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Sundaram Finance Limited, founded in 1954 and headquartered in Chennai, is one of India’s most reputable NBFCs, having a history of lending on commercial vechicles, construction equipment, tractors, and others. Over time, it has established a vast network of branches across the country and acquired good credit ratings from ICRA and CRISIL. The business offers a wide range of services, including mutual funds, insurance, SME finance, house loans, and asset management, with its basic values of openness, customer-centricity, and fast service.
Sundaram Finance offers comprehensive Construction Equipment Loan solutions for individuals looking to purchase excavators, backhoe loaders, cranes, tippers, compactors, and other equipment. Their Commercial Vehicle & Construction Equipment Loan and Loan for Construction and Mining Equipment schemes provide up to 100 % financing on new machines, competitive interest rates, easy documentation, and tenors of 60 months. They also offer used equipment financing, with customised EMIs, quick turnaround, and refinance facility for existing customers, making equipment financing affordable for a wide cross-section of contractors and companies.
Sundaram Finance Equipment Loans in India cover a wide range of assets—including construction equipment, earthmoving machinery, mining equipment, material-handling systems, DG sets, crushers, compressors, and agricultural implements. Whether you’re financing new or used equipment, their equipment financing solutions offer flexible repayment terms, customized EMIs aligned with business cash flows, fast loan approvals, credit life cover via Sundaram Credit Protect, and minimal documentation. With disciplined processes and robust after-loan support, Sundaram Finance remains a top equipment finance provider in India, empowering infrastructure, mining, agriculture, and SME growth.
Calculate your loan EMI in 3 easy steps. Use EMI calculator to estimate your EMI and total amount payable
To apply for a Construction Equipment Loan from Sundaram Finance, individuals, proprietors, partnership firms, and private limited companies engaged in infrastructure, mining, or earthmoving activities are eligible. Applicants should have a stable income source, good repayment history, and a valid business presence.
Government ID such as Aadhaar, PAN, passport, voter, or driving license and the latest passport-size photographs
Utility bill, Aadhaar, passport, voter ID, or rent agreement showing current residence or business location.
Last 3 months’ salary slips, 6 months bank statements, ITRs, or audited financials to verify income and repayment capacity.
New asset: original invoice. Used asset: valuation report or sale deed to confirm asset value.
RC book and insurance policy with hypothecation in lender’s name ensure legal ownership and coverage.
Include GST certificate, trade license, partnership deed, or business registration to establish business legitimacy.
Explore a wide range of construction and heavy machinery from India’s top brands like CAT, Komatsu, JCB, Tata Hitachi, CASE, and more—all in one place.
Select the equipment model that best fits your project requirement, budget, and usage type—whether it’s for earthmoving, road work, mining, or lifting.
Fill out a quick enquiry form or connect via call, WhatsApp, or email. Desi Machines helps you apply for Machinery Loans or Finance for Machinery with fast approvals.
Sundaram Finance offers Construction Equipment Loans for top machinery like excavators, backhoe loaders, wheel loaders, cranes, concrete mixers, compactors, road rollers, and DG sets. Both new and used equipment are eligible, making it ideal for construction, mining, and infrastructure businesses seeking reliable equipment financing.
Contractors, builders, mining operators, and transporters with a valid business and income source are eligible.
Yes, Sundaram offers Equipment Financing for both brand-new and pre-owned construction or mining machinery.
Interest rates vary based on equipment type, loan tenure, and credit profile. Competitive rates are offered.
Repayment terms are flexible, typically ranging from 12 to 60 months depending on the loan and applicant profile.
Optional insurance, including credit life cover, can be bundled with the loan to enhance borrower security.
Yes, Sundaram provides Construction Equipment Loans even to first-time buyers subject to eligibility checks.
With streamlined processes, loan approvals typically happen within 48–72 hours of submitting all required documents.
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