At Desi Machines, we understand that insurance for heavy equipment is a critical component when it comes to safeguarding your investment in construction machinery, earthmoving equipment, and fleet vehicles. Whether you’re a contractor, builder, or fleet owner, choosing the right heavy machinery insurance coverage ensures the protection of your machines, minimizes risks, and maximizes the long-term value of your equipment. Our platform provides detailed insights into machinery insurance options, helping you understand policy types, coverage details, and premium rates. We partner with leading insurance providers to offer comprehensive plans that cover accidents, theft, natural disasters, and other unforeseen events, ensuring your machines remain operational at all times.
In addition to machinery sales, we also offer guidance on selecting the best insurance for construction equipment, helping you make informed decisions that align with your business needs. With an extensive network of insurers, we simplify the process of comparing various insurance policies to find the most cost-effective and efficient solutions for your heavy equipment fleet. Our platform enables you to access a range of insurance products suited for various types of machinery, from excavators to cranes. We feature top equipment brands like JCB, Tata Hitachi, Sany, Hyundai, Caterpillar (Cat), Komatsu, Volvo, Bobcat, ACE, Bull, Mahindra Liugong, XCMG, Kobelco, and many more. At Desi Machines, we aim to make your heavy equipment purchases worry-free by offering the right insurance coverage, ensuring the protection of your investment while you focus on growing your business.
Construction Equipment Insurance is a type of insurance that covers tools and machinery used in construction and mining projects. It is also called Contractor’s Equipment Insurance and is used to protect against theft, fire, vandalism, and certain natural disasters.
Insurance protects our machinery and tools from unforeseen events like theft, damage, fire, accident, and other natural disasters. By doing insurance the business runs without any problems and other out-of-pocket expenses and delays.
This type of insurance covers equipment such as excavators, backhoe loaders, wheeled loaders, cranes, bulldozers, compactors, dozers etc. It applies to both owned and rented machinery.
Yes, many insurance policies offer coverage for rented or borrowed equipment. It is important to review the policy details for any specific conditions or limitations.
The risks that are covered are theft, vandalism, fire, accidents, and natural disasters like windstorms and hail.
Unless endorsed, the policy excludes coverage for normal wear and tear, mechanical breakdowns and damage due to improper use or overloading, and certain natural disasters. It is advised to read the policy in detail.
Insurance premiums are calculated on different factors such as:
To apply for insurance through Desi Machines you have to fill out the inquiry form. A representative from the insurance provider will guide you through the application process
Yes, insurance is available for used or second-hand equipment. Premium rates and terms and conditions may vary and prior inspection may be required before issuing coverage.
Desi Machines connects you with verified insurance providers which simplifies the process of finding policies. We ensure that you get the best coverage tailored to your equipment and business needs.
Valuation can be based on:
The method used will be specified in your policy.
The process for filing a claim involves the following process:
Commonly required documents include:
Yes absolutely, our experts are available to guide you through the best policy suitable for you based on your equipment, usage, and business requirements.
© 2025 Desi Machines All rights reserved.
Designed & Developed by PromotEdge
Desi Machines is a platform where you can see and compare construction equipment. It showcases images, brochures, features, technical specifications, brand details & dealer information. All these are taken from respective brand websites, brochures, and other public resources. We do not claim ownership of these materials and strive to ensure their accuracy. However, the disparity may happen and we advise users to verify directly with respective brands and dealers. Desi Machines is not liable for any inaccuracies or reliance on the information provided. Use of this website is at your own discretion.