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Saurav Agarwal

Founder & Chartered Accountant at Desi Machines
504 articles (395 blogs, 109 guides) Writing for Desi Machines since 2025
Saurav Agarwal is a Chartered Accountant and the founder of DesiMachines. He writes on the money side of owning machines: equipment finance, loans and leasing, GST, depreciation and total cost of ownership, alongside the market forces that move Indian infrastructure. He turns dealer quotes, bank terms and spec sheets into buying decisions contractors and fleet owners can act on.

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Articles by Saurav — page 40

Guide Excavator Boom: Types, Design & How It Works

Excavator Boom: Types, Design & How It Works

An excavator's boom sets three limits on the machine: how deep it digs, how high it loads a…

Blog Used Construction Equipment Loan: LTV, Tenure and Why Rates Are Higher

Used Construction Equipment Loan: LTV, Tenure and Why Rates Are Higher

How a used construction equipment loan actually works — valuation-based funding, shorter tenure, higher rate — and what…

Blog JCB Business Profit in India: What One Machine Really Earns

JCB Business Profit in India: What One Machine Really Earns

What a JCB or backhoe actually earns in a month once the EMI, maintenance and idle days are…

Blog How to Negotiate a JCB Price and Read a Dealer Quotation

How to Negotiate a JCB Price and Read a Dealer Quotation

Learn how to negotiate a JCB price by reading the dealer quotation line by line — where the…

Blog Heavy Equipment Operator Salary in India: What Machines Pay (2026)

Heavy Equipment Operator Salary in India: What Machines Pay (2026)

A machine-by-machine, state-by-state look at heavy equipment operator salary in India — JCB, excavator, crane and dozer pay,…

Guide GST on Construction Equipment in India: Rates, HSN Codes & Input Tax Credit

GST on Construction Equipment in India: Rates, HSN Codes & Input Tax Credit

Goods and Services Tax (GST) on most construction and earthmoving equipment in India is 18%. That single rate…

Blog How to Get More Work for Your Machine: Owner’s Guide

How to Get More Work for Your Machine: Owner’s Guide

Practical ways for an equipment owner in India to get more work for your machine beyond word of…

Blog Excavator Maintenance Cost in India: Service Intervals & What You’ll Pay

Excavator Maintenance Cost in India: Service Intervals & What You’ll Pay

A plain-English service schedule and maintenance budget for a mid-size excavator in India — what each service costs,…

Blog What Machine Downtime Really Costs You — And How to Cut It

What Machine Downtime Really Costs You — And How to Cut It

The repair bill is the small part. See what a single idle day costs a financed machine in…

Guide Overhead Crane: Types, How It Works & Uses in India

Overhead Crane: Types, How It Works & Uses in India

An overhead crane is a lifting machine that hangs from a beam running along the roof of a…

Blog Excavator Undercarriage Cost: The Hidden Running Bill

Excavator Undercarriage Cost: The Hidden Running Bill

Excavator undercarriage cost is one of the biggest hidden running expenses in India — what tracks, rollers and…

Blog Excavator Fuel Consumption Per Hour: The Real Diesel Cost

Excavator Fuel Consumption Per Hour: The Real Diesel Cost

Diesel is the biggest cheque you write every month. Here is how to work out your machine's real…

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