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    Apply Sakthi Finance Commercial Vehicles & Construction Equipment Financing Today

    Sakthi Financial Services | Construction Equipment Loan | Finance Your Construction & Heavy Equipment

    Sakthi Finance Ltd is one of the leading NBFCs in India for commercial vehicle and construction equipment financing, established in 1955 and based in Coimbatore. Armed with several decades of experience and having a strong presence in South India, Sakthi Finance has always considered transport operators within the small and medium scale as its focus areas. The company also offers Fixed Deposits, Hire Purchase Finance, and Working Capital Loans with simplicity, transparency, and customer satisfaction at the core of its value system.

    Sakthi Finance offers loans to purchase construction equipment such as excavators, backhoe loaders, wheel loaders, graders, tippers, compactors, cranes, and other heavy equipment. Our Equipment and Machinery loans can finance up to 100% of new machinery, with competitive interest rates and a repayment period of up to 60 months. Whether you are an infrastructure contractor or an SME involved in mining or logistics, Sakthi Finance finances with a flexible and customer-focused approach. They also finance used equipment with customized EMI options and refinancing for current borrowers.

    Sakthi Finance’s product range also includes Machinery Loan, Commercial Equipment Finance, and Second-hand Equipment Finance, covering a wide range of assets from earthmoving machines to construction support tools. Sakthi Finance simplifies documentation, ensures fast disbursal, and tailors solutions to seasonal cash flows, making us the go-to choice for contractors, builders, and logistics businesses across South India.

    EMI Calculator

    Calculate your loan EMI in 3 easy steps. Use EMI calculator to estimate your EMI and total amount payable.

    Loan Summary

    Loan Amount: 4,000,000
    Interest Payable: 0
    Monthly EMI: 0

    Finance Your Equipment Today

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      Key Features and Benefits of Sakthi Finance Construction Equipment Loan

      Up to 100% Funding

      Up to 100% Funding for New Equipment

      Sakthi Finance offers up to 100% funding for brand-new construction equipment like backhoe loaders, excavators, and tippers, easing upfront cost burdens for buyers.

      Flexible Financing for Used Equipment

      Flexible Financing for Used Equipment

      Their Equipment Loans extend to second-hand machinery with adjustable EMIs, attractive interest rates, and repayment tenures up to 36 months.

      Quick Processing & Simple Paperwork

      Quick Processing & Simple Paperwork

      Expect fast loan approval and minimal paperwork, ensuring hassle-free financing so projects stay on track and cash flows are uninterrupted.

      Repayment Flexibility

      Repayment Flexibility

      Loan tenures range up to 60 months for new assets and 36 months for used ones. EMIs are tailored to match your income cycles and business turnover.

      Competitive Interest Rates

      Competitive Interest Rates & Refinance Facility

      Affordable interest rates across all Equipment Financing options. Refinancing is available to lower existing EMI burdens or adjust terms.

      Strong Rural & SME Focus

      Strong Rural & SME Focus

      Sakthi Finance supports rural contractors, small fleet operators, and SMEs with customized financial products and personal service through local branches.

      Eligibility Criteria for Sakthi Finance Services Construction Equipment Financing

      Sakthi Finance offers construction equipment loans to small business owners, transport contractors, fleet operators, infrastructure builders, and SME units with stable income. The eligibility criteria are flexible and suited to both new and used machinery buyers.

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      Photo Identity Proof

      Aadhaar, PAN, Passport, Voter ID, or Driving License for verification.

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      Address Proof

      Utility bill, Aadhaar card, Voter ID, or Passport to confirm current residence.

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      Income Proof

      Bank statements, ITRs, or audited balance sheets to assess repayment capacity.

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      Equipment Invoice / Valuation Report

      Quotation, proforma invoice, or asset valuation of the equipment to be financed.

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      Vehicle/Asset Registration & Insurance

      Mandatory for securing the loan; documents must show hypothecation to Sakthi Finance.

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      Business Proof (for Self-Employed)

      GST registration, trade license, or proof of partnership/proprietorship to establish business continuity.

      How to Apply for Sakthi Finance Construction Equipment Loan

      01
      Browse Top Brands

      Explore a wide range of construction and heavy machinery from India’s top brands like CAT, Komatsu, JCB, Tata Hitachi, CASE, and more—all in one place.

      02
      Select Your Model

      Select the equipment model that best fits your project requirement, budget, and usage type—whether it’s for earthmoving, road work, mining, or lifting.

      03
      Apply

      Fill out a quick enquiry form or connect via call, WhatsApp, or email. Desi Machines helps you apply for Machinery Loans or Finance for Machinery with fast approvals.

      Frequently Asked Questions

      Ans.

      Sakthi Finance is a South India-based NBFC offering finance for commercial vehicles, construction equipment, and machinery since 1955.

      Ans.

      Sakthi Financial Services Construction Equipment Loan offers loans for heavy construction equipment, including backhoe loaders, excavators, compactors, batching plants, transit mixers, tippers, and cranes.

      Ans.

      Interest rates are competitive and depend on the asset type, applicant profile, and tenure. Contact the nearest branch for specific rates.

      Ans.

      Backhoe loaders, excavators, cranes, compactors, tippers, and other heavy construction and mining equipment are eligible.

      Ans.

      Yes—Sakthi Finance provides loans for used construction equipment with flexible EMIs and shorter tenures.

      Ans.

      Up to 100% finance is offered on new equipment, depending on the asset category and customer profile.

      Ans.

      Loan repayment terms go up to 60 months for new assets and up to 36 months for used machines.

      Ans.

      Contractors, builders, transporters, small business owners, and SMEs with consistent income and creditworthiness.

      Ans.

      Yes—Sakthi Finance offers refinancing for existing loans to reduce EMIs or revise tenure based on current financial needs.

      Get Loans for Top Construction Equipment Models

      Excavator
      Fine Equipments: Fine FM20 Fine FM38
      Concrete Mixer
      Bharat Benz: BharatBenz 2828C RMC
      VMP Equipments: Bull VMP 4000
      Apply Now

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