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Saurav Agarwal

Founder & Chartered Accountant at Desi Machines
504 articles (395 blogs, 109 guides) Writing for Desi Machines since 2025
Saurav Agarwal is a Chartered Accountant and the founder of DesiMachines. He writes on the money side of owning machines: equipment finance, loans and leasing, GST, depreciation and total cost of ownership, alongside the market forces that move Indian infrastructure. He turns dealer quotes, bank terms and spec sheets into buying decisions contractors and fleet owners can act on.

Articles by Saurav — page 35

Guide Hydra Crane Boom Height, Turning Radius and Size in India

Hydra Crane Boom Height, Turning Radius and Size in India

The boom height of a Hydra crane is the maximum height its telescopic boom reaches when fully extended…

Blog BOCW Registration: When a Machine Owner Becomes an Employer

BOCW Registration: When a Machine Owner Becomes an Employer

Ten workers on any day in the last twelve months, and the BOCW Act applies to you. Here…

Blog JCB Fitness Certificate: Does Your Machine Actually Need One?

JCB Fitness Certificate: Does Your Machine Actually Need One?

Owners are told a fitness certificate is compulsory for every machine. The Motor Vehicles Act is narrower than…

Blog Machine Loan Default in India: What the Lender Can and Cannot Do

Machine Loan Default in India: What the Lender Can and Cannot Do

Miss a few EMIs on a machine loan and the calls start. Here is the actual sequence a…

Guide Excavator for Land Levelling and Grading in India

Excavator for Land Levelling and Grading in India

Land levelling with an excavator means using the machine's bucket, and on smaller machines its front dozer blade,…

Blog Labour Cess on Construction Bills: What Comes Off Your Money

Labour Cess on Construction Bills: What Comes Off Your Money

Labour cess is a statutory deduction on the cost of construction, and on government work it usually comes…

Blog JCB Road Tax in India: What an Owner Actually Pays

JCB Road Tax in India: What an Owner Actually Pays

Road tax on a construction machine is a state levy, not a central one, and it usually lands…

Blog JCB Licence in India: Which One You Need and Who Can Drive

JCB Licence in India: Which One You Need and Who Can Drive

There is no separate JCB licence in Indian law. What matters is the class on the driver's licence,…

Guide Excavator Black Smoke from Exhaust: Causes and Fixes

Excavator Black Smoke from Exhaust: Causes and Fixes

Black smoke from an excavator exhaust is unburnt diesel leaving the engine as soot. It happens when the…

Guide How to Read an Excavator Spec Sheet: What Each Number Means

How to Read an Excavator Spec Sheet: What Each Number Means

An excavator spec sheet is the table of numbers a maker publishes for each model: weight, engine power,…

Guide Excavator for Well Digging in India: Which Machine and How Deep

Excavator for Well Digging in India: Which Machine and How Deep

An excavator for well digging is a tracked hydraulic excavator used to dig an open well — the…

Blog Loan Against Machinery: Raising Money on a Machine You Already Own

Loan Against Machinery: Raising Money on a Machine You Already Own

A loan against machinery turns an owned, unencumbered machine into working capital. What lenders look at, what it…

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