Desi Machines: Your One-Stop Solution for Heavy Machinery, Comparison, and Unbeatable Deals!
AU Small Finance Bank is India’s largest tech-led small finance bank. It serves low- to middle-income individuals and MSMEs with focused lending options. The bank evolved from AU Financiers in 1996 and became a scheduled bank in 2017. AU Bank combines deep industry knowledge, a wide network of branches (about 2,400 touchpoints in over 500 cities), and strong credit credentials. It is known for minimal paperwork, fast approvals, and service that focuses on relationships. AU Bank supports asset acquisition through tailored finance options, including Commercial Vehicle and Construction Equipment Loans.
AU Bank’s Construction Equipment Loan is designed for businesses in construction, mining, and infrastructure development. It offers financing for both new and used equipment. The product covers a wide range of machines such as excavators, backhoe loaders, transit mixers, cranes, tippers, and more through its Loan for Construction and Mining Equipment portfolio. Features include quick processing, expert help through valuers, flexible repayment terms that match project cycles, and nearly paperless disbursal.
AU Bank’s Equipment Machinery Loan and Equipment Financing options help contractors, miners, fleet operators, and machinery hirers finance essential assets without straining their capital. With instant approval processes and customized repayment plans that fit seasonal cash flows, AU Bank’s Finance for Machinery supports growth through Commercial Vehicle and Construction Equipment Loans. The offerings also include loans against construction equipment, allowing customers to refinance existing assets for working capital needs. Whether they are buying brand-new excavators or choosing a pre-owned equipment loan, customers benefit from competitive rates, minimal documentation, and dedicated support. This reflects AU Bank’s commitment to scalable, asset-backed financing.
Calculating your Machinery Loans EMI has never been easier. Use our Machinery Loans EMI Calculator to input your desired amount, interest rate, and tenure, and view an instant summary of your EMI amounts. You can also simply adjust the amount and tenure to see how it affects your EMI repayments. Grow your business faster with our Machinery Loans EMI Calculator.
AU Small Finance Bank offers Construction Equipment Loans to individuals, contractors, proprietorships, partnerships, private limited companies, and SMEs engaged in infrastructure or mining activities. Applicants should demonstrate steady income, basic creditworthiness, and a minimum of one year of business operations.
Aadhaar, PAN, passport, voter ID, or driving license.
GST certificate, business registration, trade license, or company documents.
Bank statements (last 6 months), ITRs, or audited financial reports.
Proforma invoice for new machinery or valuation report for used machinery.
Hypothecation of the equipment; additional security may be required for high-value loans.
Explore a wide range of construction and heavy machinery from India’s top brands like CAT, Komatsu, JCB, Tata Hitachi, CASE, and more—all in one place.
Select the equipment model that best fits your project requirement, budget, and usage type—whether it’s for earthmoving, road work, mining, or lifting.
Fill out a quick enquiry form or connect via call, WhatsApp, or email. Desi Machines helps you apply for Machinery Loans or Finance for Machinery with fast approvals.
AU Small Finance Bank’s Construction Equipment Loan includes many types of new and used heavy machinery for construction, infrastructure, and mining. This range covers excavators, backhoe loaders, transit mixers, tippers, cranes, wheel loaders, concrete pumps, compactors, and motor graders. The loan aims to assist contractors, builders, and fleet operators in quickly obtaining important equipment with flexible financing, minimal paperwork, and quick approvals.
Yes, pre-owned machinery is eligible for funding based on its age, condition, and valuation under AU Small Finance Bank Construction Equipment Loan.
AU Bank provides up to 90% of the equipment value, making it easier to invest with a low upfront cost.
Tenures go up to 60 months with EMIs designed to suit your business cycle.
Yes, monthly, quarterly, and structured EMIs are available depending on your cash flow pattern.
With complete documents, loan approval and disbursal typically happen within 3–5 working days.
The financed equipment is hypothecated; additional security is only needed for larger loans or special cases.
Yes, AU Small Finance Bank offers balance transfer and top-up loans on existing equipment finance.
© 2025 Desi Machines All rights reserved.
Designed & Developed by PromotEdge
Desi Machines is a platform where you can see and compare construction equipment. It showcases images, brochures, features, technical specifications, brand details & dealer information. All these are taken from respective brand websites, brochures, and other public resources. We do not claim ownership of these materials and strive to ensure their accuracy. However, the disparity may happen and we advise users to verify directly with respective brands and dealers. Desi Machines is not liable for any inaccuracies or reliance on the information provided. Use of this website is at your own discretion.
