AU Small Finance Bank is India’s largest tech-led small finance bank. It serves low- to middle-income individuals and MSMEs with focused lending options. The bank evolved from AU Financiers in 1996 and became a scheduled bank in 2017. AU Bank combines deep industry knowledge, a wide network of branches (about 2,400 touchpoints in over 500 cities), and strong credit credentials. It is known for minimal paperwork, fast approvals, and service that focuses on relationships. AU Bank supports asset acquisition through tailored finance options, including Commercial Vehicle and Construction Equipment Loans.
AU Bank’s Construction Equipment Loan is designed for businesses in construction, mining, and infrastructure development. It offers financing for both new and used equipment. The product covers a wide range of machines such as excavators, backhoe loaders, transit mixers, cranes, tippers, and more through its Loan for Construction and Mining Equipment portfolio. Features include quick processing, expert help through valuers, flexible repayment terms that match project cycles, and nearly paperless disbursal.
AU Bank’s Equipment Machinery Loan and Equipment Financing options help contractors, miners, fleet operators, and machinery hirers finance essential assets without straining their capital. With instant approval processes and customized repayment plans that fit seasonal cash flows, AU Bank’s Finance for Machinery supports growth through Commercial Vehicle and Construction Equipment Loans. The offerings also include loans against construction equipment, allowing customers to refinance existing assets for working capital needs. Whether they are buying brand-new excavators or choosing a pre-owned equipment loan, customers benefit from competitive rates, minimal documentation, and dedicated support. This reflects AU Bank’s commitment to scalable, asset-backed financing.
