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    Apply for Hinduja Leyland Finance Construction Equipment Loan Today

    Hinduja Leyland Finance | Construction Equipment Loan | Finance Your Construction & Heavy Equipment

    Hinduja Leyland Finance (HLF) is one of India’s leading Non-Banking Financial Companies (NBFCs), dedicated to providing tailored financial solutions to infrastructure and construction businesses. With a strong focus on equipment finance, HLF supports contractors, fleet owners, and builders with customized funding options for acquiring a wide range of new and used construction equipment across India.

    HLF’s Construction Equipment Finance offering is designed to empower businesses in infrastructure development by offering flexible, quick, and easy loans for earthmoving, road construction, and mining equipment. Backed by a robust pan-India presence and deep understanding of the sector, HLF caters to the needs of both first-time buyers and established enterprises.

    EMI Calculator

    Calculate your loan EMI in 3 easy steps. Use EMI calculator to estimate your EMI and total amount payable.

    Loan Summary

    Loan Amount: 4,000,000
    Interest Payable: 0
    Monthly EMI: 0

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      Key Features and Benefits of Hinduja Leyland Finance Construction Equipment Loan

      Wide Coverage of Equipment Types

      Wide Coverage of Equipment Types

      Whether you need excavators, loaders, tippers, compactors, cranes, or other heavy machinery—Hinduja Leyland Finance covers financing for almost all types of construction equipment.

      Funding for New and Used Equipment

      Funding for New and Used Equipment

      HLF finances both brand-new equipment from leading OEMs and second-hand machines in good working condition, ensuring affordability for small and mid-sized businesses.

      Loan Tenure of Up to 5 Years

      Loan Tenure of Up to 5 Years

      Borrowers can repay their loan over a period of up to 60 months (5 years), with customized EMI structures suited to the cash flow cycle of infrastructure projects.

      High Loan-to-Value (LTV) Ratio

      High Loan-to-Value (LTV) Ratio

      Depending on equipment type and applicant profile, Hinduja Leyland Finance offers up to 90% of the equipment cost, reducing upfront capital burden.

      Fast and Flexible Processing

      Fast and Flexible Processing

      With minimal documentation and quick approvals, HLF ensures fast disbursal so you can deploy your equipment at the site without delay.

      Tailored Repayment Options

      Tailored Repayment Options

      HLF understands the dynamic cash flow of infrastructure businesses and offers seasonal EMIs, structured repayments, and moratorium periods on a case-to-case basis.

      Support for First-Time Buyers

      Support for First-Time Buyers

      Special schemes for first-time buyers with simplified credit evaluation, helping small contractors enter the construction business with ease.

      Eligibility Criteria for Hinduja Leyland Finance Construction Equipment Loan

      Hinduja Leyland Finance offers construction equipment loans to a wide range of customers including individuals, sole proprietors, partnership firms, private and public limited companies, fleet owners, and contractors engaged in construction, mining, and infrastructure-related activities. First-time buyers and start-ups with sound business plans are also considered, making HLF an inclusive lender. Applicants must demonstrate a stable source of income, a clear repayment track record (if applicable), and valid business documentation. While strong financials are preferred, Hinduja Leyland Finance also evaluates cash flows and project pipeline to assess repayment capacity, offering flexibility even to those with limited credit history.

      kyc
      KYC Documents

      Aadhaar Card, PAN Card, Voter ID, Passport, or Driving License (any two)

      proof reading
      Business Proof

      GST Registration Certificate, Trade License, Company Incorporation Certificate, or Partnership Deed

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      Financials

      Last 2 years’ Income Tax Returns, Audited Financial Statements (Profit & Loss & Balance Sheet), and 6-month Bank Statements

      invoice
      Equipment Invoice or Valuation

      Proforma Invoice (for new machines) or Certified Valuation Report (for used equipment)

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      Collateral or Security Documents

      Hypothecation agreement for the financed equipment; guarantor details or additional security may be requested for higher loan amounts or first-time buyers

      How to Apply for a Machinery Loan from Hinduja Leyland Finance

      01
      Browse Top Brands

      Explore a wide range of construction and heavy machinery from India’s top brands like CAT, Komatsu, JCB, Tata Hitachi, CASE, and more—all in one place.

      02
      Select Your Model

      Select the equipment model that best fits your project requirement, budget, and usage type—whether it’s for earthmoving, road work, mining, or lifting.

      03
      Apply

      Select the equipment model that best fits your project requirement, budget, and usage type—whether it’s for earthmoving, road work, mining, or lifting.

      Frequently Asked Questions

      What kind of construction equipment can I finance with Hinduja Leyland Finance?

      You can finance a wide range of equipment including backhoe loaders, excavators, tippers, transit mixers, cranes, compactors, and more.

      Can I get a loan for second-hand construction machinery?

      Yes, used machinery that is in good condition and within a specific age bracket is eligible for financing.

      How much funding can I get?

      Depending on your profile and equipment type, you can get up to 90% financing of the equipment cost.

      What is the maximum repayment tenure?

      You can repay your loan in flexible terms of up to 5 years (60 months).

      Do I need to provide any collateral?

      Typically, the machinery financed is hypothecated to HLF. In some cases, guarantors or additional collateral may be requested.

      Are there financing options for start-ups or first-time buyers?

      Yes—HLF provides special support for new-to-credit customers and first-time buyers in construction.

      How long does it take to get the loan approved?

      With simplified documentation and field presence, HLF can approve and disburse the loan within a few working days.

      Are seasonal or customized EMIs possible?

      Yes—Hinduja Leyland Finance offers structured repayment plans, including seasonal and bullet EMIs, based on your cash flow needs.

      Get Loans for Top Construction Equipment Models

      Excavator
      Fine Equipments: Fine FM20 Fine FM38
      Concrete Mixer
      Bharat Benz: BharatBenz 2828C RMC
      VMP Equipments: Bull VMP 4000
      Apply Now

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