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Saurav Agarwal

Founder & Chartered Accountant at Desi Machines
224 articles (158 blogs, 66 guides) Writing for Desi Machines since 2025
Saurav Agarwal is a Chartered Accountant and the founder of DesiMachines. He writes on the money side of owning machines: equipment finance, loans and leasing, GST, depreciation and total cost of ownership, alongside the market forces that move Indian infrastructure. He turns dealer quotes, bank terms and spec sheets into buying decisions contractors and fleet owners can act on.

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Articles by Saurav — page 7

Blog Machine Utilisation Rate: How to Measure It and What Good Looks Like

Machine Utilisation Rate: How to Measure It and What Good Looks Like

The number that explains why a busy machine still loses money. How to work out your utilisation rate…

Blog Do Construction Machines Need a PUC Certificate in India

Do Construction Machines Need a PUC Certificate in India

A backhoe that drives on a public road is a registered vehicle, and the emission rules follow it…

Blog PF and ESI for Construction Workers: When They Apply to You

PF and ESI for Construction Workers: When They Apply to You

Two statutes, two completely different triggers, and one line in the PF Act that reaches workers you did…

Blog Force Majeure in Construction Contracts: When Delay Is Excused

Force Majeure in Construction Contracts: When Delay Is Excused

Rain is not force majeure. What the clause in your contract actually does, why Section 56 of the…

Blog Arbitration in Construction Contracts: What Actually Happens

Arbitration in Construction Contracts: What Actually Happens

The clause is already in the contract you signed. Who gets to be the arbitrator, when the clock…

Blog E Way Bill for Machinery: When You Need One to Move a Machine

E Way Bill for Machinery: When You Need One to Move a Machine

Selling it, shifting it between your own sites, sending it for repair, or putting it on hire —…

Blog HSRP for Construction Equipment: Does Your Machine Need One

HSRP for Construction Equipment: Does Your Machine Need One

The high security plate is not a separate rule for machines. It is the only lawful form of…

Blog Does a JCB Pay Toll? What Machines Pay on the Highway

Does a JCB Pay Toll? What Machines Pay on the Highway

A machine driving to site under its own power is a mechanical vehicle at the fee plaza, and…

Blog How Much Diesel You Can Store at Site Without a Licence

How Much Diesel You Can Store at Site Without a Licence

Two thousand five hundred litres, and no single barrel over a thousand. The limit that decides whether your…

Blog Pre Bid Meeting in a Tender: Your One Chance to Ask

Pre Bid Meeting in a Tender: Your One Chance to Ask

The conditions that decide whether a tender is worth bidding can still be changed at this stage —…

Blog Over Dimensional Cargo Permit for Moving a Machine

Over Dimensional Cargo Permit for Moving a Machine

Machines cross the legal width long before owners think they do. What the Central Motor Vehicles Rules actually…

Blog Defect Liability Period: What You Owe After Handover

Defect Liability Period: What You Owe After Handover

The job is finished and the machines have moved on, but the contract has not let go. What…

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