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Desi Machines
Blog
Saurav Agarwal

Saurav Agarwal

Founder & Chartered Accountant at Desi Machines

504 articles (395 blogs, 109 guides) Writing for Desi Machines since 2025

Saurav Agarwal is a Chartered Accountant and the founder of DesiMachines. He writes on the money side of owning machines: equipment finance, loans and leasing, GST, depreciation and total cost of ownership, alongside the market forces that move Indian infrastructure. He turns dealer quotes, bank terms and spec sheets into buying decisions contractors and fleet owners can act on.

Writes about

Articles by Saurav — page 41

The Diesel Engine in Your Machine: HP, Fuel and Resale

Updated Sep 29, 2026

The Diesel Engine in Your Machine: HP, Fuel and Resale

Why the diesel engine in your construction equipment shapes fuel cost, resale and emissions compliance in India —…

Equipment Rental Rate Card: What Machines Earn Per Day in India

Updated Oct 03, 2026

Equipment Rental Rate Card: What Machines Earn Per Day in India

What does a JCB rent per day, and what do excavators, cranes and loaders earn on hire? Indicative…

Buy vs Rent Construction Equipment: An Owner’s Decision Guide

Updated Oct 01, 2026

Buy vs Rent Construction Equipment: An Owner’s Decision Guide

Should you buy or rent your next machine, and can you make money renting yours out? The utilization…

What Excavator Attachments Cost: Breakers, Buckets and Augers

Updated Oct 13, 2026

What Excavator Attachments Cost: Breakers, Buckets and Augers

An owner's guide to excavator attachment cost in India: what sets the price of rock breakers, buckets, augers…

Engine Oil, Hydraulic Oil and Grease: Getting the Fluids Right

Updated Sep 29, 2026

Engine Oil, Hydraulic Oil and Grease: Getting the Fluids Right

A practical owner's guide to engine oil for construction equipment in India — the right grades, hydraulic oil…

Excavator Cost Per Hour: How to Calculate Yours

Updated Nov 11, 2026

Excavator Cost Per Hour: How to Calculate Yours

How to calculate the real excavator cost per hour for your machine in India — the fixed-plus-variable formula,…

The Real 5-Year Cost of Owning an Excavator in India

Updated Oct 03, 2026

The Real 5-Year Cost of Owning an Excavator in India

The full excavator cost of ownership in India over five years — purchase, finance, fuel, maintenance, operator, insurance…

Skid Steer Attachments: A Simple Guide for India

Updated Nov 05, 2026

Skid Steer Attachments: A Simple Guide for India

A skid steer loader is one small machine that can do the work of many. The trick is…

Construction Equipment Loan Eligibility and Documents Checklist

Updated Aug 19, 2026

Construction Equipment Loan Eligibility and Documents Checklist

Who qualifies for a construction equipment loan in India and the exact documents banks and NBFCs ask for,…

Hydraulic Rock Breaker Guide: How to Choose the Right Size for Your Excavator

Updated Nov 04, 2026

Hydraulic Rock Breaker Guide: How to Choose the Right Size for Your Excavator

A hydraulic rock breaker is the big hammer you bolt onto the arm of an excavator or backhoe…

Your First Machine: A First Construction Equipment Buying Guide for Indian Contractors

Updated Sep 11, 2026

Your First Machine: A First Construction Equipment Buying Guide for Indian Contractors

A first construction equipment buying guide for Indian contractors: what the machine must earn, how much capital you…

CIBIL Score for a Machinery Loan: What You Need and How to Fix It

Updated Aug 23, 2026

CIBIL Score for a Machinery Loan: What You Need and How to Fix It

What CIBIL score do you need for a construction equipment loan in India, how lenders actually read it,…

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