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Saurav Agarwal

Founder & Chartered Accountant at Desi Machines
504 articles (395 blogs, 109 guides) Writing for Desi Machines since 2025
Saurav Agarwal is a Chartered Accountant and the founder of DesiMachines. He writes on the money side of owning machines: equipment finance, loans and leasing, GST, depreciation and total cost of ownership, alongside the market forces that move Indian infrastructure. He turns dealer quotes, bank terms and spec sheets into buying decisions contractors and fleet owners can act on.

Articles by Saurav — page 33

Guide Hydra Crane Weight in India: Operating Weight by Tonnage Class

Hydra Crane Weight in India: Operating Weight by Tonnage Class

Hydra crane weight is what the machine itself weighs, ready to work, with fuel and the operator -…

Blog EMI Bounce Charges on a Machine Loan: What Is Allowed

EMI Bounce Charges on a Machine Loan: What Is Allowed

A bounced machine EMI attracts a penal charge, not penal interest. The difference decides whether the amount can…

Blog CIBIL Dispute: How to Fix a Wrong Entry on Your Report

CIBIL Dispute: How to Fix a Wrong Entry on Your Report

Your machine loan is closed but the credit report still shows it running. There is a 30-day clock…

Blog Bill Discounting for Contractors: Cash Before They Pay

Bill Discounting for Contractors: Cash Before They Pay

Your machine bill is accepted and sitting for ninety days. Bill discounting on a TReDS platform turns that…

Blog Machine Loan Settlement: What an OTS Really Costs You

Machine Loan Settlement: What an OTS Really Costs You

A one-time settlement closes a defaulted machine loan for less than you owe. It also locks you out…

Guide Excavator Digging Force in India: Bucket and Arm Force by Size

Excavator Digging Force in India: Bucket and Arm Force by Size

Digging force is how hard an excavator can push its bucket teeth into the ground. It is published…

Guide Hydra Crane Engine Power in India: HP by Tonnage Class

Hydra Crane Engine Power in India: HP by Tonnage Class

Hydra crane engine power is the rated output of the diesel engine that drives the crane's wheels and…

Blog Stone Crusher Business Profit: The Sum That Decides It

Stone Crusher Business Profit: The Sum That Decides It

Stone crusher business profit is decided per tonne, not per month. Here is the sum, the royalty line…

Blog Piling Rate Per Meter in India: How the Number Is Built

Piling Rate Per Meter in India: How the Number Is Built

No department publishes a piling rate per meter in India. Here is what actually sits inside the number,…

Guide Excavator Dimensions in India: Width, Height, Length and Tail Swing

Excavator Dimensions in India: Width, Height, Length and Tail Swing

Excavator dimensions are the machine's own measurements when it is parked and folded up: how wide it is…

Guide Excavator Ground Pressure in India: kPa by Size Class

Excavator Ground Pressure in India: kPa by Size Class

Ground pressure is the weight an excavator puts on every square metre of soil under its tracks, written…

Blog When a Contractor Will Not Pay: How to Recover Your Money

When a Contractor Will Not Pay: How to Recover Your Money

Your machine did the work and the contractor has stopped taking calls. Even with no written agreement, the…

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