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Insurance & Risk

9 articles

Contractors All Risk Insurance: What It Covers, and What It Does Not
Rishabh Jain
Insurance & Risk

Contractors All Risk Insurance: What It Covers, and What It Does Not

A tender asks for CAR cover and most owners assume it insures their machines. It insures the works.…

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Insurance for Rented Equipment: Whose Policy Actually Pays
Rishabh Jain
Insurance & Risk

Insurance for Rented Equipment: Whose Policy Actually Pays

When your machine works on someone else's site, the cover that responds is usually your own. What a…

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Machinery breakdown insurance CPM policy exclusions for construction equipment
Rishabh Jain
Insurance & Risk

Machinery Breakdown Insurance: What a CPM Policy Does Not Pay

Your CPM policy excludes the thing owners most expect it to cover. What machinery breakdown insurance does instead,…

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Surety bond vs bank guarantee for tender security
Rishabh Jain
Insurance & Risk

Surety Bond vs Bank Guarantee for Tender Security

An insurer can now issue the security a tender asks for. What a surety bond is under the…

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Equipment insurance claim rejected and construction equipment owner reviewing claim documents
Rishabh Jain
Insurance & Risk

Equipment Insurance Claim Rejected: What To Do Next

A repudiation letter is not the end of the claim. There is a written escalation route with statutory…

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Excavator secured on a trailer during road transportation with transit insurance protection
Rishabh Jain
Insurance & Risk

Transit Insurance for Construction Equipment: What It Actually Covers

Your transporter's liability for your machine is capped by law, not by what the machine is worth. Here…

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Construction worker injured near backhoe loader highlighting liability insurance
Rishabh Jain
Insurance & Risk

When Your Machine Injures Someone: The Liability Cover Owners Forget

Most owners insure the machine and stop there. If your excavator drops a load on a passer-by or…

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Construction equipment including an excavator, backhoe loader, and truck with a protective shield and umbrella symbolizing machine insurance coverage and premium reduction.
Rishabh Jain
Insurance & Risk

What Decides Your Machine's Insurance Premium — and How to Lower It

Two owners with the same excavator can pay very different premiums. Here is exactly what the insurer is…

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Construction equipment with insurance policy documents, premium chart, and claims support materials.
Rishabh Jain
Insurance & Risk

Construction Equipment Insurance: Cover You Need, Premiums and Claims

An owner's guide to construction equipment insurance in India: which policy actually protects your machine, what drives the…

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Recently updated
Single Bid Tender: Will It Be Accepted or Retendered?

Single Bid Tender: Will It Be Accepted or Retendered?

Lump Sum Contract: Who Carries the Risk and How You Get Paid

Lump Sum Contract: Who Carries the Risk and How You Get Paid

JCB Spare Parts Business: Investment, Stock and Margin

JCB Spare Parts Business: Investment, Stock and Margin

Termination of Construction Contract by Contractor: Rights and Costs

Termination of Construction Contract by Contractor: Rights and Costs

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