Federal Bank is a leading private sector bank in India, known for serving a wide range of customers, including individuals, NRIs, and businesses across both urban and rural areas. The bank’s core philosophy, “Digital at the Fore, Human at the Core,” drives its mission to deliver high-quality digital banking experiences without compromising human interaction. Recognized as a Great Place to Work, Federal Bank is committed to becoming the first choice for customers by combining innovation with empathy and service excellence.
With over a decade of investment in digital transformation, Federal Bank has emerged as a front-runner in the neo-banking space. Today, more than 86% of its transactions are conducted digitally, reflecting its strong digital capabilities and forward-thinking approach. The bank continues to launch user-friendly digital products and marketing initiatives to meet evolving customer needs. Its strategic focus on building a secure credit portfolio, while ensuring sustainable and organic liabilities, has contributed to strong financial performance and long-term growth.
In addition to digital excellence, Federal Bank plays a key role in promoting inclusive finance. Through partnerships with neo-banking platforms, the bank is helping to bridge the financial gap for small businesses and underserved communities. These collaborations aim to co-create digital solutions that improve the efficiency and sustainability of India’s MSME sector. As part of its broader mission, the bank is also actively addressing social concerns like environmental sustainability and economic inequality, positioning itself as a responsible and future-ready financial partner.
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Federal Bank’s Construction Equipment Loan is available to contractors, fleet operators, plant hirers, builders, mining operators, and SMEs involved in infrastructure or construction projects. Applicants must demonstrate a stable source of income, provide basic KYC documents, and meet credit and equipment eligibility criteria.
PAN card, Aadhaar card, passport, voter ID, or driver’s license.
Recent utility bills, Aadhaar, passport, or driving license with current address.
Bank statements for the last 6 months, ITRs, audited financials (for businesses).
GST registration, firm registration, shop license, or other business ownership documents.
Proforma invoice for new equipment or certified valuation for used machinery.
Loan track records and foreclosure letters for refinancing requests.
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Eligible applicants include individuals, contractors, proprietorships, partnerships, companies, and MSMEs engaged in infrastructure, mining, construction, and related industries.
Federal Bank Construction Equipment Loan finances a wide range of construction equipment, including excavators, backhoe loaders, tippers, cranes, concrete mixers, compactors, batching plants, and other related equipment.
The loan amount generally depends on the type of machinery, applicant profile, creditworthiness, and business turnover. Federal Bank offers flexible funding tailored to customer needs.
Loan repayment tenures are flexible and typically range from 36 to 60 months (3–5 years), with EMI options aligned to your cash flow.
Yes, financing is available for both new and pre-owned equipment, subject to equipment valuation and bank guidelines.
Federal Bank offers very competitive interest rates. The final rate is determined based on credit rating, loan amount, and risk assessment.
Basic documents like KYC, business proof, income statements, equipment proforma invoice, and bank statements are required. Additional documents may be needed based on the applicant type.
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