • Nyoma

    • Mulbekh

    Chandigarh
    12 cities
    • Sector 17 (City Core)

    • Sector 62 (IT Park)

    • Industrial Area Ph-1

    • Industrial Area Ph-2

    • Manimajra

    • Panchkula Extension

    • Mohali Phase 8

    • ISBT 43

    • Daria

    • Hallomajra

    • Rock Garden Area

    • Sector 82 (Aerocity)

    West Bengal
    20 cities
    • Kolkata

    • Durgapur

    • Asansol

    • Haldia

    • Siliguri

    • Kharagpur

    • Bardhaman

    • Medinipur

    • Howrah

    • Raniganj

    • Burnpur

    • Bankura

    • Kalyani

    • Purulia

    • New Town (Rajarhat)

    • Bidhannagar

    • Barasat

    • Malda

    • Jalpaiguri

    • Cooch Behar

    Odisha
    20 cities
    • Bhubaneswar

    • Cuttack

    • Rourkela

    • Sambalpur

    • Berhampur

    • Angul

    • Talcher

    • Jharsuguda

    • Sundargarh

    • Paradip

    • Koraput

    • Rayagada

    • Keonjhar

    • Bolangir

    • Kalahandi

    • Dhenkanal

    • Baripada

    • Jajpur

    • Kendrapara

    • Puri

    Jharkhand
    20 cities
    • Ranchi

    • Jamshedpur

    • Dhanbad

    • Bokaro

    • Hazaribagh

    • Deoghar

    • Giridih

    • Ramgarh

    • Dumka

    • Lohardaga

    • Gumla

    • Palamu

    • Chatra

    • West Singhbhum

    • Pakur

    • Sahibganj

    • Koderma

    • Simdega

    • Godda

    • Khunti

    Bihar
    20 cities
    • Patna

    • Gaya

    • Muzaffarpur

    • Bhagalpur

    • Purnia

    • Darbhanga

    • Begusarai

    • Arrah

    • Siwan

    • Kishanganj

    • Sasaram

    • Katihar

    • Aurangabad

    • Bettiah

    • Motihari

    • Munger

    • Jehanabad

    • Buxar

    • Samastipur

    • Hajipur

    Madhya Pradesh
    20 cities
    • Bhopal

    • Indore

    • Jabalpur

    • Gwalior

    • Rewa

    • Satna

    • Katni

    • Singrauli

    • Ujjain

    • Sagar

    • Bina

    • Chhindwara

    • Dewas

    • Balaghat

    • Khandwa

    • Maihar

    • Shahdol

    • Mandla

    • Betul

    • Tikamgarh

    Chhattisgarh
    20 cities
    • Raipur

    • Bhilai

    • Bilaspur

    • Korba

    • Raigarh

    • Durg

    • Rajnandgaon

    • Jagdalpur

    • Ambikapur

    • Bastar

    • Kanker

    • Dantewada

    • Surguja

    • Balod

    • Balodabazar

    • Mahasamund

    • Kawardha

    • Gariaband

    • Kondagaon

    • Sukma

    Assam
    20 cities
    • Guwahati

    • Dibrugarh

    • Jorhat

    • Silchar

    • Tezpur

    • Numaligarh

    • Nagaon

    • Bongaigaon

    • Tinsukia

    • Dhubri

    • Karimganj

    • Goalpara

    • Lakhimpur

    • Sivasagar

    • Golaghat

    • Diphu

    • Haflong

    • Nalbari

    • Barpeta

    • Duliajan

    Arunachal Pradesh
    20 cities
    • Itanagar

    • Naharlagun

    • Pasighat

    • Tawang

    • Ziro

    • Bomdila

    • Roing

    • Namsai

    • Tezu

    • Along (Aalo)

    • Seppa

    • Khonsa

    • Changlang

    • Longding

    • Daporijo

    • Yingkiong

    • Anini

    • Hawai

    • Mechuka

    • Dibang Valley

    Meghalaya
    20 cities
    • Shillong

    • Tura

    • Jowai

    • Nongstoin

    • Baghmara

    • Williamnagar

    • Resubelpara

    • Mawkyrwat

    • Ampati

    • Nongpoh

    • Cherrapunji

    • Mairang

    • Ri-Bhoi

    • Dawki

    • Shella

    • Bhoirymbong

    • Byrnihat

    • Umroi

    • Sohra

    • Phulbari

    Manipur
    20 cities
    • Imphal

    • Churachandpur

    • Thoubal

    • Bishnupur

    • Senapati

    • Ukhrul

    • Tamenglong

    • Chandel

    • Jiribam

    • Kakching

    • Kangpokpi

    • Moreh

    • Noney

    • Pherzawl

    • Kamjong

    • Tengnoupal

    • Moirang

    • Nambol

    • Kumbi

    • Lilong

    Mizoram
    20 cities
    • Aizawl

    • Lunglei

    • Champhai

    • Kolasib

    • Serchhip

    • Mamit

    • Lawngtlai

    • Saitual

    • Khawzawl

    • Hnahthial

    • Siaha

    • Tlabung

    • Zawlnuam

    • Thenzawl

    • Biate

    • Darlawn

    • Bilkhawthlir

    • Khawhai

    • Vairengte

    • Zemabawk

    Nagaland
    20 cities
    • Kohima

    • Dimapur

    • Mokokchung

    • Tuensang

    • Wokha

    • Zunheboto

    • Mon

    • Phek

    • Longleng

    • Peren

    • Kiphire

    • Noklak

    • Shamator

    • Tseminyü

    • Chumoukedima

    • Niuland

    • Meluri

    • Tuli

    • Pfütsero

    • Bhandari

    Sikkim
    20 cities
    • Gangtok

    • Namchi

    • Gyalshing

    • Mangan

    • Rangpo

    • Jorethang

    • Singtam

    • Ravangla

    • Soreng

    • Pakyong

    • Rongli

    • Chungthang

    • Yuksom

    • Pelling

    • Nayabazar

    • Dentam

    • Temi

    • Melli

    • Rhenock

    • Rishi

    Tripura
    20 cities
    • Agartala

    • Udaipur (Tripura)

    • Dharmanagar

    • Kailasahar

    • Belonia

    • Khowai

    • Ambassa

    • Sabroom

    • Bishalgarh

    • Teliamura

    • Sonamura

    • Kumarghat

    • Radhakishorepur

    • Melaghar

    • Jirania

    • Mohanpur

    • Boxanagar

    • Salema

    • Gandacherra

    • Amarpur

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