Sakthi Finance Ltd is one of the leading NBFCs in India for commercial vehicle and construction equipment financing, established in 1955 and based in Coimbatore. Armed with several decades of experience and having a strong presence in South India, Sakthi Finance has always considered transport operators within the small and medium scale as its focus areas. The company also offers Fixed Deposits, Hire Purchase Finance, and Working Capital Loans with simplicity, transparency, and customer satisfaction at the core of its value system.
Sakthi Finance offers loans to purchase construction equipment such as excavators, backhoe loaders, wheel loaders, graders, tippers, compactors, cranes, and other heavy equipment. Our Equipment and Machinery loans can finance up to 100% of new machinery, with competitive interest rates and a repayment period of up to 60 months. Whether you are an infrastructure contractor or an SME involved in mining or logistics, Sakthi Finance finances with a flexible and customer-focused approach. They also finance used equipment with customized EMI options and refinancing for current borrowers.
Sakthi Finance’s product range also includes Machinery Loan, Commercial Equipment Finance, and Second-hand Equipment Finance, covering a wide range of assets from earthmoving machines to construction support tools. Sakthi Finance simplifies documentation, ensures fast disbursal, and tailors solutions to seasonal cash flows, making us the go-to choice for contractors, builders, and logistics businesses across South India.
Calculate your loan EMI in 3 easy steps. Use EMI calculator to estimate your EMI and total amount payable.
Sakthi Finance offers construction equipment loans to small business owners, transport contractors, fleet operators, infrastructure builders, and SME units with stable income. The eligibility criteria are flexible and suited to both new and used machinery buyers.
Aadhaar, PAN, Passport, Voter ID, or Driving License for verification.
Utility bill, Aadhaar card, Voter ID, or Passport to confirm current residence.
Bank statements, ITRs, or audited balance sheets to assess repayment capacity.
Quotation, proforma invoice, or asset valuation of the equipment to be financed.
Mandatory for securing the loan; documents must show hypothecation to Sakthi Finance.
GST registration, trade license, or proof of partnership/proprietorship to establish business continuity.
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Sakthi Finance is a South India-based NBFC offering finance for commercial vehicles, construction equipment, and machinery since 1955.
Sakthi Financial Services Construction Equipment Loan offers loans for heavy construction equipment, including backhoe loaders, excavators, compactors, batching plants, transit mixers, tippers, and cranes.
Interest rates are competitive and depend on the asset type, applicant profile, and tenure. Contact the nearest branch for specific rates.
Backhoe loaders, excavators, cranes, compactors, tippers, and other heavy construction and mining equipment are eligible.
Yes—Sakthi Finance provides loans for used construction equipment with flexible EMIs and shorter tenures.
Up to 100% finance is offered on new equipment, depending on the asset category and customer profile.
Loan repayment terms go up to 60 months for new assets and up to 36 months for used machines.
Contractors, builders, transporters, small business owners, and SMEs with consistent income and creditworthiness.
Yes—Sakthi Finance offers refinancing for existing loans to reduce EMIs or revise tenure based on current financial needs.
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