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Saurav Agarwal

Founder & Chartered Accountant at Desi Machines
504 articles (395 blogs, 109 guides) Writing for Desi Machines since 2025
Saurav Agarwal is a Chartered Accountant and the founder of DesiMachines. He writes on the money side of owning machines: equipment finance, loans and leasing, GST, depreciation and total cost of ownership, alongside the market forces that move Indian infrastructure. He turns dealer quotes, bank terms and spec sheets into buying decisions contractors and fleet owners can act on.

Articles by Saurav — page 36

Blog Solvency Certificate for a Tender: What It Is and How to Get One

Solvency Certificate for a Tender: What It Is and How to Get One

Tenders ask for a solvency certificate to prove you can fund the work. Here is what your bank…

Blog Project Report for a Machinery Loan: What the Bank Actually Reads

Project Report for a Machinery Loan: What the Bank Actually Reads

A project report for a machinery loan is not a formality. It is the arithmetic the credit officer…

Blog Excavation Rate Per Cubic Meter: How to Quote Earthwork Without Losing Money

Excavation Rate Per Cubic Meter: How to Quote Earthwork Without Losing Money

Work out your own excavation rate per cubic meter from your machine's cost per hour and what it…

Guide Excavator for Dredging and Canal Desilting in India

Excavator for Dredging and Canal Desilting in India

An excavator for dredging is a tracked excavator fitted with a longer boom and arm than normal, so…

Guide Excavator Engine Power: HP by Size Class in India

Excavator Engine Power: HP by Size Class in India

Excavator engine power is the rated output of the machine's diesel engine, written in horsepower (HP) and usually…

Blog How to Become a Labour Contractor: Licence, Cost, Margin

How to Become a Labour Contractor: Licence, Cost, Margin

Supplying workers and operators to sites is a real business with a licence, a margin and a cash-flow…

Guide Power Shovel vs Hydraulic Excavator: The Difference Explained

Power Shovel vs Hydraulic Excavator: The Difference Explained

A power shovel is a digging machine that moves its bucket with steel wire ropes and winch drums,…

Guide Excavator Hydraulic Motors: How the Swing and Travel Motors Work

Excavator Hydraulic Motors: How the Swing and Travel Motors Work

An excavator hydraulic motor is a part that turns oil pressure into rotating movement. A working excavator carries…

Blog How to Stop Diesel Theft: The Real Cost of Fuel Loss

How to Stop Diesel Theft: The Real Cost of Fuel Loss

Most owners suspect diesel loss and can prove nothing. Here is what the loss costs in rupees a…

Blog Tipper, Dumper or Backhoe: Which One Actually Earns More on the Money You Put In

Tipper, Dumper or Backhoe: Which One Actually Earns More on the Money You Put In

Everyone compares the earnings and nobody compares the capital. Here is the three-line sum that settles it, run…

Blog Bank Auction Construction Equipment: What to Check Before You Bid

Bank Auction Construction Equipment: What to Check Before You Bid

A repossessed machine can be the cheapest one you ever buy, or the most expensive. The law, the…

Blog PWD Contractor Registration: How a Machine Owner Gets Enlisted and Gets Work

PWD Contractor Registration: How a Machine Owner Gets Enlisted and Gets Work

Enlistment runs five years, the whole file moves through the CEMS portal, and there is a 90-day training…

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