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Saurav Agarwal

Founder & Chartered Accountant at Desi Machines
224 articles (158 blogs, 66 guides) Writing for Desi Machines since 2025
Saurav Agarwal is a Chartered Accountant and the founder of DesiMachines. He writes on the money side of owning machines: equipment finance, loans and leasing, GST, depreciation and total cost of ownership, alongside the market forces that move Indian infrastructure. He turns dealer quotes, bank terms and spec sheets into buying decisions contractors and fleet owners can act on.

Articles by Saurav — page 15

Guide Excavator Size Classes in India: Mini to Mining Explained

Excavator Size Classes in India: Mini to Mining Explained

Excavator size classes are the weight groups that the industry uses to sort excavators, measured by the machine's…

Guide Crane Safety in India: Rules, Checks and Operator Training

Crane Safety in India: Rules, Checks and Operator Training

Crane safety is the set of legal duties, machine checks and site habits that keep a lifting job…

Blog RC Transfer and Hypothecation Removal on a Used Machine: The Owner’s Paperwork Guide

RC Transfer and Hypothecation Removal on a Used Machine: The Owner’s Paperwork Guide

The used machine is inspected, the price is agreed, the money is ready. Now the paperwork: which machines…

Blog Foreclosing Your Equipment Loan Early: Charges, RBI Rules and When It Pays

Foreclosing Your Equipment Loan Early: Charges, RBI Rules and When It Pays

A good season leaves cash on the table and the obvious move is to close the loan. What…

Blog Government Schemes and Subsidies for Buying Construction Equipment

Government Schemes and Subsidies for Buying Construction Equipment

PMEGP, Mudra and CGTMSE come up in every first-machine conversation. Here is what each scheme actually pays for,…

Guide Pick and Carry Cranes in India: Hydra and Farana Explained

Pick and Carry Cranes in India: Hydra and Farana Explained

A pick and carry crane is a small wheeled crane that picks up a load, carries it across…

Guide All Terrain Crane vs Rough Terrain Crane: Key Differences

All Terrain Crane vs Rough Terrain Crane: Key Differences

An all terrain crane and a rough terrain crane are both mobile cranes with a telescopic boom, but…

Blog Genuine vs Aftermarket Parts: What Each One Really Costs You

Genuine vs Aftermarket Parts: What Each One Really Costs You

Aftermarket parts are cheaper on the bill and not always cheaper on the machine. Here is the one…

Blog Fleet Expansion Finance: How Owners Pay for Machine Number Two

Fleet Expansion Finance: How Owners Pay for Machine Number Two

The second machine is a different decision from the first. Here is how lenders read a one-machine business,…

Blog How to Bid for Government Construction Tenders as a Machine Owner

How to Bid for Government Construction Tenders as a Machine Owner

Government and EPC work is the steadiest income a machine owner can win, and most owners never bid…

Blog Zero Down Payment Construction Equipment Loans: What 90% Funding Really Costs

Zero Down Payment Construction Equipment Loans: What 90% Funding Really Costs

Dealers advertise zero-down and 90% funding schemes as a way into your first machine. Here is what those…

Guide Excavator Undercarriage: Parts, Wear and Maintenance

Excavator Undercarriage: Parts, Wear and Maintenance

The undercarriage is the tracked base of a crawler excavator, the part that carries the whole machine and…

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