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Saurav Agarwal

Founder & Chartered Accountant at Desi Machines
224 articles (158 blogs, 66 guides) Writing for Desi Machines since 2025
Saurav Agarwal is a Chartered Accountant and the founder of DesiMachines. He writes on the money side of owning machines: equipment finance, loans and leasing, GST, depreciation and total cost of ownership, alongside the market forces that move Indian infrastructure. He turns dealer quotes, bank terms and spec sheets into buying decisions contractors and fleet owners can act on.

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Articles by Saurav — page 16

Guide Fuel Tank Capacity of Excavators and Backhoe Loaders in India

Fuel Tank Capacity of Excavators and Backhoe Loaders in India

The fuel tank on a construction machine holds its diesel, and its size decides how many hours the…

Guide Excavator Bucket Types: How to Choose the Right One

Excavator Bucket Types: How to Choose the Right One

An excavator bucket is the digging tool bolted to the end of the arm, and the type you…

Blog Can You Claim GST Input Credit on Your Construction Machine?

Can You Claim GST Input Credit on Your Construction Machine?

GST-registered businesses can usually claim input tax credit on an excavator, backhoe or loader bought for business use.…

Guide Crane Load Charts: How to Read One and Lift Safely in India

Crane Load Charts: How to Read One and Lift Safely in India

A crane load chart is the table that tells you exactly how much weight a crane can lift…

Blog How Much Capital Do You Really Need for Your First Machine?

How Much Capital Do You Really Need for Your First Machine?

The capital to buy a JCB or your first machine is far more than the down payment. Here…

Blog Equipment Loan EMI Calculator: How to Work Out Your Monthly Payment

Equipment Loan EMI Calculator: How to Work Out Your Monthly Payment

How to work out your equipment loan EMI — the formula, a ready per-lakh table, and worked JCB…

Guide Truck-Mounted Crane: Types, Uses & How It Works

Truck-Mounted Crane: Types, Uses & How It Works

A truck-mounted crane is a lifting crane built onto a road-going truck chassis, so one machine drives on…

Guide Excavator Boom: Types, Design & How It Works

Excavator Boom: Types, Design & How It Works

The boom on an excavator is the main steel arm that rises from the machine's body and carries…

Blog Used Construction Equipment Loan: LTV, Tenure and Why Rates Are Higher

Used Construction Equipment Loan: LTV, Tenure and Why Rates Are Higher

How a used construction equipment loan actually works — valuation-based funding, shorter tenure, higher rate — and what…

Blog JCB Business Profit in India: What One Machine Really Earns

JCB Business Profit in India: What One Machine Really Earns

What a JCB or backhoe actually earns in a month once the EMI, maintenance and idle days are…

Blog How to Negotiate a JCB Price and Read a Dealer Quotation

How to Negotiate a JCB Price and Read a Dealer Quotation

Learn how to negotiate a JCB price by reading the dealer quotation line by line — where the…

Blog Heavy Equipment Operator Salary in India: What Machines Pay (2026)

Heavy Equipment Operator Salary in India: What Machines Pay (2026)

A machine-by-machine, state-by-state look at heavy equipment operator salary in India — JCB, excavator, crane and dozer pay,…

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