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Bajaj Finance Limited is the financial service arm of the Bajaj group and was established in 2007. Bajaj Finserv serves crores of people daily and is one of the leading NBFCs in the country. Headquartered in Pune, Bajaj Finserv offers a wide range of lending and investment solutions, including personal loans, business loans, vehicle loans, and equipment financing. With a strong presence across India, high credit ratings, and digital-first services, the company is known for its transparency, speed, and customer-centric approach.
Bajaj Finserv provides equipment loans to contractors, builders, miners, and infrastructure companies. One can easily avail Bajaj Finserv machinery loan within 48 hours up to a limit of Rs 80 lakhs. Their machinery financing covers backhoe loaders, excavators, graders, transit mixers, tippers, cranes, compactors, and more. The offering includes up to 100% financing on new equipment, competitive interest rates, paperless documentation, and tenures of up to 96 months. Customers can also benefit from flexible EMI structures, pre-approved offers, and top-up loan facilities on existing machinery loans.
Apart from standard construction machines, Bajaj Finserv’s Construction Equipment Loans also cover agricultural machinery, compressors, DG sets, and material-handling equipment. Whether purchasing new or pre-owned equipment, borrowers can enjoy fully digitized loan journeys, instant approvals, and minimal processing charges. With reliable financing and innovative repayment models, Bajaj Finserv is a top choice for businesses looking to scale with the right equipment.
Calculating your Machinery Loans EMI has never been easier. Use our Machinery Loans EMI Calculator to input your desired amount, interest rate, and tenure, and view an instant summary of your EMI amounts. You can also simply adjust the amount and tenure to see how it affects your EMI repayments. Grow your business faster with our Machinery Loans EMI Calculator.
Bajaj Finserv offers Construction Equipment Loans to contractors, business owners, fleet operators, and SMEs with an established income stream. The loan is suitable for purchasing new or used machinery across the construction, mining, and agricultural sectors.
Aadhaar, PAN Card, Voter ID, Passport, or Driving Licence
Utility bill, Aadhaar, Voter ID, or Passport
Bank statements, ITRs, or audited financials of the business
Quotation or invoice for new/used equipment purchase
GST registration, business PAN, trade license, or incorporation documents
Previous EMI payment track record (if applicable) for top-up or refinance
Explore a wide range of construction and heavy machinery from India’s top brands like CAT, Komatsu, JCB, Tata Hitachi, CASE, and more—all in one place.
Select the equipment model that best fits your project requirement, budget, and usage type—whether it’s for earthmoving, road work, mining, or lifting.
Fill out a quick enquiry form or connect via call, WhatsApp, or email. Desi Machines helps you apply for Machinery Loans or Finance for Machinery with fast approvals.
Bajaj Finance construction equipment loan covers a wide range of heavy machinery—including cranes, excavators, backhoes, bulldozers, tipper trucks, and other HCVs—as collateral for secured financing, with flexible tenure and quick approval
Interest rates vary based on equipment type and profile but are generally competitive. Check online or contact customer care for quotes.
Yes, Bajaj Finserv offers construction equipment loans for both new and second-hand machinery, with flexible terms.
Up to 100% of the invoice value for new machines, and a substantial percentage for used ones, depending on age and condition.
With digital processing, approvals can happen within 24–48 hours. Disbursal follows soon after documentation completion.
Yes, existing borrowers with a good repayment record may be eligible for top-up loans or balance transfers.
Absolutely—Bajaj Finserv allows part-prepayment and full foreclosure, often with minimal or no charges.
Optional protection plans for loan repayment and equipment insurance are available during the application process.
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