At Desi Machines, we recognize that finance plays a vital role in enabling businesses to acquire high-quality construction machinery, earthmoving equipment, and heavy engineering tools without disrupting cash flow. Whether you’re a contractor, builder, or fleet owner, our tailored equipment finance solutions help you invest in advanced machinery without bearing the full cost upfront. We collaborate with leading financial institutions to offer low-interest heavy equipment loans, flexible EMIs, lease options, and custom plans to suit your budget and project requirements. With simplified documentation, faster approvals, and expert support, we make your machinery procurement process smoother and more accessible.
Desi Machines goes beyond showcasing machines—we provide end-to-end finance assistance to help you make confident decisions. From comparing loan options to selecting the best financing partner, we guide you at every step. Whether you’re buying excavators, cranes, or bulldozers, we ensure you’re equipped with the right finance plan. You’ll find funding options for top equipment brands such as JCB, Tata Hitachi, Sany, Hyundai, Caterpillar (Cat), Komatsu, Volvo, Bobcat, ACE, Bull, Mahindra Liugong, XCMG, Kobelco, and more. Our mission is to empower you with both machinery and the means to afford them, offering flexible financing solutions to keep your business moving forward.
We offer EMI payment plans that are tailored to suit your needs and budget.
We offer EMI payment plans tailored to your needs and budget, covering equipment such as excavators, backhoe loaders, wheeled loaders, cranes, bulldozers, compactors, pavers, dozers, heavy-duty forklifts, skid steer loaders, dump trucks, mining trucks, and more.
Yes, financing options are available for both old and new equipment.
You can directly apply by filling out the form on our platform. Our experts will connect you and assist you through the process.
Yes, we only host verified and trusted finance providers to ensure reliability and security for our users.
Documents that are required for financing are identity proof (PAN), address proof, business registration documents (GST or other business documents), financial statements of income proof, bank statements, etc.
Generally, the rate of interest ranges from 7% to 20% per annum depending upon factors like credit score, tenure of the loan, and type of equipment.
Loan amounts depend on various factors, like type of equipment and your credit score. Our experts will guide you to find solutions to your requirements.
The finance approval takes 2-7 working days depending on the documentation process and evaluation process.
The prepayment process varies by provider. Some offer easy prepayment without charging any penalty and some charge a penalty fee. You must check with the finance provider to know the terms and conditions.
Yes, refinancing options are available. Refinancing can help reduce your interest rate or monthly payments. Contact us to explore refinancing opportunities.
Yes, we can bundle equipment insurance with your financing plan to safeguard your investment against unforeseen damages or losses.
Yes, pre-approval is available. Submit your documents for evaluation, and our finance partners will assess your eligibility and provide pre-approval based on your financial profile.
Reach out to our support team via the contact form on the Finance Page.
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Desi Machines is a platform where you can see and compare construction equipment. It showcases images, brochures, features, technical specifications, brand details & dealer information. All these are taken from respective brand websites, brochures, and other public resources. We do not claim ownership of these materials and strive to ensure their accuracy. However, the disparity may happen and we advise users to verify directly with respective brands and dealers. Desi Machines is not liable for any inaccuracies or reliance on the information provided. Use of this website is at your own discretion.