HDB Financial Services (HDBFS) is a well-known name in India’s financial scene. As a subsidiary of HDFC Bank and a leading Non-Banking Financial Company (NBFC), it has a strong presence across the country through a wide network of branches and digital channels. HDBFS offers various financial solutions, including secured and unsecured loans. The company is famous for its focus on customers, quick loan approvals, and competitive interest rates, making it a popular choice for individuals and businesses looking for reliable financial help.
HDB Financial Services provides tailored Construction Equipment Finance solutions for businesses in infrastructure, real estate, mining, and construction. These equipment loans help contractors, builders, and project developers buy new or used heavy machinery, such as excavators, backhoe loaders, cranes, wheel loaders, motor graders, and tippers. With minimal documentation, quick processing, and flexible repayment options, HDBFS makes sure that businesses can keep operating without cash flow issues. Their solutions are designed to fit project cash flows, easing financial strain while allowing for timely asset purchases.
HDBFS Construction Equipment Loans feature competitive interest rates, refinancing options, and support for both individual and corporate buyers. These loans assist businesses in upgrading to better machinery, enhancing project efficiency and productivity. Whether you want to expand your fleet, replace old equipment, or invest in new technology, HDB Financial Services has the right financing options with nationwide support. By making it easier to access valuable assets, HDBFS significantly contributes to empowering India’s construction industry and supporting long-term growth in infrastructure.
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To be eligible for HDB Financial Services Construction Equipment Financing, applicants must be contractors, builders, or businesses engaged in infrastructure, construction, or mining. Sole proprietors, partnerships, companies, and individuals with a stable income and satisfactory credit profile can apply. Flexible options are available for both new and used equipment financing.
PAN card, Aadhaar card, passport, voter ID, or driver’s license and latest passport size photographs.
Recent utility bills (not older than 2 months), Aadhaar, passport, rent agreement, or driving license with current address.
Provide updated bank statements, IT returns, and profit & loss statements to demonstrate financial stability and repayment capacity.
Submit fleet list, registration documents, MOA/AOA, partnership deed, or landholding records to validate business authenticity and continuity.
Provide a valid proforma invoice or equipment quote detailing asset cost and specifications to initiate HDBFS financing application.
HDBFS requires machinery hypothecation as primary security, with optional collateral like third-party guarantees, property, or FDs for loan approval.
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You can finance a wide range of machinery, including backhoe loaders, excavators, cranes, graders, wheel loaders, RMC plants, and many more.
HDBFS offers competitive interest rates ranging from 8% to 24%, based on customer profile, asset type, and tenure.
HDBFS provides loan tenure of up to 48 months, making it easier to align EMIs with your project cash flows.
Yes, HDB Financial Services offers loans for both new and used equipment, including refinance and re-purchase options.
Contractors, plant hirers, infrastructure developers, farmers, quarry operators, and even first-time users are eligible for construction equipment financing.
You’ll need KYC documents, bank statements, ITRs, business registration, equipment invoice, and other standard financial proofs.
With simple documentation and streamlined processes, HDBFS ensures quick approval and fast loan disbursal, often through its digital platform.
Primary collateral is the hypothecation of the equipment. In some cases, additional security like property or third-party guarantee may be required.
Yes, a comprehensive insurance policy is mandatory to safeguard the financed construction equipment from theft, fire, or damage.
Yes, repayment plans are customized as per project cash flows, ensuring ease of payment without straining your finances.
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