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Citi Bank construction equipment loans are loans provided by Citi Bank for businesses to purchase the heavy machinery and tools necessary for construction and infrastructure projects. Citi Bank provides competitive interest rates and a flexible repayment period. This helps businesses to finance equipment without putting pressure on the cash flow of the business. Citi’s all-purpose machinery loans cater to specific projects for contractors, builders, or those from the infrastructure sector.
These loans are generally for any type of machinery, such as excavators, backhoe loaders, cranes, and any construction equipment. Citi Bank is among the few that have turned their gear towards helping customers in quick approvals, almost no documentation, and custom financing solutions for the purchase of new, as well as used equipment. Their dedicated relationship managers and advisory services help manage your construction equipment finance efficiently from application to disbursal.
Choosing Citi Bank for machinery financing allows businesses to keep up with the latest technology and grow operations without high upfront costs. Whether you need to replace old equipment or ramp up for new projects, Citi’s construction equipment loan provides a straightforward financing option. This makes it a suitable choice for businesses looking for long-term growth with secure and flexible equipment financing options.
Calculating your Machinery Loans EMI has never been easier. Use our Machinery Loans EMI Calculator to input your desired amount, interest rate, and tenure, and view an instant summary of your EMI amounts. You can also simply adjust the amount and tenure to see how it affects your EMI repayments. Grow your business faster with our Machinery Loans EMI Calculator.
Citi Bank Construction Equipment Loan is open to contractors, builders, and businesses involved in construction or infrastructure work. Applicants must have a valid business, stable finances, and a good credit history to qualify for flexible, high-value equipment financing.
PAN Card, Aadhaar Card, Voter ID, Passport, or Driving License of the applicant or business owner
Utility bills, Rent Agreement, Passport, or Aadhaar Card showing the current residential or business address.
GST Registration, Trade License, Partnership Deed, or Company Incorporation Certificate to verify business existence.
Audited financial statements from the last 2–3 years, income tax returns, and bank statements for the past 6 months.
A proforma invoice or quotation from the authorized dealer or supplier for the machinery to be financed.
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Citi Bank finances a broad range of construction and industrial machinery, such as excavators, cranes, loaders, concrete mixers, and more. Most heavy-duty equipment required for infrastructure projects qualifies.
Citi Bank offers competitive interest rates on its construction equipment loans based on the borrower’s profile, machine type, and loan tenure. Rates aim to keep equipment financing affordable and flexible.
Yes, Citi Bank offers financing for both new and used equipment, depending on its condition and value. This allows businesses to access cost-effective machinery loans without affecting operational efficiency.
Citi Bank lends to contractors, construction firms, builders, and businesses in infrastructure and earthmoving. Applicants must provide valid business documents and a stable financial history.
Citi Bank offers flexible loan terms of 12 to 60 months, making it easier for businesses to repay their equipment financing according to project timelines and cash flow.
Citi Bank generally uses the financed equipment as collateral, so no additional security is needed. This makes machinery financing more accessible for small and mid-sized businesses.
Citi Bank provides up to 100% financing on eligible construction equipment, depending on machine value and the borrower’s profile. This enables businesses to acquire high-value machinery with minimal upfront costs.
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