Volvo Financial Services (VFS) is the global captive finance arm of the Volvo Group, supporting customers in more than 50 countries. In India, VFS operates as Volvo Financial Services India Pvt. Ltd., delivering tailor-made financial solutions exclusively for Volvo Group equipment buyers, including Volvo Construction Equipment, Volvo Trucks, and SDLG machinery. With deep product knowledge and a customer-first approach, Volvo Finance helps contractors and businesses maximize uptime by removing financial barriers.
VFS provides end-to-end financing solutions for a wide range of Volvo construction machines such as excavators, wheel loaders, graders, pavers, and articulated haulers. Whether you’re a fleet owner, contractor, or mining company, Volvo Finance enables quick, seamless ownership of heavy equipment with up to 100% financing, customized repayment structures, and fast approvals.
Apart from new equipment financing, Volvo Finance also offers used machine loans, refinancing, and insurance bundling—making them a one-stop solution for your Volvo fleet needs. Their strong OEM connect ensures higher residual value, competitive interest rates, and minimal risk throughout the asset lifecycle, making them an ideal choice for long-term infrastructure growth.
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Volvo Financial Services offers loans to registered companies, fleet owners, mining contractors, construction firms, and sole proprietors with a steady source of income and good credit history. The focus is on customers investing in Volvo or SDLG machinery across infrastructure, mining, and road development sectors.
PAN card, Aadhaar/passport/driving license/voter ID.
GST certificate, firm registration, incorporation certificate (for companies or LLPs).
Last 6 months’ bank statements, ITRs, audited financials if available.
Dealer quotation or invoice of Volvo or SDLG equipment.
Usually hypothecation of financed equipment; further security may be needed for large loans.
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Volvo Finance covers excavators, wheel loaders, pavers, compactors, haulers, and other Volvo Group machines.
Yes, VFS often provides up to 100% funding on brand-new Volvo equipment.
Yes—Volvo Finance supports certified used machine loans based on evaluation and age of the machine.
Yes—VFS offers refinancing solutions for improved rates and flexible repayment terms.
Repayment terms are flexible, typically up to 60 months, based on borrower profile and machine usage.
Yes—insurance and extended maintenance plans can be bundled with the Equipment Loan.
Volvo Finance offers OEM-integrated financing with better residual value understanding, faster processing, and Volvo-specific benefits.
Yes—contractors of all sizes can apply, provided they have a clear repayment capacity and basic business documentation.
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