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Rishabh Jain Finance & Insurance Specialist, MBA

Rishabh Jain holds an MBA with a specialisation in finance and insurance. He writes on construction-equipment insurance, risk and claims for DesiMachines: which policy to buy, what drives your premium, and how to get a claim paid, translating policy fine print into practical guidance for owners and contractors.

Recent Articles

Aug 19, 2026
Rishabh Jain

Equipment Insurance Claim Rejected: What To Do Next

A repudiation letter is not the end of the claim. There is a written escalation route with statutory deadlines and…

Aug 18, 2026
Rishabh Jain

Transit Insurance for Construction Equipment: What It Actually Covers

Your transporter's liability for your machine is capped by law, not by what the machine is worth. Here is what…

Jul 30, 2026
Rishabh Jain

When Your Machine Injures Someone: The Liability Cover Owners Forget

Most owners insure the machine and stop there. If your excavator drops a load on a passer-by or your operator…

Jul 24, 2026
Rishabh Jain

What Decides Your Machine’s Insurance Premium — and How to Lower It

Two owners with the same excavator can pay very different premiums. Here is exactly what the insurer is pricing, the…

Jul 11, 2026
Rishabh Jain

Construction Equipment Insurance: Cover You Need, Premiums and Claims

An owner's guide to construction equipment insurance in India: which policy actually protects your machine, what drives the premium, and…

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